Go Back  British Expats > Living & Moving Abroad > Canada > The Maple Leaf
Reload this Page >

National Insurance Contributions

National Insurance Contributions

Old Oct 21st 2019, 9:02 pm
  #1  
BE Forum Addict
Thread Starter
 
Joined: Jan 2011
Location: Orton, Ontario
Posts: 2,028
HGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond repute
Default National Insurance Contributions

Has anyone continued to pay their NI contributions after they moved to Canada. If so how do you pay? Do you still have a UK account and pay from that or do you transfer money from a Canadian account?
HGerchikov is offline  
Old Oct 21st 2019, 11:48 pm
  #2  
Oscar nominated
 
BristolUK's Avatar
 
Joined: Jan 2008
Location: Moncton, NB, CANADA
Posts: 50,529
BristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond repute
Default Re: National Insurance Contributions

I made a 'bill' payment from my UK account quoting the reference on the letter. It wasn't a suggested method but it worked.
BristolUK is offline  
Old Oct 22nd 2019, 1:02 pm
  #3  
BE Forum Addict
Thread Starter
 
Joined: Jan 2011
Location: Orton, Ontario
Posts: 2,028
HGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond repute
Default Re: National Insurance Contributions

Originally Posted by BristolUK
I made a 'bill' payment from my UK account quoting the reference on the letter. It wasn't a suggested method but it worked.
Thanks
HGerchikov is offline  
Old Oct 22nd 2019, 6:34 pm
  #4  
Magnificently Withering
 
Oakvillian's Avatar
 
Joined: Jan 2007
Location: Oakville, ON
Posts: 6,891
Oakvillian has a reputation beyond reputeOakvillian has a reputation beyond reputeOakvillian has a reputation beyond reputeOakvillian has a reputation beyond reputeOakvillian has a reputation beyond reputeOakvillian has a reputation beyond reputeOakvillian has a reputation beyond reputeOakvillian has a reputation beyond reputeOakvillian has a reputation beyond reputeOakvillian has a reputation beyond reputeOakvillian has a reputation beyond repute
Default Re: National Insurance Contributions

I wire transfer funds from my Canadian bank. It's probably not the most cost-efficient way to do it, but the only other sensible option that I could think of would have been to transfer money to a relative and get them to send a cheque... that seemed fraught with opportunities to go wrong.
Oakvillian is offline  
Old Oct 22nd 2019, 6:38 pm
  #5  
Assimilated Pauper
 
dbd33's Avatar
 
Joined: Mar 2005
Location: Ontario
Posts: 40,014
dbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond repute
Default Re: National Insurance Contributions

Originally Posted by Oakvillian
I wire transfer funds from my Canadian bank. It's probably not the most cost-efficient way to do it, but the only other sensible option that I could think of would have been to transfer money to a relative and get them to send a cheque... that seemed fraught with opportunities to go wrong.
I buy a money order at the post office and send it. The bank will issue a similar document but the post office is cheaper.
dbd33 is offline  
Old Oct 22nd 2019, 10:02 pm
  #6  
BE Forum Addict
Thread Starter
 
Joined: Jan 2011
Location: Orton, Ontario
Posts: 2,028
HGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond reputeHGerchikov has a reputation beyond repute
Default Re: National Insurance Contributions

Thanks for the suggestions. Good to know there are options that work.
HGerchikov is offline  
Old Nov 9th 2019, 5:47 pm
  #7  
Forum Regular
 
Joined: Nov 2009
Posts: 68
Screenwriter is an unknown quantity at this point
Default Re: National Insurance Contributions

Why do pay in to your national insurance?
Screenwriter is offline  
Old Nov 10th 2019, 3:48 pm
  #8  
Banned
 
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Siouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond reputeSiouxie has a reputation beyond repute
Default Re: National Insurance Contributions

Originally Posted by Screenwriter
Why do pay in to your national insurance?
Because it raises your UK pension.

https://www.gov.uk/voluntary-nationa...-contributions
Siouxie is offline  
Old Nov 10th 2019, 4:38 pm
  #9  
Assimilated Pauper
 
dbd33's Avatar
 
Joined: Mar 2005
Location: Ontario
Posts: 40,014
dbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond repute
Default Re: National Insurance Contributions

Originally Posted by Siouxie
There's that aspect to it but also it's a matter of responsibility. Funding of health and benefits only works if everyone does his of her bit. It's not a burdensome cost to do the right thing.
dbd33 is offline  
Old Nov 10th 2019, 6:50 pm
  #10  
Forum Regular
 
Joined: Nov 2009
Posts: 68
Screenwriter is an unknown quantity at this point
Default Re: National Insurance Contributions

Can you elaborate on your point here?
Screenwriter is offline  
Old Nov 10th 2019, 6:53 pm
  #11  
Forum Regular
 
Joined: Nov 2009
Posts: 68
Screenwriter is an unknown quantity at this point
Default Re: National Insurance Contributions

How much is it per year? And does it only matter if you end of retiring in the UK?
Screenwriter is offline  
Old Nov 12th 2019, 12:08 pm
  #12  
Assimilated Pauper
 
dbd33's Avatar
 
Joined: Mar 2005
Location: Ontario
Posts: 40,014
dbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond repute
Default Re: National Insurance Contributions

Originally Posted by Screenwriter
Can you elaborate on your point here?
Me? I think it's a fairly simple one, state funding of benefits such as pensions depends on the participation of all of society. One should pay one's NI as one should pay one's taxes.
dbd33 is offline  
Old Nov 12th 2019, 12:16 pm
  #13  
BE Forum Addict
 
Partially discharged's Avatar
 
Joined: May 2009
Posts: 3,363
Partially discharged has a reputation beyond reputePartially discharged has a reputation beyond reputePartially discharged has a reputation beyond reputePartially discharged has a reputation beyond reputePartially discharged has a reputation beyond reputePartially discharged has a reputation beyond reputePartially discharged has a reputation beyond reputePartially discharged has a reputation beyond reputePartially discharged has a reputation beyond reputePartially discharged has a reputation beyond reputePartially discharged has a reputation beyond repute
Default Re: National Insurance Contributions

Originally Posted by dbd33
There's that aspect to it but also it's a matter of responsibility. Funding of health and benefits only works if everyone does his of her bit. It's not a burdensome cost to do the right thing.
Even if you have no intention of living in the UK again?
Partially discharged is offline  
Old Nov 12th 2019, 1:28 pm
  #14  
Assimilated Pauper
 
dbd33's Avatar
 
Joined: Mar 2005
Location: Ontario
Posts: 40,014
dbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond repute
Default Re: National Insurance Contributions

Originally Posted by Partially discharged
Even if you have no intention of living in the UK again?
Of course. It's not the fault of an inclusive society that some people choose to opt out for a period. People say they'll go and live on a desert island or in some barren wasteland forever but few of them turn out to mean it. If they don't keep up their contributions then, when Shangri-La turns out not to be all that, they'll return and struggle to catch up.
dbd33 is offline  
Old Nov 12th 2019, 3:09 pm
  #15  
BE Forum Addict
 
jimf's Avatar
 
Joined: Apr 2008
Location: Calgary
Posts: 3,340
jimf has a reputation beyond reputejimf has a reputation beyond reputejimf has a reputation beyond reputejimf has a reputation beyond reputejimf has a reputation beyond reputejimf has a reputation beyond reputejimf has a reputation beyond reputejimf has a reputation beyond reputejimf has a reputation beyond reputejimf has a reputation beyond reputejimf has a reputation beyond repute
Default Re: National Insurance Contributions

Originally Posted by HGerchikov
Has anyone continued to pay their NI contributions after they moved to Canada. If so how do you pay? Do you still have a UK account and pay from that or do you transfer money from a Canadian account?
When I looked at this a few weeks ago it seemed to me that a missing year payment of approx £780 would add £250 a year to the basic state pension. So living 3 years into retirement would result in a benefit overall. 35 years contributions needed for a full basic state pension. Is that how you would see the situation?
jimf is offline  

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.