Applying for a UK mortgage after living in USA for 15 years
Does anyone have tips for trying to get a mortgage in the Uk? I’m resident in US but have bank accounts over in UK and some income there. I have a job over there and have been paid since Feb 2019. My income is not over £50k here so I don’t qualify for most expat mortgage companies but only want an 18% LTV mortgage house value 360k mortgage 65k. Any advice gratefully received |
Re: Applying for a UK mortgage after living in USA for 15 years
Originally Posted by Melonyjackson
(Post 12658073)
Does anyone have tips for trying to get a mortgage in the Uk? I’m resident in US but have bank accounts over in UK and some income there. I have a job over there and have been paid since Feb 2019. My income is not over £50k here so I don’t qualify for most expat mortgage companies but only want an 18% LTV mortgage house value 360k mortgage 65k. Any advice gratefully received |
Re: Applying for a UK mortgage after living in USA for 15 years
Plus one for using a mortgage broker (although it’ll cost you). I got my last mortgage through John Charcol - who I found to be pretty user friendly. Last time I spoke with them they seemed to be ok taking into account both US and UK income. |
Re: Applying for a UK mortgage after living in USA for 15 years
Originally Posted by Melonyjackson
(Post 12658073)
Does anyone have tips for trying to get a mortgage in the Uk? I’m resident in US but have bank accounts over in UK and some income there. I have a job over there and have been paid since Feb 2019. My income is not over £50k here so I don’t qualify for most expat mortgage companies but only want an 18% LTV mortgage house value 360k mortgage 65k. Any advice gratefully received |
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