The4BellsLondon

ooh get you - actually the Gunwielding Harpy is a piss take from a previous mis informed newbie poster - hey ho

Oakvillian

Hey, 2008orbust

I'm intrigued... it's now 2010. Did you manage to do whatever it was you wanted to do in 2008 or did you go bust?

MMC's and others' comments are fair game, I feel. There have been countless threads on here laughing at people who buy into the mobile misnomer that is an SUV. They're not sporty, their utility is questionable. I suppose the V is accurate, but you'd be much better off getting a proper car and a trailer, as Rich suggests. I, too, would wonder why you're even contemplating an SUV if you're moving to Toronto. They're less pleasant to drive, get worse mileage, handle less nimbly, are more inclined to roll over in an accident... there seem very few if any redeeming features for a city-dweller.

To your original question on leases: we leased (a minivan, it made sense with small kids) on first arrival in 2006 because rates were then very attractive compared to finance, the final "balloon payment" value was relatively low, and the lease agreement, we were advised, was a good quick way to build up a credit history. The situation has now changed, post-credit-crisis: many dealers no longer offer private leases at all, and those that do tend to do so at much less attractive rates of interest than purchase finance options (which also give you a credit history if that's important to you).

I'd look at the 0% purchase finance deals available and go from there.

Atlantic Xpat

As a contrarian, we've leased two vehicles in succession. The first, a jeep liberty, was to get out of an onerous 0% finance deal on a vehicle that was going out of warranty and that had a lot wrong with it. The second, more recently on a Kia Soul was purely for the lower monthly payment coupled with a dose of 'if this proves to be a crap heap we can give it back before it goes out of warranty'. Sure we could have bought for a little more and a little longer but cashflow was the issue.

One point to consider on the 0% finance purchase schemes is that you often pay the MRSP for the vehicle or something close to it. If you were to finance seperately and effectively be a cash buyer, you might get a substantial discount. If you are going to keep the vehicle for the period of the loan then this is OK. If you have any thoughts on changing earlier, you will likely find that as the vehicle has depreciated from the discounted price not the MRSP, that you are in negative equity for a substantial period of the loan. The 72 and 84 month loans that are advertised widely to get the monthly payment down will excerbate this.

EDIT: Incidentally for the OP - most manufacturer websites will have lease and lease vs. purchase cost calculators on them. Do your research yourself.

Bill_S

Worse mileage... can't argue with that one. Roll-overs... fair enough but I drive carefully in poor conditions and there's no way to completely eliminate risk. Less pleasant to drive? Nothing unpleasant about my 4Runner or my wife's RX350. Nimble handling? My old car, a 1998 Taurus, was hardly nimble either. But compared to the Taurus the 4Runner is in most part superior for me - much easier to transport bikes, high-power rockets, and all my gun stuff; higher ground clearance helps with poorly plowed streets and parking lots; AWD is great because rocket ranges and gun clubs usually don't have paved roads. The only drawback is worse mileage.

Oakvillian

Aye, and there's the rub. Compared to the Taurus anything's nimble.

A 4-runner's still a truck, when all's said and done, and still handles like a truck. If you can justify ownership on the grounds of being easier to park when it's snowing, then fair play to you, but a whole family's bikes fit well in the back of my Odyssey and I've never not been able to get to where I'm going because it doesn't have enough ground clearance, even if the street hasn't been plowed. Each to his own, of course, but I won't be rushing out to buy one.

Bill_S

In fact, Odyssey and Sienna were under consideration as well, but I got a great deal on the 4Runner and I'm happy with it.

2008orbust

"EDIT: Incidentally for the OP - most manufacturer websites will have lease and lease vs. purchase cost calculators on them. Do your research yourself."

thats a good canadian tone to have , then again your a brit

and i thought you were a sensible person

notice to the entire forum - the google nazi has said no questions allowed and he has assumed all websites are tuned to your specific question as he is also psychic

Atlantic Xpat

Jesus ****** christ, you really are a piece of work aren't you? Go do your own damn research in future.

Wanna know how much it costs to lease a Kia? Well, let me think, I could look at Kia's website and get the information myself. Or I could ask on an interweb forum and get minty when someone suggests that the best source of information is to do your own research. Or are you not intellectually capable of processing that? Never mind, I've done a Steve P on you. Have a nice day.

Oink

I have to drive to Vernon (don't ask why) later in the week and I haven't used the car for a while, so does anyone know how much it'll cost to nearly fill my 2001 VW Jetta with petrol?

lmartin999

I suspect you are the only one ROFL. However...

Novocastrian

Oooh, lemme see. Vernon from Down the Road a Bit? Should be about 25 cents according to google maps and the cheapest gas in Vernon sites.

el_richo

Is this a trick question cos it's really a diesel?

Steve_P

Not sure about petrol but if you use gasoline it'll cost around $50 to $55.

Oakvillian

it all depends how much is in the tank to start with...

Alan2005

and what he meant by 'nearly'