luvmykids

We got our car insurance through a broker here back in July. We gave copies of our no claims etc and got a deal through AXA. Suddenly at the end of September we were told that our no claims did not count in Canada as we had out of North America driving experience, so we have to pay full premium

Our broker said he'd try and find someone else who could insure us, but has since come back and said he can't find anyone.

We are in New Brunswick, is this just a provincial issue or a Canada wide one? What companies have you got insurance from and have they honored your no claims? We have coming on to ten years so we are reluctant to let it slip away!

Any recommendation of a good insurance company would be good as we are paying over $150 per month in car insurance at the moment.

Thanks

iaink

$150 a month is not the worst cost I've seen.

Back when it was still important to me Pilot Insurance were prepared to take my UK record into account. They operate through independent brokers. Not sure if they are only operating in Ontario or not.

dbd33

Seems like a bargain, even if it's per car.

Atlantic Xpat

Try Johnson Insurance. I think they cover NB.

I renewed our insurance today. With 5 years claim free history in Canada (but unfortunately a claim in the UK in the year I left) it will cost us $2100 to insure a car, a truck and an ATV for the year. $150 a month would be lovely in comparison!

dbd33

The Beetle is $3,000/year with a $5,000 deductible for collision and no windshield coverage.

Atlantic Xpat

Ouch! The recent interface with a truck load of rebar sounds like an expensive proposition in that case?

dbd33

Ah, that happened on the last day of the term. The $3,000 was the renewal premium not taking the collision into account.

Crashes are always expensive, having worked with Canadian insurance companies for decades the last thing I'd expect is for one to settle a claim without making the policyholder suffer; either they stick the insured with the repair bill or with legal fees for making them pay for the repair. The estimate for the Beetle repair is $12,000 but $3,000 in parts and $800 in labour is for the soft top; I expect I'll just duct tape over the hole.

iaink

You could just drive it with the roof down for the winter to prove some macho point...

sheadboy

I too used johnson and they took into account my UK history. they were cheaper than most. I think I ended up paying just over $100 per month...a good $30 cheaper than the other guys.

ClanickP

Do they do winter tyres and chains for bicycles?

dbd33

Proving one's macho point in a Beetle is always challenging.

iaink

You can get studded tires....




Why you would want to I dont know...

R I C H

A colleague uses those (she can't drive due to health reasons), and she manages to commute right through the winter without problem.

jericho

I pay $150 a month, and receive some credit for my UK experience...and I'm an insurance broker, and get staff discount!

You aint gettin' ripped off with $150 a month, trust me!

bzriddell

Try Canadian Direct they will take into account UK driving record