Born in Manchester - Lived in Canada since 1 year old - now 47
#1
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Born in Manchester - Lived in Canada since 1 year old - now 47
Hello group. I am going to have plenty of questions about moving back to UK. What I'm looking for is a game plan of the various benefits, and support that I need to apply for. Here is a little about me:
I'm in Tech and can work, but I need some time to get settled. What benefits should I apply for? Are there any guides you can refer me to? Are there any companies that may offer some consulting?
Also, am I entitled to any benefits as a British born? I have never applied or investigated what's available to me. Pension? I have no idea.
Thanks!
- Born in Manchester in 72
- Emigrated to Canada as a refugee with parents at age 1
- Lived in Vancouver my whole life
I'm in Tech and can work, but I need some time to get settled. What benefits should I apply for? Are there any guides you can refer me to? Are there any companies that may offer some consulting?
Also, am I entitled to any benefits as a British born? I have never applied or investigated what's available to me. Pension? I have no idea.
Thanks!
#2
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Joined: May 2010
Location: San Diego, California
Posts: 9,652
Re: Born in Manchester - Lived in Canada since 1 year old - now 47
As you were born in the UK prior to 1983, it is likely you are a Brit, although your statement that you moved to Canada as a refugee makes one wonder what your status was in the UK. Were your parents British or had settled status in the UK?
With regard to benefits whether or not you are eligible for anything will only be determined once you are in the UK, applied and gone through the necessary assessments. If you are a single guy, probably nothing.
As you have lived in Canada your whole life you won't be eligible for a State Pension.
With regard to benefits whether or not you are eligible for anything will only be determined once you are in the UK, applied and gone through the necessary assessments. If you are a single guy, probably nothing.
As you have lived in Canada your whole life you won't be eligible for a State Pension.
#3
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Re: Born in Manchester - Lived in Canada since 1 year old - now 47
Yes, single no kids, wife, but likely seperating (thus asking about moving back). So wait, if I'm with a wife and elderly mother, I get more support?
Thanks for answering
#4
Re: Born in Manchester - Lived in Canada since 1 year old - now 47
Mom has a British passport, and I have also. I'm less sure about her status. I have operated as dual citizen so I'm pretty sure I'm british still. Would be very surprised if I wasn't. I have been to UK many times and even renewed and got the EU passport at one point.
Yes, single no kids, wife, but likely seperating (thus asking about moving back). So wait, if I'm with a wife and elderly mother, I get more support?
Thanks for answering
Yes, single no kids, wife, but likely seperating (thus asking about moving back). So wait, if I'm with a wife and elderly mother, I get more support?
Thanks for answering
Claiming benefits will be subject to you passing the Habitual Residence Test, info here https://www.citizensadvice.org.uk/be...ming-benefits/
Rules that came into force on 1 January 2014 mean that, if you're claiming income-based jobseeker's allowance and do need to show that you are habitually resident, you cannot be viewed as habitually resident until you've been living in the UK or elsewhere in the common travel area for at least three months. This means that if you claim income-based jobseeker's allowance immediately on your return to the UK from outside this area you won't receive this benefit for at least three months.
If you're planning to move back to the UK and you think you will need means-tested benefits and housing straight away, think about how you would cope if you can't meet the conditions of the HRT for three months or more
#5
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Joined: May 2010
Location: San Diego, California
Posts: 9,652
Re: Born in Manchester - Lived in Canada since 1 year old - now 47
Mom has a British passport, and I have also. I'm less sure about her status. I have operated as dual citizen so I'm pretty sure I'm british still. Would be very surprised if I wasn't. I have been to UK many times and even renewed and got the EU passport at one point.
Yes, single no kids, wife, but likely seperating (thus asking about moving back). So wait, if I'm with a wife and elderly mother, I get more support?
Thanks for answering
Yes, single no kids, wife, but likely seperating (thus asking about moving back). So wait, if I'm with a wife and elderly mother, I get more support?
Thanks for answering
So you are asking about what benefits you are eligible for if you return to the UK. As said, you need to show permanent residency in the UK and will need to apply for benefits, so who knows.
You certainly won't get any when you first arrive, so you need to have your own resources.
#6
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Joined: Nov 2012
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Re: Born in Manchester - Lived in Canada since 1 year old - now 47
Habitual Residency Test will stop you getting benefits.
#7
Re: Born in Manchester - Lived in Canada since 1 year old - now 47
Your pension will be based on what you've contributed, have you ever made National Insurance contributions? You need at least 35 years of contributions to get a full state pension, but if you've never done so you could start to contribute now to get part of a pension at least. You can also back pay a number of years, I think it's a maximum of 6, and given the cost of Class 2 contributions (which is what you'd pay as an expat) is only about £3 a week, it's well worth doing. Once you're in the UK and working there, you'll then pay 'proper' NI contributions at a higher rate, but for now you could take advantage of being able to pay the reduced rate and pay for at least 6 years worth to catch up a bit.
#8
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Re: Born in Manchester - Lived in Canada since 1 year old - now 47
Your pension will be based on what you've contributed, have you ever made National Insurance contributions? You need at least 35 years of contributions to get a full state pension, but if you've never done so you could start to contribute now to get part of a pension at least. You can also back pay a number of years, I think it's a maximum of 6, and given the cost of Class 2 contributions (which is what you'd pay as an expat) is only about £3 a week, it's well worth doing. Once you're in the UK and working there, you'll then pay 'proper' NI contributions at a higher rate, but for now you could take advantage of being able to pay the reduced rate and pay for at least 6 years worth to catch up a bit.
#9
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Re: Born in Manchester - Lived in Canada since 1 year old - now 47
#10
Re: Born in Manchester - Lived in Canada since 1 year old - now 47
If you have family you can stay with for a few months then that's a huge expense you won't have to worry about, plus you'll have the NHS so your healthcare's sorted.