car insurance

Old Jun 6th 2008, 12:06 pm
  #1  
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Default car insurance

can somebody please give me an idea of the car insurnace in dubai for a 4x4?

i'm 23 years old so would be quite expensive im guessin.

how much am i looking to pay?

thank you in advance
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Old Jun 6th 2008, 12:12 pm
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Default Re: car insurance

A strange place to ask! How about asking AXA or RSA for a quote?
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Old Jun 6th 2008, 12:40 pm
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Default Re: car insurance

it is worked out on a % of the price of the car, can't remember what the % is though
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Old Jun 6th 2008, 1:43 pm
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Default Re: car insurance

axa usually charge 4% for a car and 5% for a 4x4 on value but some cars do get charged a premium and terms etc,
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Old Jun 6th 2008, 2:37 pm
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Default Re: car insurance

Originally Posted by ximmyx View Post
can somebody please give me an idea of the car insurnace in dubai for a 4x4?

i'm 23 years old so would be quite expensive im guessin
As has been said, speak to an insurance company - preferably several. The price is really just a percentage of the car's value, but some companies will bump up the premium for younger drivers (under 25) and so on.

Provide proof of your no-claims bonus from your existing insurer and you might get a better deal from a UAE insurer.
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Old Jun 6th 2008, 3:07 pm
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Default Re: car insurance

Originally Posted by ximmyx View Post
can somebody please give me an idea of the car insurnace in dubai for a 4x4?

i'm 23 years old so would be quite expensive im guessin.

how much am i looking to pay?

thank you in advance
Try AXA they accept no claims discount from UK, you will need no claims letter from your previous insurance provider in UK. They offered me 3.75% of the value of the car.
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Old Jun 8th 2008, 5:10 pm
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Default Re: car insurance

Originally Posted by fsazhar View Post
Try AXA they accept no claims discount from UK, you will need no claims letter from your previous insurance provider in UK. They offered me 3.75% of the value of the car.
Who decides how much the car is valued at? I mean, do they have the equivelent of Parkers guides over there?

Your insurance company might say your (say) mustang is valued at 130k where as you might have only paid 100k. See what i'm sayin?
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Old Jun 8th 2008, 5:45 pm
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Default Re: car insurance

For new cars, they use the dealer invoice price. Never bought a second-hand car out here, so don't know if they apply their own valuation or ask you to provide evidence of what you paid.
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Old Jun 8th 2008, 6:19 pm
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Default Re: car insurance

Originally Posted by CeeBee View Post
Who decides how much the car is valued at? I mean, do they have the equivelent of Parkers guides over there?

Your insurance company might say your (say) mustang is valued at 130k where as you might have only paid 100k. See what i'm sayin?
if they don't agree with your valuation just take the car to the dealer and get a valuation certificate.
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Old Jun 8th 2008, 7:08 pm
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Default Re: car insurance

Originally Posted by Blue Cat View Post
it is worked out on a % of the price of the car, can't remember what the % is though
The % thing is global...And is for both sexes,male AND female...
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Old Jun 8th 2008, 7:09 pm
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Default Re: car insurance

Originally Posted by Eeyore View Post
For new cars, they use the dealer invoice price. Never bought a second-hand car out here, so don't know if they apply their own valuation or ask you to provide evidence of what you paid.
They calculate the market yearly depreciation rate...Anyway, LH should know...He writes under papers...
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