Deregeristing a car?
#16
Re: Deregeristing a car?
yeah you can get one here too, I think there are a couple of different levels, one is to drive to and from shows only, which is a bit pants.
#17
Re: Deregeristing a car?
oh dear. I was hoping not to have to stop him driving as I don’t think the accident was his fault, but with no witnesses it was settled 50:50. Maybe going through a broker would help.
It Am glad to know it’s possible to just not renew the sticker. Will have to see what changes we can make, Thanks for your input.
I'd definitely check into quotes for another insurer, $800/mo for 1 accident seems ridiculous and in high risk / facility insurance territory. How long until your son is eligible for full G license? He should do that ASAP as well if he can.
Try separating your sons vehicle from your other 2 vehicles, maybe taking out a separate policy for "his" vehicle with him as the primary driver, and removing him from your original insurance policy.
Or if you wanted to be sketchy you could have a separate policy for the vehicle in your name with him as an occasional driver. As far as i am aware, if it is a separate insurance company they do not automatically know the other 2 vehicles exist. Though i'm not condoning this activity, it was suggested by an insurance broker friend that it would be tough for them to notice in this scenario.
#18
Re: Deregeristing a car?
Yes - the historic plate program in ON is much the same: you're only supposed to drive the car to and from "properly constituted" shows and events, to and from a repair shop, or for demonstrations for potential sale. Since almost all informal car meet-ups and cruises aren't "properly constituted" (i.e. don't have appropriate permits and zoning exemptions etc from the local municipality) there's almost no occasion to drive the car that isn't in contravention of the historic plates rules. Even driving it to the pub car park for the monthly meet up of the owners' club would, strictly speaking, be in contravention of the rules. Every now and then the police have some sort of crackdown - it's a $170 ticket, against a $100 saving for the historic plate fee. I suppose it's OK for garage queens and concours specials, but is of no practical use for a car that you actually want to drive.
#19
Re: Deregeristing a car?
Yes - the historic plate program in ON is much the same: you're only supposed to drive the car to and from "properly constituted" shows and events, to and from a repair shop, or for demonstrations for potential sale. Since almost all informal car meet-ups and cruises aren't "properly constituted" (i.e. don't have appropriate permits and zoning exemptions etc from the local municipality) there's almost no occasion to drive the car that isn't in contravention of the historic plates rules. Even driving it to the pub car park for the monthly meet up of the owners' club would, strictly speaking, be in contravention of the rules. Every now and then the police have some sort of crackdown - it's a $170 ticket, against a $100 saving for the historic plate fee. I suppose it's OK for garage queens and concours specials, but is of no practical use for a car that you actually want to drive.
#20
Re: Deregeristing a car?
Not that this is going to help after the fact, but this is why you buy a dashcam for the vehicle. In this case it would have paid for itself.
I'd definitely check into quotes for another insurer, $800/mo for 1 accident seems ridiculous and in high risk / facility insurance territory. How long until your son is eligible for full G license? He should do that ASAP as well if he can.
Try separating your sons vehicle from your other 2 vehicles, maybe taking out a separate policy for "his" vehicle with him as the primary driver, and removing him from your original insurance policy.
Or if you wanted to be sketchy you could have a separate policy for the vehicle in your name with him as an occasional driver. As far as i am aware, if it is a separate insurance company they do not automatically know the other 2 vehicles exist. Though i'm not condoning this activity, it was suggested by an insurance broker friend that it would be tough for them to notice in this scenario.
I'd definitely check into quotes for another insurer, $800/mo for 1 accident seems ridiculous and in high risk / facility insurance territory. How long until your son is eligible for full G license? He should do that ASAP as well if he can.
Try separating your sons vehicle from your other 2 vehicles, maybe taking out a separate policy for "his" vehicle with him as the primary driver, and removing him from your original insurance policy.
Or if you wanted to be sketchy you could have a separate policy for the vehicle in your name with him as an occasional driver. As far as i am aware, if it is a separate insurance company they do not automatically know the other 2 vehicles exist. Though i'm not condoning this activity, it was suggested by an insurance broker friend that it would be tough for them to notice in this scenario.
The insurance hike was partly a result of how long he has been driving, but he will do his G when he’s eligible even though I dread the thought of highway driving. It also didn’t help that the accident came very shortly before the insurance was due for renewal.
I am too old, and anxious, to be ‘sketchy’ so from tomorrow that car is out of action. He will have insurance for occasional use of our cars, and even that didn’t look possible at one point.
(also hello 👋 Gozit! Long time since I read your name. Hope all is well with you.)
#21
Re: Deregeristing a car?
What Oakvillan said. I looked into it on the old bike, but it only saves $20 a year, and pretty much gives the plod license to harass you at will. I had assumed it would have been aligned with the vintage insurance stipulations but apparently not.
On the subject of plates, I got my peeled to nothing defective B-prefix plates replaced for free in double quick time at Service Ontario the other day. I've seen a fair bit of common sense at that particular outlet.
On the subject of plates, I got my peeled to nothing defective B-prefix plates replaced for free in double quick time at Service Ontario the other day. I've seen a fair bit of common sense at that particular outlet.
Yes - the historic plate program in ON is much the same: you're only supposed to drive the car to and from "properly constituted" shows and events, to and from a repair shop, or for demonstrations for potential sale. Since almost all informal car meet-ups and cruises aren't "properly constituted" (i.e. don't have appropriate permits and zoning exemptions etc from the local municipality) there's almost no occasion to drive the car that isn't in contravention of the historic plates rules. Even driving it to the pub car park for the monthly meet up of the owners' club would, strictly speaking, be in contravention of the rules. Every now and then the police have some sort of crackdown - it's a $170 ticket, against a $100 saving for the historic plate fee. I suppose it's OK for garage queens and concours specials, but is of no practical use for a car that you actually want to drive.
#22
Re: Deregeristing a car?
What Oakvillan said. I looked into it on the old bike, but it only saves $20 a year, and pretty much gives the plod license to harass you at will. I had assumed it would have been aligned with the vintage insurance stipulations but apparently not.
On the subject of plates, I got my peeled to nothing defective B-prefix plates replaced for free in double quick time at Service Ontario the other day. I've seen a fair bit of common sense at that particular outlet.
On the subject of plates, I got my peeled to nothing defective B-prefix plates replaced for free in double quick time at Service Ontario the other day. I've seen a fair bit of common sense at that particular outlet.