British Expats

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-   Moving back or to the UK (https://britishexpats.com/forum/moving-back-uk-61/)
-   -   Over 40's Moving Back and Catching Up (https://britishexpats.com/forum/moving-back-uk-61/over-40s-moving-back-catching-up-701116/)

J.JsOH Jan 19th 2013 10:43 am

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 

Originally Posted by trottytrue (Post 10491988)
Another problem is the Social atmosphere has changed. I find that many people have an attitude of I am owed that money.

Agreed, this is my impression too. It seems that many are grabbing benefits, compensation, lottery wins, bonuses, whatever. People scrambling for a windfall as a right.

Derrygal Jan 19th 2013 1:34 pm

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 

Originally Posted by trottytrue (Post 10492014)
Now my rant is over. I will start my Diary on Life of an Ex-pats return to the UK or not:)

Just to fill in briefly for those who were not on this forum in the beginning.

I married a US Citizen in 1972. Came to the US did not like it returned to the UK stayed 7 years then returned to the US. Reseason for returning were when I look back stupid but to late to moan.
We lived in Florida first way too hot and sticky then moved to California to crowded in the area we lived. Moved to Rhode Island were we stayed for 19 years. I made the decision to become part of the life if not for my sake but for my childrens. I was happy but never completely. It was always my goal to return back to the UK one day.

We had 3 children born in the UK but by the 80's all American. Couldnt take them back to UK. They all went off to University then I really began to get homesick. My Mother got ill but like many of you will understand with three teenagers in College I could not afford to go back for holidays.

My husband was made redundant in the late 90's and after a year he managed to get another job in NH we moved up here to get some money together to build up that nest egg again.

We finally thought we could make it in the UK so we put the house on the Market just prior to the housing slump. I got all our 3 dogs fitted with chips and all had their rabies updated. We were on our way. As soon as the house sold my husband would retire. 6 years later we were still here. My 3 beautiful dogs had passed away my Mother had died and my brother.

We finally sold the house and as most of you know shortly after we moved into a rental and were waiting for our return to the UK furniture in international storage ready for the UK. But fate took a hand. We had been in the rental for just 1 month when I was diagnosed with cancer. I had my op and then 6 months of chemo. That ended back in July of last year. Since then my husband became sick and is not well. I am doing fine. We now have one dog and are staying with our daughter till we decide what to do. My husband is having Coronary angioplasty and stents next Friday. My hope is they find nothing too bad.

So now we are up to date and I will fill you in the next chapters which I am sure will be the hardest. But I think the one lesson learned is do not wait too long to return home as there never is a right time. The next few weeks will be interesting. I wonder which side of me will win. One point for those returning it is much easier to return home if you leave no one behind but leaving behind children and grandchildren is hard. For me its leaving behind my daughter that is the hardest. Jasper123....Yes we do pay $140 per month from our Social Security. I cannot complain about any of the medical care we have had. My cancer care was the best and my husband only went to his doctor last week for a check up and talked about the mild pain in his chest. An appointment was made to see a specialist which was today and the proceedure is being done next Friday. Today when he went to see the doctor I was suprised how organized my husbands file was. The doctor had everything in the file for the past 10 years from all the operations he had and all the tests and results he had had.

You're absolutely right - if you don't have family here it is probably much easier to make the decision to go back - but those of us who have children and grand-children (I'm including myself in this) it is heart-wrenching. That is why I have come to terms with the fact that I will probably live here for the rest of my life. I hope everything goes well for your husband next Friday. Life isn't easy - it's hard to make plans/decisions at times - none of us know what the future holds.

trottytrue Jan 20th 2013 1:36 am

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 
Diary of an ex-pat part two.....

Today my husband took me to see two houses close to the ocean. I don't know what it is but my heart is just not in it. He thinks by living close to the ocean I will like it better. Havn't the heart to tell him its not the location its the country. I dont know how long I can delay making a decision. We have looked at quite a lot but even though I know we would never be able to afford something like these in the UK it just doesnt matter. One street over from the ocean running around $350,000. Lv/dr 3 bedrooms 2 bathrooms around 1700sq ft. See I am longing for that little cottage in the country. But even going home that would be unobtainable.

I am just giving you my thoughts and letting you see how difficult this becomes. Hopefully those considering moving to the US or moving back will take note.

The big problem in all of this is money. It was at the start and it is now. When you have money you can make those trips back home more often I know friends who through the years have taken trips back home two or three times a year. When you have children you cannot afford it and who do you leave them with.

Here's another of my thougths when I started this journey my Mother and brother and many of my friends were still alive. I mostly regret not being back home to take care of my Mother( when I read Rodney's posting about is Mum I think how lucky he and she are.) or seeing my brother that last year. My friends unfortunately died young well to me young late 50's and 60's to me is young. So with them no longer around how will I feel. Do I want to put my daughter though the same agony that I went through when my Mother got sick. This is the turmoil I go through. One not very well thought out decision over 30's years ago and this is were it lands you.......

On the brighter side technology is so much better when I came to the US phone calls could bankrupt you nothing on the TV from the UK. I would try and tune in to the radio to listen to programs. Flying to the UK cost an arm and a leg. Now we have the computer we have Skype I can watch most British shows on my computer and many shows on the TV. I have Netflix and can buy some food. Just wish an M&S would open up here. :) and wish the shows on the TV were of a higher standard. Thats not including Downton Abbey and a few others.

My friend who moved back two years ago to Dorset loves it but she has loads of money and was able to buy a beautiful home. She says the best thing is that village life is the great. Although she is not very happy with the weather.

sallysimmons Jan 20th 2013 8:59 am

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 
All good points Trotty and things more people need to think about. I've said before that I think money and family/friends are the two key factors in whether you can be happy with the move. If we were all in ours 20s, neither would matter all that much, but now as we gracefully age (!), they become more important.

If I may be honest, I also think that you may find the UK a challenge culturally. I say that because you've been clear about your political views and the truth is that the British conservatives are generally on the same page as the US Democrats - sometimes even slightly to the left of them (for example, on gay marriage and healthcare). The conservatives have also made many of the financial industry reforms that American Republicans fight, private citizens are not allowed guns period, religion is rarely mentioned in public life, taxes are higher on wealthy people, and abortion is freely available. Finally of course there's the welfare state and supposed 'benefits scroungers.'

As someone who found America far too right-wing, this has all been a welcome change for me, but how would you feel about it? It might not bother you, but I think it's worth taking into account.

Perth Jan 20th 2013 10:45 am

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 

Originally Posted by sallysimmons (Post 10494255)
All good points Trotty and things more people need to think about. I've said before that I think money and family/friends are the two key factors in whether you can be happy with the move. If we were all in ours 20s, neither would matter all that much, but now as we gracefully age (!), they become more important.

If I may be honest, I also think that you may find the UK a challenge culturally. I say that because you've been clear about your political views and the truth is that the British conservatives are generally on the same page as the US Democrats - sometimes even slightly to the left of them (for example, on gay marriage and healthcare). The conservatives have also made many of the financial industry reforms that American Republicans fight, private citizens are not allowed guns period, religion is rarely mentioned in public life, taxes are higher on wealthy people, and abortion is freely available. Finally of course there's the welfare state and supposed 'benefits scroungers.'

As someone who found America far too right-wing, this has all been a welcome change for me, but how would you feel about it? It might not bother you, but I think it's worth taking into account.

Cultural and political acclimatisation are huge considerations to mention and not often seen in discussions about whether to return or not. Or maybe I am just as political as you sally so therefore it is as much on my priority list as healthcare and ditching the car. Fortunately for us, we are of the same persuasion as you and see us fitting in just fine :thumbsup:

PS: Don't let the fact that we home schooled fool you. We were secular liberal homeschoolers. And yes there are many of us...even in Florida

trottytrue Jan 20th 2013 10:36 pm

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 
Sallysimmons and Perthhomeschool....Politics and Cultural views are the least of my concerns. My views on politics really dont enter into my returning home. Its one thing answering a post on this forum but when in company of those who differ from me I am not in the habit of making my politics known. Each to their own. As for it being a challenge for me moving home I think I will be far more concerned about getting good Dr's and finding a home in the right part of the country so I may get the treatment I might need.

If we were all of the same persuasion that would be really boring. I have great pride in my parents they brought up 6 children who thought for themselves and all had different political 'persuasions'.

As for gay marriage thats up to the Church not me to make the decisions whether they will allow it or not and abortion is a choice made just as easy here in the US, yes in some States its 20 weeks not 24. Do I agree with it no but then its the law and that should not be altered only peoples mindset. When at great expense doctors fight to save the life of a 6month old foetus and then in another faciity someone is aborting a 6month old foetus that seems cruel and stupid unless the Mother is sick or has been raped. As for " so called benefit scoungers" please remember I have always thought that those most in need should receive benefits but when some lazy do nothing is sitting at home with no intention of looking for a job then I say thats wrong and there are plenty of them. That money could be better spent in other areas. My views in this paragraph are shared by most of my friends back home. Labour or Conservative. People I know really dont take politics very serious in the UK. They moan about all parties.

Here in the US I find that in the part of the country I live politics and religion are rarely spoken about maybe in New York and the Bible belt but not here in New England i . Perhaps you didnt know but here in NH we have a gay Bishop and our local rector is Gay. I woundnt have a hissy fit if I were to think about it which I dont.

So even though I am not of the same politcal persuasion as Sally or Perth I know given the chance to go home I would fit in perfectally well just as easy as two very vocal liberals:eek:.

As I have said before my main concerns are money.. money.. money and Healthcare and leaving behind my children.

trottytrue Jan 20th 2013 10:41 pm

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 
Diary of an Ex-pat part 3....

Today my daughter approached me with the idea that I should go home but instead of buying a home rent one that way if I needed to return to the US it would be much easier. As I like Rodney and Charleygirl got my US Citizenship I would not be confined to staying in the UK for a certain amount of time. At the time I was reticent about getting it but now I am glad I did.

Homeiswheretheheartis Jan 20th 2013 10:42 pm

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 

Originally Posted by perthhomeschool (Post 10494467)
Cultural and political acclimatisation are huge considerations to mention and not often seen in discussions about whether to return or not. Or maybe I am just as political as you sally so therefore it is as much on my priority list as healthcare and ditching the car. Fortunately for us, we are of the same persuasion as you and see us fittingu in just fine :thumbsup:

PS: Don't let the fact that we home schooled fool you. We were secular liberal homeschoolers. And yes there are many of us...even in Florida

Perhomeschool and Sally, so glad you mentioned political considerations being considered with regard to where you live. As you said perth, it doesn't get mentioned much on here.

I'm in the US and due to the nature of my husbands employment we are very lucky and my life here in the US is good and insular:thumbdown:.

Then I turn on the TV or read the news and I can't with good grace continue to bring my children up in a county with so many political extremists in positions of power.

It is one of the main reasons I do not like or enjoy the US as much as I could. What is even stranger is that I know I am returning at the end of this year, but when I hear the lasted mad political choice, it still bothers me.

Perth Jan 21st 2013 12:02 am

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 

Originally Posted by trottytrue (Post 10495461)
Sallysimmons and Perthhomeschool....Politics and Cultural views are the least of my concerns. My views on politics really dont enter into my returning home. Its one thing answering a post on this forum but when in company of those who differ from me I am not in the habit of making my politics known. Each to their own. As for it being a challenge for me moving home I think I will be far more concerned about getting good Dr's and finding a home in the right part of the country so I may get the treatment I might need.

If we were all of the same persuasion that would be really boring. I have great pride in my parents they brought up 6 children who thought for themselves and all had different political 'persuasions'.

As for gay marriage thats up to the Church not me to make the decisions whether they will allow it or not and abortion is a choice made just as easy here in the US, yes in some States its 20 weeks not 24. Do I agree with it no but then its the law and that should not be altered only peoples mindset. When at great expense doctors fight to save the life of a 6month old foetus and then in another faciity someone is aborting a 6month old foetus that seems cruel and stupid unless the Mother is sick or has been raped. As for " so called benefit scoungers" please remember I have always thought that those most in need should receive benefits but when some lazy do nothing is sitting at home with no intention of looking for a job then I say thats wrong and there are plenty of them. That money could be better spent in other areas. My views in this paragraph are shared by most of my friends back home. Labour or Conservative. People I know really dont take politics very serious in the UK. They moan about all parties.

Here in the US I find that in the part of the country I live politics and religion are rarely spoken about maybe in New York and the Bible belt but not here in New England i . Perhaps you didnt know but here in NH we have a gay Bishop and our local rector is Gay. I woundnt have a hissy fit if I were to think about it which I dont.

So even though I am not of the same politcal persuasion as Sally or Perth I know given the chance to go home I would fit in perfectally well just as easy as two very vocal liberals:eek:.

As I have said before my main concerns are money.. money.. money and Healthcare and leaving behind my children.

Trotty, I have been insensitive. I did not mean to offend you. In echoing sally's thoughts I did so as they pertained to mine. I for one am :fingerscrossed::fingerscrossed::fingerscrossed: that you will return if only to have healthcare you so rightly deserve. I am truly sorry for what I said. I think I will slip into lurkdom again :o

Bud the Wiser Jan 21st 2013 12:38 am

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 

Originally Posted by trottytrue (Post 10495461)

As I have said before my main concerns are money.. money.. money and Healthcare and leaving behind my children.

Those are my major concerns too. Money concerns and healthcare concerns tend to counter act each other. As it stands, I could never be able to earn in the UK what I earn in the US and I have reasonable, but expensive health care coverage. Both, income and health, are variables that could change in the future.

Leaving children ( and grand children ) behind are, by far, the greatest negative about moving back.

Good luck in whatever you decide.

trottytrue Jan 21st 2013 2:00 am

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 
Bud the Wiser...I've been on this roller coaster as I put it for quite a few years and it does not get better as the years roll by. One day I am all for going home and the next I am hesitating again. I should just bite the bullet like many have done before me and go. I think once my husband is over his latest problem I shall have to decide once and for all. :confused:

I remind myself of the scales of justice in one hand I hold healthcare in the other I hold income. They change day to day......

I have known quite a few ex-pats on here who have had real trouble with money matters. If they had more money none of the problems they encountered would have turned up. For some its been quite upsetting and I know its made a few ill. Even when they followed their dream home the dream just wasnt enough. Its that darned money.......The root of all evil.....

perthhomeschool...Dont slip into lurkdom we can disagree on subjects doesnt mean we cannot be forum friends. I did say it would be awful dull if we all thought the same way. I am not offended. Just putting another point of view.:) My dear friend Rodney I know is a libby well I think he is but thats fine by me he is a lovely person. My brother and I were at opposite ends of the poles on politics but I loved him dearly and still miss him we had some really lively debates.

fulwood Jan 21st 2013 3:43 am

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 
Trottytrue, I am not making any big decisions about my future.. but I believe healthcare as I grow older will draw me back to UK but then when there I wonder how I will survive financially - kind of a catch 22. Financially I am totally dependent upon myself and so as I age but do not at this time feel the draw of England I ponder such things at times..

Perth Jan 21st 2013 10:17 am

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 

Originally Posted by trottytrue (Post 10495681)
Bud the Wiser...I've been on this roller coaster as I put it for quite a few years and it does not get better as the years roll by. One day I am all for going home and the next I am hesitating again. I should just bite the bullet like many have done before me and go. I think once my husband is over his latest problem I shall have to decide once and for all. :confused:

I remind myself of the scales of justice in one hand I hold healthcare in the other I hold income. They change day to day......

I have known quite a few ex-pats on here who have had real trouble with money matters. If they had more money none of the problems they encountered would have turned up. For some its been quite upsetting and I know its made a few ill. Even when they followed their dream home the dream just wasnt enough. Its that darned money.......The root of all evil.....

perthhomeschool...Dont slip into lurkdom we can disagree on subjects doesnt mean we cannot be forum friends. I did say it would be awful dull if we all thought the same way. I am not offended. Just putting another point of view.:) My dear friend Rodney I know is a libby well I think he is but thats fine by me he is a lovely person. My brother and I were at opposite ends of the poles on politics but I loved him dearly and still miss him we had some really lively debates.

Absolutely, Trotty, thank you for this :) :thumb:

dunroving Jan 21st 2013 12:08 pm

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 

Originally Posted by fulwood (Post 10495754)
Trottytrue, I am not making any big decisions about my future.. but I believe healthcare as I grow older will draw me back to UK but then when there I wonder how I will survive financially - kind of a catch 22. Financially I am totally dependent upon myself and so as I age but do not at this time feel the draw of England I ponder such things at times..

- are you paying your voluntary Class 2 NICs? It's an additional expense, but so cheap for what you get back (state pension) that it would be a shame not to. If you have approx. 30 years' US social security payments, your US SS won't be reduced by the Windfall Elimination provision, either. Nun has posted a lot of informationon on this issue in several threads so you might search for these if this was something that could help.

I think it costs a lot less to live a peaceful, worry free retirement in the UK than it does in the US, not just from a health care perspective. Free bus passes so you can travel all over, winter fuel allowance so you can keep the radiators on, free TV license so you can watch Downton - what more could a girl want? ;)

sallysimmons Jan 21st 2013 12:23 pm

Re: OVER 50's & 60's Chit-Chat & Daily Catch-Up Thread
 

Originally Posted by trottytrue (Post 10495461)
Sallysimmons and Perthhomeschool....Politics and Cultural views are the least of my concerns. My views on politics really dont enter into my returning home. Its one thing answering a post on this forum but when in company of those who differ from me I am not in the habit of making my politics known. Each to their own.

Well that's good. :) It sounds as though you were a little bit offended at my remarks but I truly didn't mean them that way. I just keep reading so many threads of people who are unhappy when they come back and I've been thinking a lot about what makes someone happy or unhappy here. I suppose I just have this urge to try and make sure everyone who comes back is happy although of course that's impossible.

But even though my comments about the culture don't apply to you, I do think the point is a valid one and worth considering for others thinking about returning. I do think the political climate in America was a big reason for my inability to settle there so I have to think the reverse can sometimes be true.

I can certainly understand your healthcare concerns. If it's any consolation, I know two people going through cancer treatment here in the UK and the care has been really amazing. Not just the treatments, but also the personal attention and consideration they've been shown. But if I were you and had a great medical team, I'd be thinking carefully too. I hope you make whatever is the right decision for you.


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