Buying a Car in UK

Old Apr 12th 2019, 9:02 pm
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Default Buying a Car in UK

We are moving to the UK and will need a car to get around to view properties etc but don’t want to waste money on a rental. Can we buy a car without having an official address whilst we are house hunting? We both have British Passports if that makes a difference? Many thanks
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Old Apr 12th 2019, 10:09 pm
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Default Re: Buying a Car in UK

In 2016 we bought our car with cash, £8k, and a valid driving UK driving licence. We had rented a house before we arrived and although it still needed furniture and were living with friends we were able to put our rental house as the address to register the car etc.
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Old Apr 12th 2019, 11:23 pm
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Default Re: Buying a Car in UK

You’ll need a UK address to put on the V5.
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Old Apr 13th 2019, 6:22 am
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Default Re: Buying a Car in UK

from memory you have 30 days to register the vehicle in your name, so it is feasible to buy a car and then register it in your name once you have found somewhere to live.

You will need to buy third party insurance as it is a legal requirement to have this as a minimum and it is not including in your road fund licence (road tax).

Make sure the vehicle as at least 3 months tax and MOT (all cars over 3 years old have a yearly inspection MOT and this is required to insure and tax a car).
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Old Apr 13th 2019, 6:58 am
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Default Re: Buying a Car in UK

Originally Posted by kiwigirlinalain View Post
We are moving to the UK and will need a car to get around to view properties etc but don’t want to waste money on a rental. Can we buy a car without having an official address whilst we are house hunting? We both have British Passports if that makes a difference? Many thanks
Thanks for the info!
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Old Apr 13th 2019, 6:58 am
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Default Re: Buying a Car in UK

Originally Posted by BritInParis View Post
You’ll need a UK address to put on the V5.
Ok thanks. That’s a buggar!
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Old Apr 13th 2019, 7:00 am
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Default Re: Buying a Car in UK

Originally Posted by fastrhino View Post
from memory you have 30 days to register the vehicle in your name, so it is feasible to buy a car and then register it in your name once you have found somewhere to live.

You will need to buy third party insurance as it is a legal requirement to have this as a minimum and it is not including in your road fund licence (road tax).

Make sure the vehicle as at least 3 months tax and MOT (all cars over 3 years old have a yearly inspection MOT and this is required to insure and tax a car).
Don’t imagine we can purchase a property in 30 days so looks like we’ll have to rent a car for a while. Thanks for responding.
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Old Apr 13th 2019, 7:43 am
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Default Re: Buying a Car in UK

Can the OP use a mailbox or friend's address as their mailing address to purchase a vehicle? Is there a UK law against these options?
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Old Apr 13th 2019, 7:45 am
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Default Re: Buying a Car in UK

Originally Posted by UkWinds5353 View Post
Can the OP use a mailbox or friend's address as their mailing address to purchase a vehicle? Is there a UK law against these options?
I think the basic principle is top ensure the current owner is reflected on the DVLA records, you can register from and address that could be a mailing address.
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Old Apr 13th 2019, 10:32 am
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Default Re: Buying a Car in UK

Originally Posted by fastrhino View Post
from memory you have 30 days to register the vehicle in your name, so it is feasible to buy a car and then register it in your name once you have found somewhere to live.

You will need to buy third party insurance as it is a legal requirement to have this as a minimum and it is not including in your road fund licence (road tax).

Make sure the vehicle as at least 3 months tax and MOT (all cars over 3 years old have a yearly inspection MOT and this is required to insure and tax a car).
FYI you can no longer transfer any remaining VED (road tax) when you buy a vehicle. You’ll have to tax it anew and any leftover from its previous owner will need to be reclaimed by them. The MOT still carries over.
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Old Apr 14th 2019, 6:11 pm
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Default Re: Buying a Car in UK

Originally Posted by kiwigirlinalain View Post
We are moving to the UK and will need a car to get around to view properties etc but don’t want to waste money on a rental. Can we buy a car without having an official address whilst we are house hunting? We both have British Passports if that makes a difference? Many thanks
We moved to the UK about 7 weeks ago and just bought a car. We used cash ( direct debit ) at Toyota. My husband registered the car in his name and we used my Mums address ( we are living with her ) however you do not need proof. They used my UK drivers license to obtain the 3 day insurance Toyota offers so we could drive the car home. We also used Aviv to get the fully Comp insurance they were half the price of all other insurance companies ( I used compare market to check many of them although Churchill and direct where not included) LV would not entertain us with my husbands USA drivers license.
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Old Apr 14th 2019, 9:50 pm
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Default Re: Buying a Car in UK

Originally Posted by Sammy2018 View Post

We moved to the UK about 7 weeks ago and just bought a car. We used cash ( direct debit ) at Toyota. My husband registered the car in his name and we used my Mums address ( we are living with her ) however you do not need proof. They used my UK drivers license to obtain the 3 day insurance Toyota offers so we could drive the car home. We also used Aviv to get the fully Comp insurance they were half the price of all other insurance companies ( I used compare market to check many of them although Churchill and direct where not included) LV would not entertain us with my husbands USA drivers license.
Neither of us have UK driving licenses so that could be a stumbling block. Thanks for your response!
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Old Apr 14th 2019, 11:23 pm
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Default Re: Buying a Car in UK

To be honest if you haven’t got a property yet then renting a car is your best bet. You will get a discount if you book for weekly or monthly.
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Old Apr 15th 2019, 8:13 pm
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Default Re: Buying a Car in UK

Originally Posted by BritInParis View Post
To be honest if you haven’t got a property yet then renting a car is your best bet. You will get a discount if you book for weekly or monthly.
Yes think you’re right
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Old Apr 15th 2019, 10:54 pm
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Lightbulb Re: Buying a Car in UK

Try renting from these car rental brokers, who use all the big companies such as Budget, Hertz, Europcar, Sixt etc. but I’ve often found better rates via Auto-Europe than going direct to the rental company websites:

www.autoeurope.com (Also check rates at the same time through their UK site too, www.autoeurope.co.uk).

If you have an American Express credit card, check if the card you have makes you eligible for their car rental protection program; you can pay $25 for each time you rent a car up to a max of 40 days per rental (most countries including Great Britain, although I do know that Ireland and Australia are excluded) and you waive the insurance from the car rental company.....this has saved us a lot of money.

btw; try to avoid collecting or returning rental cars at airport locations as you will pay a lot more....

Also some car manufacturers (and for some reason I think Enterprise car rentals?) offer short term leasing from 28 days/3 months/6 months....try google.co.uk

Last edited by Englishmum; Apr 15th 2019 at 10:57 pm.
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