Car insurance

Old Jun 12th 2007, 2:25 pm
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Default Car insurance

I am waiting to hear about a new job which will be for an oil company working a 28 day rotation. I intend to spend my 26 days off in Houston and eventually buy a house. I will be entering each time using the visa waiver programme but I will obviously need a car. Can anyone tell me what the rules are about a non-resident foreign national obtaining a Texas state driving license and insurance for a car there. I have checked out visa requirements and as long as I'm not working there or residing there for more than 6 months and 1 day I should be ok. All of this could be happening very soon. Any help or info would be appreciated.
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Old Jun 12th 2007, 9:47 pm
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Default Re: Car insurance

Just use your UK license if your only in for short periods of time.
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Old Jun 12th 2007, 9:48 pm
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Default Re: Car insurance

I appreciate the reply but I would actually be looking to buy a car there so I would need insurance as well.
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Old Jun 12th 2007, 10:46 pm
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Default Re: Car insurance

Originally Posted by Ian34
I appreciate the reply but I would actually be looking to buy a car there so I would need insurance as well.
No idea but I think you have to demonstrate that you have insurance before you can drive a new car away from a dealership. I do not remember having to provide any visa evidence to obtain insurance BUT the car's are all in OH's name as he has a H1B visa and I am a H4
I dont think its a good idea to come in and out of the US on a visa waiver on a regular bais. Eventually they (our lovely friends at immigration) will start to ask questions why you're so regular, what are you doing, etc etc etc etc
Cll an insurance company i.e. Geico for starters and find yourself an attorney for some advice.
Good luck mate.
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Old Jun 13th 2007, 12:37 am
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Default Re: Car insurance

Originally Posted by Ian34
I appreciate the reply but I would actually be looking to buy a car there so I would need insurance as well.
buying a car is easy, getting insurance isn't much hassle, just be really expensive till you got a US license, which you could do, but not much point, as it would only be valid for as long as the date on the I-94 which means you'd have to renew it every time you entered....but you'd only have to take the theory and practical test the once, but that's a joke.
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Old Jun 13th 2007, 1:26 am
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Default Re: Car insurance

Originally Posted by Bob
buying a car is easy, getting insurance isn't much hassle, just be really expensive till you got a US license, which you could do, but not much point, as it would only be valid for as long as the date on the I-94 which means you'd have to renew it every time you entered....but you'd only have to take the theory and practical test the once, but that's a joke.
My test was a joke wasnt really paying attention and when the examiner said stop at this stop sign ahead I sailed through it totally blithely....... Joke is I still passed!!
Should have posted this in the recent driving thread more relevant. we pay about $2K a year for two cars with two adults driving, both with visas and US driving licences and a totally clean driving record. Costs more here for insurance.... in every sense of the word....

Last edited by Adnams; Jun 13th 2007 at 1:37 am.
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Old Jun 13th 2007, 2:27 am
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Default Re: Car insurance

Hi Guys!

Progressive car insurance will insure you on a foriegn driver's licence, so you can get insurance (and it's not too expensive.)

All the illegal immigrants are driving around without insurance. Progressive thought they'd tap that market.
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Old Jun 13th 2007, 3:31 am
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Default Re: Car insurance

Originally Posted by Adnams
... and a totally clean driving record. Costs more here for insurance.... in every sense of the word....
UK driving history has pretty much no affect over here, you start out as a fresh spotty nosed teenager...some states will use previous driving history to start you off as having a clean but no history, which is better, about on par with a fresh 18 year old
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Old Jun 13th 2007, 3:32 am
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Default Re: Car insurance

Originally Posted by Roland Hulme
Hi Guys!

Progressive car insurance will insure you on a foriegn driver's licence, so you can get insurance (and it's not too expensive.)

All the illegal immigrants are driving around without insurance. Progressive thought they'd tap that market.
depends on the state....not to many insurance companies out in MA, and plenty of different ones out in ME....might be same umbrella corporation, but local outfit have different rules and how much they'll gouge you
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Old Jun 13th 2007, 3:33 am
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Default Re: Car insurance

Originally Posted by Roland Hulme
Hi Guys!

Progressive car insurance will insure you on a foriegn driver's licence, so you can get insurance (and it's not too expensive.)

All the illegal immigrants are driving around without insurance. Progressive thought they'd tap that market.
Roland...if you can try to get insurance with NJ Manufacturers. I think it's only open to employers/employees of participating companies...it's by far the best insurance company in NJ.
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Old Jun 13th 2007, 4:48 am
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Default Re: Car insurance

Originally Posted by Ian34
I am waiting to hear about a new job which will be for an oil company working a 28 day rotation. I intend to spend my 26 days off in Houston and eventually buy a house. I will be entering each time using the visa waiver programme but I will obviously need a car. Can anyone tell me what the rules are about a non-resident foreign national obtaining a Texas state driving license and insurance for a car there. I have checked out visa requirements and as long as I'm not working there or residing there for more than 6 months and 1 day I should be ok. All of this could be happening very soon. Any help or info would be appreciated.
Ummm ..I doubt if you will get more than 3 entries with out a problem ...on the VW ..Better to apply for a B-2 visa .... Rules don't really matter.. POE makes the decision ...
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Old Jun 13th 2007, 6:05 am
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Default Re: Car insurance

Originally Posted by Bob
buying a car is easy, getting insurance isn't much hassle, just be really expensive till you got a US license, which you could do, but not much point, as it would only be valid for as long as the date on the I-94 which means you'd have to renew it every time you entered....but you'd only have to take the theory and practical test the once, but that's a joke.
No, actually he couldn't get a Texas licence, not without a work visa. No can do on a tourist visa of any sort.

In Texas, dealers are not required to check for insurance when someone buys a car. If there's a lien on the car because of a loan to buy it, then the lien holder usually insists on proof of insurance as a condition of the loan. If it's bought free and clear.... then no one will ask for proof of insurance.

As for getting insured: it is possible though expensive as people have noted, since he won't have a US driving licence history at the time of application nor will he have one for the forseeable future.
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Old Jun 13th 2007, 12:42 pm
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Default Re: Car insurance

Originally Posted by Ian34
I appreciate the reply but I would actually be looking to buy a car there so I would need insurance as well.
Not sure about TX but in FL you can buy and insure a vehicle with a foreign driver's license.
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Old Jun 13th 2007, 3:30 pm
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Default Re: Car insurance

Originally Posted by TRPardoe
Not sure about TX but in FL you can buy and insure a vehicle with a foreign driver's license.
I believe that it is possible here. The only thing that isn't possible is getting a Texas DL if you're here on the VWP or any other tourist visa.
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Old Jun 13th 2007, 4:01 pm
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Default Re: Car insurance

Originally Posted by Jerseygirl
Roland...if you can try to get insurance with NJ Manufacturers. I think it's only open to employers/employees of participating companies...it's by far the best insurance company in NJ.
For Roland, he's in entertainmenty type business, so he'll probably join a union, and they often offer really good insurance rates, and credit cards etc...
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