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-   -   Urgent Advice Needed - Moving to Calgary in 12 weeks!!! (https://britishexpats.com/forum/maple-leaf-98/urgent-advice-needed-moving-calgary-12-weeks-582407/)

familylark Jan 8th 2009 3:44 pm

Re: Urgent Advice Needed - Moving to Calgary in 12 weeks!!!
 
Hi Michelle

My wife, 2 teenage daughters and I landed in calgary on Aug 7th 2008. we live in New Brighton in the SE. As with other replies the SE,SW and NW are areas that we were told were good areas. We were told to stay away from the NE. We also looked at Okotoks but felt it was too isolated for our daughters who don't drive and with no reliable transit from Okotoks we went for New Brighton. When we arrived we lived in a Condo in downtown which was ok short term. Friends of ours live in Chaparral and pay around $1800 a month rent for a 3 bed 2 storey home.
We found our UK credit scores counted for nothing here. Get a letter stating your no claims bonus from your car insurance company as they do take this into account. Be prepared to pay deposits for utilities which are around $150-$200. You may find it difficult to get a credit card or any credit from financial institutions should you need too.
Its bloody freezing here at the moment but if you dress in layers its not as bad as you might expect. The roads are crap and the drivers aren't much better. Rushour is busy but not as bad as the M25 M1 or M6 on a Friday afternoon.
A bit of a disjointed reply so if you want to know anything specific PM me

Rob

DaveLovesDee Jan 9th 2009 1:09 am

Re: Urgent Advice Needed - Moving to Calgary in 12 weeks!!!
 

Originally Posted by familylark (Post 7143929)
You may find it difficult to get a credit card or any credit from financial institutions should you need too.

Consider a secured credit card, where you put usually 150% of the card limit aside and you get back after the 3? yr if you've kept your payments up to date.

woodmanbg Jan 9th 2009 1:20 am

Re: Urgent Advice Needed - Moving to Calgary in 12 weeks!!!
 

Originally Posted by CaptainHook (Post 7145118)
Consider a secured credit card, where you put usually 150% of the card limit aside and you get back after the 3? yr if you've kept your payments up to date.

We had to do this to get a higher limit on a credit card through CIBC. They held our money in a special account and at the end of twelve months (not 3 years) without prompting them they contacted us to see where we would like the money invested. :)

moondevil Jan 9th 2009 2:43 am

Re: Urgent Advice Needed - Moving to Calgary in 12 weeks!!!
 

Originally Posted by woodmanbg (Post 7145147)
We had to do this to get a higher limit on a credit card through CIBC. They held our money in a special account and at the end of twelve months (not 3 years) without prompting them they contacted us to see where we would like the money invested. :)

We went through RBC and they never asked for deposit, but then we have savings with them, so not sure how that goes.
i would say to any newcomer...speak to them face to face, i know it helped us;)

woodmanbg Jan 9th 2009 10:12 am

Re: Urgent Advice Needed - Moving to Calgary in 12 weeks!!!
 

Originally Posted by moondevil (Post 7145425)
We went through RBC and they never asked for deposit, but then we have savings with them, so not sure how that goes.
i would say to any newcomer...speak to them face to face, i know it helped us;)

We saw both the RBC and CIBC face to face. RBC man was not helpful at all, offered nothing despite telling him we had the proceeds from the sale of our house coming over. CIBC were very good. We could get a credit card through them no problem, the credit limit was the problem. We wanted a much higher limit as we had a great deal of stuff to purchase over here. Having been here over a year now we have credit cards being thrown at us! :)

MCWakefield Jan 12th 2009 10:13 pm

Re: Urgent Advice Needed - Moving to Calgary in 12 weeks!!!
 
Hi Everyone!!!

Would like to say a massive thank you to everyone who has posted information about Calgary on here.:)

Panic really has set in - haven't slept properly in days and seem to be spending all my time on the Internet trying to sort things out.

My Husband will be working in the North West area of Calgary and as a few of you have suggested, we are going to concentrate of finding somewhere to rent in that area to avoid commuting. Still have no idea which communities in the North West of Calgary are desirable but at least I have an area to concentrate on.

I am finding the whole schooling system a bit of a nightmare.:curse: It is so important to us that our children settle as quickly as possible but trying to judge which schools have the best reputations etc, is proving very difficult. At least in the UK we have OFSTED reports to go off - if anyone knows of any particular elementary schools to approach or avoid, please let me know.

Thanks again to everyone who has taken the time to post information - it is really appreciated!!!!!

MCWakefield Jan 12th 2009 10:19 pm

Re: Urgent Advice Needed - Moving to Calgary in 12 weeks!!!
 

Originally Posted by The Ross Family (Post 7138495)
Michelle

Like Moondevil I would recommend Eamonn & Janet. My husband is currently in Calgary and has been greatly assisted by Eamonn.

Well done for sticking by your guns and I hope that it all works out for you.

We are due out on 19th February. Don't forget your thermals!

The Ross Family


Thanks for your advice - good luck with your move over, I sincerely hope it all works out for you :thumbsup:

MCWakefield Jan 12th 2009 10:21 pm

Re: Urgent Advice Needed - Moving to Calgary in 12 weeks!!!
 

Originally Posted by PaulOK (Post 7137670)
Hi Michelle

My wife and I have been in Calgary since September so PM me and I'll be happy to give you some advice. We too will be applying for fast track PR in the next couple of months (at the moment we are here on 2 year TWPs) so maybe we can help each other with the documentation needed.

In terms of renting, the best areas to live are the NW and SW parts of the city. Tuscany (NW) is nice and also around the Glenmore Reservior (SW) - a 3/4 bed house should be around $1800 per month exc. utlities - although rental prices are dropping so bargain. See the www.rentfaster.ca website to see what's available. Avoid the North East and East area due to the higher than average crime in those areas.
Generally, we love Calgary although the city has grown rapidly and the infrastructure hasn't really been designed to cope with the expansion. The economy has cooled in the past few months but the city is better placed than most to weather the hard economic times (although the city's wealth is largely dependant on oil so what happens in that sector is crucial). The weather is bitterly cold compared to anything you will experience in GB so be prepared. Just before Xmas it was minus 40 C with the wind chill but recently it has averaged around -10 C which feels almost warm in comparision. Crime and the homeless problem is noticable. We have had our car broken into already and Vietnamese/Chinese street gangs have been shooting each other recently, although this tends to be confined to the eastern quadrants. Don't let this put you off though. Generally it's a great place.

Good Luck

Paul

Hi Paul,

Thanks for all the advice - I have so many questions going round in my head that I don't even know where to start. I am unable to send you a private message but have added you to my buddy list.

My Email address (deleted to save you from mountains of Spam - AmyDavid (Mod) )

Thanks again!!!

DaveLovesDee Jan 12th 2009 10:47 pm

Re: Urgent Advice Needed - Moving to Calgary in 12 weeks!!!
 

Originally Posted by MCWakefield (Post 7161174)
My Husband will be working in the North West area of Calgary and as a few of you have suggested, we are going to concentrate of finding somewhere to rent in that area to avoid commuting. Still have no idea which communities in the North West of Calgary are desirable but at least I have an area to concentrate on.

Try Realtor.ca to see what you can afford and where. I'd suggest renting for a while until you decide where you'd like to buy.

gryphea Jan 13th 2009 12:05 am

Re: Urgent Advice Needed - Moving to Calgary in 12 weeks!!!
 
Hi

WE live in NW calgary and have one in elementary and one to go in Sep.

I found it really useful going to an elementary where the kids were not bused in every day but taken to the school by parents as this is how all of us have made friends.

I did look at the Frasercard system, for background info, not as a be all and end all (actually school they go to isn't on frasercard. I think I discounted anything below their average mark. I visited 5 elementary schools (not all in NW). I read all their websites, all their school newsletters and school council meetings.

If you PM me I could send you a few details. But please let me know what it is you want from a school? How old your kids are etc.

Gryph

PaulOK Jan 13th 2009 4:03 am

Re: Urgent Advice Needed - Moving to Calgary in 12 weeks!!!
 

Originally Posted by woodmanbg (Post 7145147)
We had to do this to get a higher limit on a credit card through CIBC. They held our money in a special account and at the end of twelve months (not 3 years) without prompting them they contacted us to see where we would like the money invested. :)

ScotiaBank did exactly the same with me....we needed to put an amount equal to the value of the upper credit limit in a special account with accumulates a bit of interest. Seems all the banks are doing this with expats now.


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