British Expats

British Expats (https://britishexpats.com/forum/)
-   The Maple Leaf (https://britishexpats.com/forum/maple-leaf-98/)
-   -   Why are benefits so sacred in the UK? (https://britishexpats.com/forum/maple-leaf-98/why-benefits-so-sacred-uk-688180/)

Atlantic Xpat Oct 4th 2010 1:04 pm

Re: Why are benefits so sacred in the UK?
 

Originally Posted by Joe_Sleepy (Post 8896056)
I always find it inspiring that you have managed to see the whole of Canada & thus feel comfortable commenting on the entire country.
I always believed NS to be an underfunded backwater with the junior/high school educational facilities of a forgotten public toilet in Bermondsey..
I defer to your angrier & better educated point of view..

Bollocks generalisations aside, nobody financially able to raise their own kids should be in a position to claim monies from the state... Same for Uni students...


^^^ What he said, but without the first sentence. Infrastructure is crumbling here in NL. Not so much in Essex or Norfolk when I visited this summer.

BristolUK Oct 4th 2010 1:08 pm

Re: Why are benefits so sacred in the UK?
 

Originally Posted by Almost Canadian (Post 8895947)
...I can't see any justification to allowing any family on benefits to receive more than the average income.

When I started working for (then) DHSS in 1973 they were just doing away with something called The Wage Stop, a rule that prevented higher benefit payments than earned income. Looks like we're coming full circle.


Originally Posted by ann m (Post 8895975)
It does seem daft to me that one partner can earn 46,000GBP a year and so child benefits will be scrapped. But two partners could earn 43,000GBP each - and still claim full child benefit. Huh?! Why not just say that households that earn over 60,000GBP are not eligible, or something like that?

For the sake of simplicity they say. But how difficult is it to cross reference a couple's income and do exactly that?



Originally Posted by Almost Canadian (Post 8895989)
It is this that enables the government in Canada to spend its receipts better than the UK, or is it something else?

I'm not sure money is spent better if people can still face financial ruin from ill health. The great welfare system in the UK just went too far.

jimf Oct 4th 2010 1:18 pm

Re: Why are benefits so sacred in the UK?
 

Originally Posted by Almost Canadian (Post 8896017)
One of the things I have never been able to understand is why tax rates are not based on household income as well. This always pissed me off as we only ever had one income (albeit a good one) but, rarely, did it exceed the double incomes of our neighbours. I hope an economist type can come along and explain the justification for this.:p

I think the overal tax and NI take for the government must be higher with working couples. ie it is less efficient to have only one rather than two couples in a household working. If it were possible for a couple to share their tax allowances its less likely the lower earner would work with a knock on effect on people employed in child minding etc. I forget her name but the labour secretary of state referred to non working mothers as "problem mothers" for this reason. ie they weren't out at work providing valuable tax receipts.

FraggleJH Oct 4th 2010 5:13 pm

Re: Why are benefits so sacred in the UK?
 
My friend who still lives in the UK has 4 kids ranging from 12 down to 3. She gets around £250 a month and up until this ruling she would have been entitled to claim this right up until the eldest is 16. It would then reduce as each child reaches the cut off age.

If she lived here in Canada she would be entitled to $100 a month, and this would end when the youngest hits 6. I'm assuming that this cut off was set so that it would encourage people back to work.

MrsDV Oct 4th 2010 5:38 pm

Re: Why are benefits so sacred in the UK?
 
I must admit, when we had our kids, I found it bizarre to receive child benefit. We both had good jobs, lived in a nice house, had nice cars etc., that we should receive any 'benefit' from the state seemed truly bonkers.

Benefits should be there as a safety net to help people in times of need, they should not be thought of as a right or indeed a way of life.

I think the reason that benefits are so 'sacred' in the UK is simply that it's what people are used to and so to many it is a 'right' (whether they've contributed or not).

Oink Oct 4th 2010 7:40 pm

Re: Why are benefits so sacred in the UK?
 
Cutting the child benefit just gives another reason to come to Canada for your kids.

Posidrive Oct 4th 2010 11:49 pm

Re: Why are benefits so sacred in the UK?
 

Originally Posted by jimf (Post 8896079)
I think the overal tax and NI take for the government must be higher with working couples.

Unfortunately this is not the case, at least with a quick look with a UK tax calculator for a couple of case around the proposed cutoff point.

2 single earners of 40k would pay 20950 in tax and NI
1 single earner of 80k would pay 26490 in tax and NI

2 single earners of 35k would pay 17850 in tax and NI
1 single earner of 70k would pay 22390 in tax and NI

Regardless of whether or not child benefit should be paid to the middle classes, these figures make the proposed system of deciding who gets it a complete joke.

Almost Canadian Oct 5th 2010 1:37 am

Re: Why are benefits so sacred in the UK?
 

Originally Posted by Joe_Sleepy (Post 8896056)
I always find it inspiring that you have managed to see the whole of Canada & thus feel comfortable commenting on the entire country.


If you had quoted my entire post, you would see that I was referring to what posters on this site had said: I suggest you are more selective with your selective quoting in future.

I care not to comment on the rest of your post

el_richo Oct 5th 2010 1:52 am

Re: Why are benefits so sacred in the UK?
 

Originally Posted by Posidrive (Post 8896944)
Unfortunately this is not the case, at least with a quick look with a UK tax calculator for a couple of case around the proposed cutoff point.

2 single earners of 40k would pay 20950 in tax and NI
1 single earner of 80k would pay 26490 in tax and NI

2 single earners of 35k would pay 17850 in tax and NI
1 single earner of 70k would pay 22390 in tax and NI

Regardless of whether or not child benefit should be paid to the middle classes, these figures make the proposed system of deciding who gets it a complete joke.

Maybe i'm missing something but i'm not sure what the problem with this is. One family chooses* to have one income, the other does not. Why should one couple have their income reduced because of their lifestyle choice?


*obviously those with disabilities, single parents, etc do not have the same choices

Almost Canadian Oct 5th 2010 2:35 am

Re: Why are benefits so sacred in the UK?
 

Originally Posted by el_richo (Post 8897182)
Maybe i'm missing something but i'm not sure what the problem with this is. One family chooses to have one income, the other does not. Why should one couple have their income reduced because of their lifestyle choice?

Exactly, isn`t that the argument for taxing the household as one unit, in the most socialist way (it would ensure that both families are treated equally)? Why should the single earner have to pay more tax that the couple? I can`t see a justification for it myself.

Sally Redux Oct 5th 2010 3:09 am

Re: Why are benefits so sacred in the UK?
 

Originally Posted by Almost Canadian (Post 8897236)
Exactly, isn`t that the argument for taxing the household as one unit, in the most socialist way (it would ensure that both families are treated equally)? Why should the single earner have to pay more tax that the couple? I can`t see a justification for it myself.

I don't see the justification either.

el_richo Oct 5th 2010 3:31 am

Re: Why are benefits so sacred in the UK?
 

Originally Posted by Almost Canadian (Post 8897236)
Exactly, isn`t that the argument for taxing the household as one unit, in the most socialist way (it would ensure that both families are treated equally)? Why should the single earner have to pay more tax that the couple? I can`t see a justification for it myself.

Because, as an individual, i deserve (very selfishly) to keep as much of my wage as my peer who just so happens to be a part of a one income family.

Why should i, as an individual, have to lose out financially due to others life choices*?




*obviously those with disabilities, single parents, etc do not have the same choices

jimf Oct 5th 2010 3:35 am

Re: Why are benefits so sacred in the UK?
 

Originally Posted by Posidrive (Post 8896944)
Unfortunately this is not the case, at least with a quick look with a UK tax calculator for a couple of case around the proposed cutoff point.

2 single earners of 40k would pay 20950 in tax and NI
1 single earner of 80k would pay 26490 in tax and NI

2 single earners of 35k would pay 17850 in tax and NI
1 single earner of 70k would pay 22390 in tax and NI

Regardless of whether or not child benefit should be paid to the middle classes, these figures make the proposed system of deciding who gets it a complete joke.

These aren't realistic comparisons though. If I work my salary doesn't depend on whether mrs jimf works or not ie if I and mrs jimf work earning 35k each then just because mrs jimf doesnt work my salary doesnt go up to 70k.

el_richo Oct 5th 2010 3:39 am

Re: Why are benefits so sacred in the UK?
 

Originally Posted by Sally Redux (Post 8897284)
I don't see the justification either.

Ok, so if you and your other half were childless, both individually working, earning 40k per year each, would you be happy to begin giving up ~6k of your yearly income to make it fair for single income families?

I wouldn't. But i'm mercenary :)

I've still not heard a good enough justification for me to give up a chunk of my earnings because of somebody else's life choices who also happens to earn a crap load more than i do :)

Almost Canadian Oct 5th 2010 4:04 am

Re: Why are benefits so sacred in the UK?
 

Originally Posted by el_richo (Post 8897339)
Ok, so if you and your other half were childless, both individually working, earning 40k per year each, would you be happy to begin giving up ~6k of your yearly income to make it fair for single income families?

I wouldn't. But i'm mercenary :)

I've still not heard a good enough justification for me to give up a chunk of my earnings because of somebody else's life choices who also happens to earn a crap load more than i do :)

OK, my entitlement to anything means tested, for the most part, depends upon household income rather than individual income. The fact that this doesn`t apply to income tax is, you have to admit, a little strange.

For example, in Canadaland, I can apply any unused personal allowance of my wife to my tax return. I suspect, that this was also the case in the UK before the tax grabbing, big government spending lefties got in, but I accept I could be wrong.

I thought you did earn a crap load - maybe my memory is failing me again


All times are GMT -12. The time now is 12:39 pm.

Powered by vBulletin: ©2000 - 2026, Jelsoft Enterprises Ltd.
Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.