Credit history?
Aug 21st 2019, 1:53 pm
#1
Just Joined
Thread Starter
Joined: Aug 2019
Posts: 1
Credit history?
Hello all,
I am from the UK and have lived in South Africa for ten years and am relocating back to the UK in a few months.
I will need to initially rent a property there - does anyone know if my previous credit history still remains? I obviously have one here in South Africa but was informed that doesn't move with me?
Thanks in advance.
I am from the UK and have lived in South Africa for ten years and am relocating back to the UK in a few months.
I will need to initially rent a property there - does anyone know if my previous credit history still remains? I obviously have one here in South Africa but was informed that doesn't move with me?
Thanks in advance.
Aug 21st 2019, 2:47 pm
#2
BE Forum Addict
Joined: Aug 2013
Location: Eee Bah Gum
Posts: 4,131
Re: Credit history?
I doubt it, but maybe someone else can say otherwise. We returned after 29 years away and definitely no credit history but were able to rent a place by showing proof of income and paying the first 6 months rent up front.
Aug 21st 2019, 3:21 pm
#3
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Joined: Jul 2019
Posts: 27
Re: Credit history?
How did you re-establish credit in the UK? I assume you could still use your US Credit cards for some expenses.
Aug 21st 2019, 3:32 pm
#4
BE Forum Addict
Joined: Aug 2013
Location: Eee Bah Gum
Posts: 4,131
Re: Credit history?
our US credit card has no foreign transaction fees so no problem there. With a rental place you still have to pay council taxes, utility bills etc. after 6 months I was able to get UK credit cards etc.
