credit history
#1
Just Joined
Thread Starter
Joined: Apr 2021
Posts: 8
credit history
We are a retired couple from Canada (1 is British, 1 Cdn) looking to return to live out the rest of our lives in the UK.
We have Cdn pensions here and some money in our Bank accounts enough to be self sufficient.
I have a few questions that might help us out, if anyone can share their experience and how to go about things before we leave Canada.
Credit History: We have great credit history here, but how do we get that transferred to UK?
Bank Accts: We opened an HSBC Premier account both in Canada and the UK, just waiting on our debit cards to arrive. Would it be advantageous to ask them for a Credit Card?
Utility Payments: How do we pay for these? Do we just do Direct debit through our UK Bank account?
Credit Cards: Can we use our World Elite Master Cards for payment of things like cars, rent, utilities, phones etc.
any thoughts/help would be much appreciated.
We have Cdn pensions here and some money in our Bank accounts enough to be self sufficient.
I have a few questions that might help us out, if anyone can share their experience and how to go about things before we leave Canada.
Credit History: We have great credit history here, but how do we get that transferred to UK?
Bank Accts: We opened an HSBC Premier account both in Canada and the UK, just waiting on our debit cards to arrive. Would it be advantageous to ask them for a Credit Card?
Utility Payments: How do we pay for these? Do we just do Direct debit through our UK Bank account?
Credit Cards: Can we use our World Elite Master Cards for payment of things like cars, rent, utilities, phones etc.
any thoughts/help would be much appreciated.
#2
BE Forum Addict
Joined: Aug 2013
Location: Eee Bah Gum
Posts: 4,098
Re: credit history
We are a retired couple from Canada (1 is British, 1 Cdn) looking to return to live out the rest of our lives in the UK.
We have Cdn pensions here and some money in our Bank accounts enough to be self sufficient.
I have a few questions that might help us out, if anyone can share their experience and how to go about things before we leave Canada.
Credit History: We have great credit history here, but how do we get that transferred to UK?
Bank Accts: We opened an HSBC Premier account both in Canada and the UK, just waiting on our debit cards to arrive. Would it be advantageous to ask them for a Credit Card?
Utility Payments: How do we pay for these? Do we just do Direct debit through our UK Bank account?
Credit Cards: Can we use our World Elite Master Cards for payment of things like cars, rent, utilities, phones etc.
any thoughts/help would be much appreciated.
We have Cdn pensions here and some money in our Bank accounts enough to be self sufficient.
I have a few questions that might help us out, if anyone can share their experience and how to go about things before we leave Canada.
Credit History: We have great credit history here, but how do we get that transferred to UK?
Bank Accts: We opened an HSBC Premier account both in Canada and the UK, just waiting on our debit cards to arrive. Would it be advantageous to ask them for a Credit Card?
Utility Payments: How do we pay for these? Do we just do Direct debit through our UK Bank account?
Credit Cards: Can we use our World Elite Master Cards for payment of things like cars, rent, utilities, phones etc.
any thoughts/help would be much appreciated.
I would ask for an HSBC UK credit card but doubtful if they will give you one, you may have to use your UK debit card until you can get a UK credit card.
when we moved back we rented a house first and paid by direct debit, the same goes for utilities and council tax.
We hired a car for the first couple of weeks while looking for a 2nd hand car, which we bought using our UK debit card having first transferred money from our US HSBC bank to our UK HSBC bank using Wise.
We also used our US credit card for some stuff until we got our HSBC credit card.
#3
Re: credit history
We are a retired couple from Canada (1 is British, 1 Cdn) looking to return to live out the rest of our lives in the UK.
We have Cdn pensions here and some money in our Bank accounts enough to be self sufficient.
I have a few questions that might help us out, if anyone can share their experience and how to go about things before we leave Canada.
Credit History: We have great credit history here, but how do we get that transferred to UK?
Bank Accts: We opened an HSBC Premier account both in Canada and the UK, just waiting on our debit cards to arrive. Would it be advantageous to ask them for a Credit Card?
Utility Payments: How do we pay for these? Do we just do Direct debit through our UK Bank account?
Credit Cards: Can we use our World Elite Master Cards for payment of things like cars, rent, utilities, phones etc.
any thoughts/help would be much appreciated.
We have Cdn pensions here and some money in our Bank accounts enough to be self sufficient.
I have a few questions that might help us out, if anyone can share their experience and how to go about things before we leave Canada.
Credit History: We have great credit history here, but how do we get that transferred to UK?
Bank Accts: We opened an HSBC Premier account both in Canada and the UK, just waiting on our debit cards to arrive. Would it be advantageous to ask them for a Credit Card?
Utility Payments: How do we pay for these? Do we just do Direct debit through our UK Bank account?
Credit Cards: Can we use our World Elite Master Cards for payment of things like cars, rent, utilities, phones etc.
any thoughts/help would be much appreciated.