shrinkydinkydoo

My mom is my joint sponsor as I don't meet the income guidelines. We answered the question about her home value on the I-864. On the check list that came with the cover sheet for the packet, it has "proof of assets" - so does she need to include a mortgage bank statement or something concerning her home as proof that she owns the home?

I'm nervous that I'm not going to have everything they require and our case will be held up on something trivial.

BenK91

I would provide as much as possible documentation-wise, even for trivial things. Better to have it and not need it etc.

So I'd recommend trying to get hold of that mortgage statement. I assume it's to cover people saying their house is worth 500k when in fact it's worth 100k etc etc.

Noorah101

Does she need to use the home as an asset because her income does not meet the required level?

If her income is sufficient, I would not list the home as an asset. In fact, if that is her primary residence, it's not a good asset anyway, because it has to be liquidatable with 1 year... hard to do if she's living in it.

If you want to include it anyway, then yes, she should provide proof of equity in the home (as that's the amount that can be used as an asset) and also current market value of the home.

Rene