Re: Over 40's Moving Back and Catching Up
 

I am 60 so I think in the USA I could claim SS at 62. I think it is the same in the UK for me but I need to check.

I am surprised that for you it is five years later because you are only a year or two younger than me. They must have changed the rules.

Re: Over 40's Moving Back and Catching Up
 

You can claim from 62 but if I recall correctly, the default normal retirement age is later (I think it's 66 for the mid-50's folks). If you elect to take it at 62, you will receive a reduced amount. We had this discussion on the UK/US pension thread.

Re: Over 40's Moving Back and Catching Up
 

At 60, depending on when you birthday is, you can claim your UK pension between 62 and 63. I am actually 5 years younger than you, hence my having to wait until 66.

As for the US, because I am only 55 I will come up against the new raised ages for social security and medicare. But I don't really care about medicare as I will be long gone by then. I could claim 1/2 my husband's social security at 62, as 1/2 of his will be more than 100% of mine. But it would be greatly reduced, so I plan to wait to claim the full amount at 67.

Re: Over 40's Moving Back and Catching Up
 

Oh yes!!! You are right. Now I remember. I am planning "formal" work until at least 65 anyway but it's nice to know roughly when you are eligible to claim SS if you want to :)

Re: Over 40's Moving Back and Catching Up
 

Thank you. This is good to know :)

Re: Over 40's Moving Back and Catching Up
 

So you know.

One Expat that didn't make it home.....

Lord Hambleden died at his home in Nevada on Thursday last week.

Never heard of him right?

I think he was connected to or was the owner of WHSmith.

Re: Over 40's Moving Back and Catching Up
 

UK State Pension at the moment can be claimed from age 65. There are different rules for occupational pensions. In the USA you CAN claim SS pension from age 62 - at a lower rate.

Re: Over 40's Moving Back and Catching Up
 

While scanning old documents to save space I came across two pensions I'd forgotten all about! Woohoo! The digestive biscuit, singular, is on me - that's about all they're worth :rofl:

Re: Over 40's Moving Back and Catching Up
 

When this thread was the over 50's and 60's and returning it was focused more on those returning to retire or partly retire (or working from home) with information geared towards our advancing age ;)
It is great that this thread is so open and is also a chit chat page which I love to come to each day, but do you think we need to start a thread for purely those who are planning on coming home to retire?

After all we have different needs, different fears and need advice and guidance. There are so many here who have already retired who we could get some guidance from. There are those who, like myself, are researching retirement areas as a new chapter in our lives. There are those people on here who have researched the financial implications (tax issues, investments and NI benefits) and then the folks who have researched the "social implications" and the changing Britain. There are those people who are married to a non-EU spouse and wish to discuss the "savings" options on UKBA. All of us have questions and could help each other. Some folk have a wealth of knowledge to share. What do you think?

Re: Over 40's Moving Back and Catching Up
 

I've been getting acquainted with the programs on the BBC iPlayer and I absolutely LOVE the following:

Call the Midwife
Death in Paradise
Holby City
Ripper Street
Prince of Persia (Film)

I watched these all in one week, sometimes more than one episode, too. I can't remember the last time I found so many programs to enjoy in one week! The BBC seems to have kept up its high quality program listings.

I also love Escape to the Country. Sometimes I can watch it without getting upset (homesick) but sometimes I can't.

Re: Over 40's Moving Back and Catching Up
 

Yes, I think we need a thread like that. :fingerscrossed:

Re: Over 40's Moving Back and Catching Up
 

I love Escape to the Country also, but the house prices make me gulp sometimes. If I had older children in the house I'm sure Id love those also. Country Files is another good one with great information about the counties rural areas.

Re: Over 40's Moving Back and Catching Up
 

I'll have a look for Country Files, too :D

Re: Over 40's Moving Back and Catching Up
 

Windsong, also if you get chance watch Spiral, Junior Doctors, People Like Us. I can't say enough how excellent Spiral is. I rarely watch ITV anymore cos' of its new format. I watch Corrie on YouTube. Watching Mr. Selfridge which I think is overly dramatic but sort of like it..

Re: Over 40's Moving Back and Catching Up
 

It's Countryfile, just the one word, on, in the UK, every Sunday evening.