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Paying bills with no bank account

Paying bills with no bank account

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Old Aug 11th 2015, 4:56 pm
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Default Paying bills with no bank account

I am waiting for a notice from the council tax to show it is in my name which will allow me to open a bank account. In the meantime I have my rent to pay. I know the post office offers a Moneygram service where the money, I believe, goes straight into a bank account on arrival. I have been told it is an expensive service to use but I don't know for sure. Are there any other ways I can pay it until I get my bank account set up?

Not sure if the old postal order system is still in existence or not.
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Old Aug 11th 2015, 5:00 pm
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Default Re: Paying bills with no bank account

Ask in the post office is there is still the old Postal order is still about. Or what about cash so long as you are given a receipt on the spot. Credit card?
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Old Aug 11th 2015, 7:44 pm
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Default Re: Paying bills with no bank account

Originally Posted by Mummy in the foothills
Ask in the post office is there is still the old Postal order is still about. Or what about cash so long as you are given a receipt on the spot. Credit card?
I managed to get someone at the post office as they were about to close. She said they still have postal orders with a max amount per postal order of £250. She said to call back tomorrow and she would tell me more because they were closing.
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Old Aug 11th 2015, 8:43 pm
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Default Re: Paying bills with no bank account

what about paying for everything in cash or with one of those cash cards, even a credit card?
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Old Aug 11th 2015, 11:08 pm
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Default Re: Paying bills with no bank account

Originally Posted by not2old
what about paying for everything in cash or with one of those cash cards, even a credit card?
My landlord is not local so that rules out cash.

When you say "cash card" do you mean those prepaid cards? I have seen those in the USA but wasn't aware the UK had them.
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Old Aug 12th 2015, 12:02 am
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Default Re: Paying bills with no bank account

Originally Posted by windsong
My landlord is not local so that rules out cash.

When you say "cash card" do you mean those prepaid cards? I have seen those in the USA but wasn't aware the UK had them.

The UK does have them.

Or, get your landlord's bank details for direct deposit, go in to bank, deposit cash into his/her account. Or transfer rent from whatever account your money is in ATM (if it's not all cash under the mattress)
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Old Aug 12th 2015, 12:16 am
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Default Re: Paying bills with no bank account

Originally Posted by windsong
My landlord is not local so that rules out cash.

When you say "cash card" do you mean those prepaid cards? I have seen those in the USA but wasn't aware the UK had them.
The UK has had them for many years. There are loads of them and you can get them in various currencies as well. I used to have a Euro one for continental travel and added extra load when the exchange rate versus £ was good.

Can you not get your landlords bank details and just transfer the rent online?
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Old Aug 12th 2015, 8:00 am
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Default Re: Paying bills with no bank account

Does you rent letter not have your address on it? if not get the landlord to give you the details in letter for and then take it to a bank, what about the Electoral role or a letter from the Doctors either of these should have your address on it. Can you not just pay cash into your landlords bank account for now, always keep the receipt though to prove you have done son. Good luck with everything
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Old Aug 12th 2015, 12:16 pm
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Default Re: Paying bills with no bank account

Originally Posted by windsong
My landlord is not local so that rules out cash.

When you say "cash card" do you mean those prepaid cards? I have seen those in the USA but wasn't aware the UK had them.

to the post office or any bank & get a money order or bank draft.

Alternate is 'Western Union' available in the UK in your area... do a google
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Old Aug 12th 2015, 10:58 pm
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Default Re: Paying bills with no bank account

Providing you have your landlord's account number and sort code you can just physically go into a branch of their bank and pay your rent directly into their account with cash.
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Old Aug 12th 2015, 11:44 pm
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Default Re: Paying bills with no bank account

Originally Posted by BritInParis
Providing you have your landlord's account number and sort code you can just physically go into a branch of their bank and pay your rent directly into their account with cash.
Exactly what I was about to type.

Easey peasey lemon squeezy & no hassles.
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Old Aug 13th 2015, 3:15 am
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Default Re: Paying bills with no bank account

I don't think you can put cash into someone else's account. My bank doesn't allow it.
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Old Aug 13th 2015, 7:24 am
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Default Re: Paying bills with no bank account

Originally Posted by Downton Gabby
I don't think you can put cash into someone else's account. My bank doesn't allow it.
Most banks do allow it. my friends and Family and I never have any issues doing that. All you need is the account name, sort code and account number.
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Old Aug 13th 2015, 2:52 pm
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Default Re: Paying bills with no bank account

Originally Posted by Downton Gabby
I don't think you can put cash into someone else's account. My bank doesn't allow it.
Originally Posted by Pollyana
Most banks do allow it. my friends and Family and I never have any issues doing that. All you need is the account name, sort code and account number.
+1.

I'm curious to know which bank doesn't allow it.
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Old Aug 13th 2015, 7:12 pm
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Default Re: Paying bills with no bank account

Originally Posted by Shirtback
+1.

I'm curious to know which bank doesn't allow it.
Thinking back, the only time I've encountered a problem in 35 years of banking was when my mate in Guernsey tried to deposit cash into my LLoyds account, they said they could accept a cheque but not cash, but I think that was because of offshore rules, being the Channel Islands. Never had a problem on mainland UK or Northern Ireland,
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