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Canadian snowbirds with UK state pension

Canadian snowbirds with UK state pension

Old Aug 14th 2023, 6:59 pm
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Default Canadian snowbirds with UK state pension

I know the UK state pension is frozen once you start receiving it in Canada and if you return to UK for holiday etc you can claim the increase for that period. Can you claim the increase if you snowbird in Florida over the winter as the increases are paid to UK pensioners in USA ?
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Old Aug 14th 2023, 7:18 pm
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Default Re: Canadian snowbirds with UK state pension

Originally Posted by agibson6
I know the UK state pension is frozen once you start receiving it in Canada and if you return to UK for holiday etc you can claim the increase for that period. Can you claim the increase if you snowbird in Florida over the winter as the increases are paid to UK pensioners in USA ?
I am surprised you can claim an increase for being on holiday in UK? Its based on your residency for tax purposes so I doubt it very much , that goes for snow birding too!!
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Old Aug 14th 2023, 11:07 pm
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Default Re: Canadian snowbirds with UK state pension

The pension is NOT based on your residency for tax purposes, you can get a pension increase if you visit the UK, EU etc from Canada but NOT if you are temporarily in the USA. If you live in the USA you do get annual increases but not if your permanent address is in Canada as it would be for snowbirds otherwise we'd all be off down south for 6 months less a day each year!
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Old Aug 15th 2023, 2:03 pm
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Default Re: Canadian snowbirds with UK state pension

Originally Posted by Kingsboy48
The pension is NOT based on your residency for tax purposes, you can get a pension increase if you visit the UK, EU etc from Canada but NOT if you are temporarily in the USA. If you live in the USA you do get annual increases but not if your permanent address is in Canada as it would be for snowbirds otherwise we'd all be off down south for 6 months less a day each year!
So I go to the UK on vacation and can request an increase in my UK pension? Where please? Show me the link that says that thanks
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Old Aug 15th 2023, 5:29 pm
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Default Re: Canadian snowbirds with UK state pension

Originally Posted by shelley748
So I go to the UK on vacation and can request an increase in my UK pension? Where please? Show me the link that says that thanks
Here is the extract from a document belonging to the Canadian Association of British Pensioners (britishpensions.com) with all the info you need and listing all countries where you can get temporary uprating.

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Old Aug 15th 2023, 5:38 pm
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Default Re: Canadian snowbirds with UK state pension

There seems to be no specific mention of temporary uprating on the International Pension Centre website but here's a link to a relatively recent 'This is money' article;

https://www.thisismoney.co.uk/money/...-visit-UK.html
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Old Aug 15th 2023, 7:37 pm
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Default Re: Canadian snowbirds with UK state pension

Originally Posted by Kingsboy48
Here is the extract from a document belonging to the Canadian Association of British Pensioners (britishpensions.com) with all the info you need and listing all countries where you can get temporary uprating.
Originally Posted by Kingsboy48
There seems to be no specific mention of temporary uprating on the International Pension Centre website but here's a link to a relatively recent 'This is money' article;

https://www.thisismoney.co.uk/money/...-visit-UK.html
So the increase is a temporary one and reverts back once you have left.
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Old Aug 16th 2023, 5:58 pm
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Default Re: Canadian snowbirds with UK state pension

hardly worth the effort for 2 weeks vacation LOL
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Old Aug 16th 2023, 6:39 pm
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Default Re: Canadian snowbirds with UK state pension

Originally Posted by shelley748
hardly worth the effort for 2 weeks vacation LOL
Depends on when you first claimed it I guess.
A full pension (old rules) 10 years ago was £110.15 (couple rate 176.15) and is now £156.20 (£249.80). A difference of £46pw (£74). So two weeks could be worth £92 (£148). Almost $160 ($255).
Not enough to influence your decisions as to whether to go or not, but a nice dinner out when back or a bill or two taken care of..
If you're a couple on a full pension each it could be $320.

If you're on the new system introduced in 2016 the differences will be more as that "new" rate of £155.65 in 2016 is now £203.85, an extra £48 over only 7 years.

(This is why there's that other argument about the value of how much is lost ...you left 7 years ago and your pension is now £48 a week less - you lose £2,500 a year in addition to previous losses and bigger ones to come. It's literally thousands of ££....unless you went to America )
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Old Aug 16th 2023, 7:56 pm
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Default Re: Canadian snowbirds with UK state pension

Originally Posted by BristolUK
.... unless you went to America ....
Maybe you should just think of it as "compensation", considering that you think that the US is such a terrible place to live.

And the annual increases just reflect how much worse it gets here every year!

Last edited by Pulaski; Aug 16th 2023 at 8:32 pm.
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Old Aug 16th 2023, 9:53 pm
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Default Re: Canadian snowbirds with UK state pension

Originally Posted by Pulaski

And the annual increases just reflect how much worse it gets here every year!
Many a true word....
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Old Aug 16th 2023, 10:27 pm
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Default Re: Canadian snowbirds with UK state pension

Originally Posted by BristolUK
Many a true word....
Says he who has never actually lived in the US.
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Old Aug 17th 2023, 12:41 pm
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Default Re: Canadian snowbirds with UK state pension

Originally Posted by Pulaski
Says he who has never actually lived in the US.
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