car insurance
 

can somebody please give me an idea of the car insurnace in dubai for a 4x4?

i'm 23 years old so would be quite expensive im guessin.

how much am i looking to pay?

thank you in advance

Re: car insurance
 

A strange place to ask! How about asking AXA or RSA for a quote?

Re: car insurance
 

it is worked out on a % of the price of the car, can't remember what the % is though :(

Re: car insurance
 

axa usually charge 4% for a car and 5% for a 4x4 on value but some cars do get charged a premium and terms etc,

Re: car insurance
 

As has been said, speak to an insurance company - preferably several. The price is really just a percentage of the car's value, but some companies will bump up the premium for younger drivers (under 25) and so on.

Provide proof of your no-claims bonus from your existing insurer and you might get a better deal from a UAE insurer.

Re: car insurance
 

Try AXA they accept no claims discount from UK, you will need no claims letter from your previous insurance provider in UK. They offered me 3.75% of the value of the car.

Re: car insurance
 

Who decides how much the car is valued at? I mean, do they have the equivelent of Parkers guides over there?

Your insurance company might say your (say) mustang is valued at 130k where as you might have only paid 100k. See what i'm sayin?

Re: car insurance
 

For new cars, they use the dealer invoice price. Never bought a second-hand car out here, so don't know if they apply their own valuation or ask you to provide evidence of what you paid.

Re: car insurance
 

if they don't agree with your valuation just take the car to the dealer and get a valuation certificate.

Re: car insurance
 

The % thing is global...And is for both sexes,male AND female...

Re: car insurance
 

They calculate the market yearly depreciation rate...Anyway, LH should know...He writes under papers...