Expat Mortgage Providers for UK property
This has already been discussed please can you recommend some lenders that lend to expats, there was a company based in Jersey or Guernsey a few people recommended, BTL mortgage renewal coming up, thanks
Happy New Year!! ER |
Re: Expat Mortgage Providers for UK property
Hi ER,
I have sent you a PM. Please check your inbox. Regards |
Re: Expat Mortgage Providers for UK property
Originally Posted by reading_1979
(Post 12617343)
Hi ER,
I have sent you a PM. Please check your inbox. Regards |
Re: Expat Mortgage Providers for UK property
Originally Posted by eastrunner
(Post 12614434)
This has already been discussed please can you recommend some lenders that lend to expats, there was a company based in Jersey or Guernsey a few people recommended, BTL mortgage renewal coming up, thanks
Happy New Year!! ER |
Re: Expat Mortgage Providers for UK property
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Re: Expat Mortgage Providers for UK property
Originally Posted by Queef Latinah
(Post 12619194)
HSBC expat, and Skipton International are ones that I have previously approached (but not used)
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Re: Expat Mortgage Providers for UK property
Update- I have just purchased a property in UK and the way I did it was to form my own company in the UK and got a mortgage from state bank of India who have offices in the UAE and Wolverhampton. This was cheaper than the other providers I mentioned but their application process was a bit of a joke, repetitively asking for documents and taking ages to reply.. But for me, there are the obvious tax advantages such as being able to offset repayments against tax liabilities and creating a vehicle for buying a few more properties in the future... Also, the Tories are business friendly and generally our politicians will punish the individual retail investors. But they won't come after companies as strongly... To do this all you need is a UK registered company and a commercial bank account. To open the commercial bank account you need to be a UK resident, so I opened it in a family members name and transferred it to my name later. Just admin. Amazing bargains to be had in the UK if you play your cards right. Be greedy when others are fearful, Brexit is an opportunity :) and as a country we will prevail as a stronger nation with sovereignty that the rest of Europe can only dream of. |
Re: Expat Mortgage Providers for UK property
Originally Posted by Queef Latinah
(Post 12737599)
Update- I have just purchased a property in UK and the way I did it was to form my own company in the UK and got a mortgage from state bank of India who have offices in the UAE and Wolverhampton. This was cheaper than the other providers I mentioned but their application process was a bit of a joke, repetitively asking for documents and taking ages to reply.. But for me, there are the obvious tax advantages such as being able to offset repayments against tax liabilities and creating a vehicle for buying a few more properties in the future... Also, the Tories are business friendly and generally our politicians will punish the individual retail investors. But they won't come after companies as strongly... To do this all you need is a UK registered company and a commercial bank account. To open the commercial bank account you need to be a UK resident, so I opened it in a family members name and transferred it to my name later. Just admin. Amazing bargains to be had in the UK if you play your cards right. Be greedy when others are fearful, Brexit is an opportunity :) and as a country we will prevail as a stronger nation with sovereignty that the rest of Europe can only dream of. |
Re: Expat Mortgage Providers for UK property
I've never seen a bubble that lasted for ever. Nor have I seen one lasting for 30 years. Have you?
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Re: Expat Mortgage Providers for UK property
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Re: Expat Mortgage Providers for UK property
Originally Posted by eastrunner
(Post 12742107)
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