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Expat travel insurance

Expat travel insurance

Old May 14th 2012, 7:28 pm
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Default Expat travel insurance

Does anyone know about a good travel insurance policy for expats.
The one I used to use (upon checking the small print) is only valid for UK residents.
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Old May 14th 2012, 7:37 pm
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Default Re: Expat travel insurance

Originally Posted by graham_s
Does anyone know about a good travel insurance policy for expats.
The one I used to use (upon checking the small print) is only valid for UK residents.
I imagine that either Norm UK or Meow (user names here) could help you out there
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Old May 15th 2012, 5:09 am
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Default Re: Expat travel insurance

Originally Posted by graham_s
Does anyone know about a good travel insurance policy for expats.
The one I used to use (upon checking the small print) is only valid for UK residents.
always go with axa
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Old May 15th 2012, 5:54 am
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Default Re: Expat travel insurance

Originally Posted by busybee2
always go with axa
ditto, used them for the last 2 years and they're easy to deal with, all done online

never had cause to claim but the fact I can get coverage without having to make 3 visits and provide a sample of my great grandfathers sperm makes them attractive

http://www.axa-gulf.com/
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Old May 15th 2012, 10:23 am
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Default Re: Expat travel insurance

Originally Posted by Oyibopeppeh
I imagine that either Norm UK or Meow (user names here) could help you out there
I'm an IFA, not a general insurer, so I really don't know the answer to this.

I believe however, that AXA are one the the main providers in the region. If you have private medical insurance you may be able to get a travel insurance add-on. If available, they are usually good value for money.
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Old May 15th 2012, 10:37 am
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Default Re: Expat travel insurance

Pax Insurance can give UK expats travel insurance. Their bread and butter covers members of the military and ex-servicemen, but UK expats are also eligible. I've found their rates to be pretty good.
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Old May 17th 2012, 10:21 am
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Default Re: Expat travel insurance

I use Columbus Direct International, though my new ADCB credit card comes with travel insurance now.
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Old Jun 1st 2012, 4:16 pm
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Default Re: Expat travel insurance

Why do you want travel insurance?

you buy travel insurance from the country you are resident for travel, generally for no more than 90 days, to countries where you are not resident. it is obviously pointless buying travel insurance in the uk if you are resident in the ME. The insurance companies criteria for resident is the country in which you spend at least 180 days. If you live in the ME then You are not entitled to UK NHS treatment and hence theoretically you need travel insurance if you travel to UK. I use Healthcare International which is cheap and basic.
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Old Jun 1st 2012, 6:05 pm
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Default Re: Expat travel insurance

Originally Posted by busybee2
always go with axa
Taken out last week for the family with axa. 112 Bahraini dinars for 3 months but I am old
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Old Jun 1st 2012, 6:26 pm
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Default Re: Expat travel insurance

Originally Posted by gottheTshirt
Why do you want travel insurance?
I agree. Assuming most on here have international health policies, what are you insuring? lost luggage? I'll take the risk...
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Old Jun 2nd 2012, 5:49 am
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Default Re: Expat travel insurance

Originally Posted by foreignerfreedom
My dad buys travelprotecta policies, and I don't like them at all. I think while you are young, you don't need travel insurance
Why not?
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Old Jun 2nd 2012, 5:52 am
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Default Re: Expat travel insurance

Originally Posted by Millhouse
I agree. Assuming most on here have international health policies, what are you insuring? lost luggage? I'll take the risk...
Not all health policies are comprehensive enough to cover sufficiently for eg travelling from UAE for a 2 week jolly to Thailand. My daughter's certainly doesn't as she is in a fairly low paid job and the Health Insurance reflects this.

If she were to travel on holiday from UAE I would want her to buy additional top up cover.
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Old Jun 2nd 2012, 12:10 pm
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Default Re: Expat travel insurance

Originally Posted by Victor Meldrew
Not all health policies are comprehensive enough to cover sufficiently for eg travelling from UAE for a 2 week jolly to Thailand. My daughter's certainly doesn't as she is in a fairly low paid job and the Health Insurance reflects this.

If she were to travel on holiday from UAE I would want her to buy additional top up cover.
In general I consider it better spending your money on decent annual world wide cover emergency plus health insurance rather than wasting money on mainly worthless travel insurance. Has anybody actually ever managed to make a claim for delayed baggage ??
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Old Jun 2nd 2012, 12:15 pm
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Default Re: Expat travel insurance

Originally Posted by gottheTshirt
In general I consider it better spending your money on decent annual world wide cover emergency plus health insurance rather than wasting money on mainly worthless travel insurance. Has anybody actually ever managed to make a claim for delayed baggage ??
I would imagine it would depend on individual circumstances (where you are travelling, how long for, how many times, plus the standard of your employees health care) as to which option you would go for.

If you are only going away for 2 weeks, then I would guess an annual cover like you describe may not be worth it. If you are travelling regularly, then it probably would.

My comment was just to point out that you can't necessarily rely on your employees health cover and that you need to find some additional cover which fits your circumstances/needs.
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