Go Back  British Expats > Living & Moving Abroad > Moving back or to the UK
Reload this Page >

Moving back to UK from Canada

Moving back to UK from Canada

Old Apr 19th 2018, 12:17 pm
  #91  
BE Forum Addict
 
Joined: May 2012
Location: South Bucks
Posts: 1,654
feelbritish has a reputation beyond reputefeelbritish has a reputation beyond reputefeelbritish has a reputation beyond reputefeelbritish has a reputation beyond reputefeelbritish has a reputation beyond reputefeelbritish has a reputation beyond reputefeelbritish has a reputation beyond reputefeelbritish has a reputation beyond reputefeelbritish has a reputation beyond reputefeelbritish has a reputation beyond reputefeelbritish has a reputation beyond repute
Default Re: Moving back to UK from Canada

[QUOTE=Moses2013;12


I also doubt that British people without a sizeable amount of money, would find Canada affordable now.[/QUOTE]

Having retired here in UK from Canada I will second that! We would have struggled financially and always worried if one of us needed expensive cancer drugs as we had heard horror stories of people selling their houses. My husband worked with two chaps who had to do this when their wives got cancer!
feelbritish is offline  
Old Apr 19th 2018, 8:37 pm
  #92  
Oscar nominated
 
BristolUK's Avatar
 
Joined: Jan 2008
Location: Moncton, NB, CANADA
Posts: 44,259
BristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond repute
Default Re: Moving back to UK from Canada

Originally Posted by feelbritish View Post
Having retired here in UK from Canada I will second that! We would have struggled financially and always worried if one of us needed expensive cancer drugs as we had heard horror stories of people selling their houses. My husband worked with two chaps who had to do this when their wives got cancer!
I do wonder if this is either overplayed by the insurance companies or whether the lack of publicity regarding "catastrophic drug costs" means people don't know what is available.

When I was first in Canada, there was a commercial on TV from an insurance company. It featured a woman sitting on a sofa in an empty room, the implication being all the contents had been sold and the house was next to pay for the treatment for her husband.

Every province in Canada has some kind of system in place that limits what people have to pay for prescription drugs. The trouble is that people seem to view it as a system for low income folk and "it doesn't apply to them".

Now, while it's true that it helps people on low incomes afford moderate drugs costs, it does so because their income isn't enough. But income not being enough may apply to anyone if the costs of meds are high. If you need expensive drugs - really expensive drugs - even a high income may not be enough, so you may still qualify.

Different provinces do it different ways but in Ontario for example, something like 5% of your income (and that's net) is your maximum co-payment.

So you could be earning $100k, with $72k after tax and your co-payment would be $3600 a year, or $300 a month.

That would mean even someone on $100k, say with diabetes, taking insulin, and with high blood pressure would likely qualify for some assistance if the costs of those meds were more than $300. Of course, with a salary like that the chances are their employee health benefits would be adequate anyway.

In a different province my late wife needed Remicade infusions @ $7000 a time every 6 weeks. And that was fully covered by New Brunswick's version.

It may well be that there are particular cancer (or other) treatments that are not funded, just as there are those the NHS won't cover either.
BristolUK is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell or Share My Personal Information -

Copyright © 2023 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.