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urrrm since when does hsbc give you an overdraft....

urrrm since when does hsbc give you an overdraft....

Old Feb 19th 2009, 4:36 pm
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Default urrrm since when does hsbc give you an overdraft....

So you know we left, we left a very small amount in HSBC account. Car cheques cleared this month putting us into an overdraft i didnt realise we had.... but it says cheque cleared by other source.... what other source....
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Old Feb 19th 2009, 5:25 pm
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Default Re: urrrm since when does hsbc give you an overdraft....

rrrrr dont know, we arent with hsbc and our account says clearly no overdraft.
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Old Feb 19th 2009, 6:11 pm
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Default Re: urrrm since when does hsbc give you an overdraft....

Originally Posted by MrsHaps
So you know we left, we left a very small amount in HSBC account. Car cheques cleared this month putting us into an overdraft i didnt realise we had.... but it says cheque cleared by other source.... what other source....
Allah obviously.
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Old Feb 19th 2009, 7:51 pm
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Default Re: urrrm since when does hsbc give you an overdraft....

Im very confused.......
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Old Feb 19th 2009, 7:57 pm
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Default Re: urrrm since when does hsbc give you an overdraft....

Originally Posted by MrsHaps
So you know we left, we left a very small amount in HSBC account. Car cheques cleared this month putting us into an overdraft i didnt realise we had.... but it says cheque cleared by other source.... what other source....

You got other accounts with HSBC or affiliated lenders?

Some banks have a kind of centralised customer service available meaning that they kind of lump together all your transactions.
But it´s mostly only done if the customer is a VIP..
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Old Feb 20th 2009, 4:19 am
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Default Re: urrrm since when does hsbc give you an overdraft....

Originally Posted by MrsHaps
So you know we left, we left a very small amount in HSBC account. Car cheques cleared this month putting us into an overdraft i didnt realise we had.... but it says cheque cleared by other source.... what other source....
Think the branch manager/your relationship manager would have authorised the cheques to be passed (based on your past satisfactory account conduct).
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Old Feb 20th 2009, 6:47 am
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Default Re: urrrm since when does hsbc give you an overdraft....

normally they ring if you are going to be overdrawn?
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Old Feb 20th 2009, 7:12 am
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Default Re: urrrm since when does hsbc give you an overdraft....

Surely mrs haps didn't offer HSBC dubai her UK phone number thou?
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Old Feb 20th 2009, 7:14 am
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Default Re: urrrm since when does hsbc give you an overdraft....

Originally Posted by commander
Surely mrs haps didn't offer HSBC dubai her UK phone number thou?
course not but if they couldn't contact her the you would think they wouldn't have honoured the cheque.
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Old Feb 20th 2009, 1:24 pm
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Default Re: urrrm since when does hsbc give you an overdraft....

It's a bank in Dubai, and god knows why they do what they do.
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Old Feb 20th 2009, 1:56 pm
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Default Re: urrrm since when does hsbc give you an overdraft....

Originally Posted by MrsHaps
So you know we left, we left a very small amount in HSBC account. Car cheques cleared this month putting us into an overdraft i didnt realise we had.... but it says cheque cleared by other source.... what other source....
With the Status account you have an automatic overdraft of 5000dhs
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Old Feb 20th 2009, 3:17 pm
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Default Re: urrrm since when does hsbc give you an overdraft....

Originally Posted by Live for now
With the Status account you have an automatic overdraft of 5000dhs
In my experience, I find that they let your account overdraft only if it is them who will receive that amount...
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Old Feb 20th 2009, 5:19 pm
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Default Re: urrrm since when does hsbc give you an overdraft....

Originally Posted by Live for now
With the Status account you have an automatic overdraft of 5000dhs

okay not a VIP
did not give them uk number
sent a letter to bank and finance co's saying i was leaving
do/did have a status account and now OD by 5000dhs

hmmmmmmm
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Old Feb 21st 2009, 5:21 am
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Default Re: urrrm since when does hsbc give you an overdraft....

**** em, cut all corrospondance. They won't chase you over a grand.
What is the interest rate/charges for being 5K overdrawn
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Old Feb 21st 2009, 5:33 am
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Default Re: urrrm since when does hsbc give you an overdraft....

Originally Posted by commander
**** em, cut all corrospondance. They won't chase you over a grand.
What is the interest rate/charges for being 5K overdrawn
18% I'd assume
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