CIMB Malaysia and Singapore
Sep 5th 2016, 11:14 am
#31
Now a MM2Her.
Joined: Feb 2013
Location: Port Dickson
Posts: 82
Re: CIMB Malaysia and Singapore
Originally Posted by SushiFan
So this means that if you want a credit card with e.g. 10,000 RM credit limit you need to deposit 10,000 RM in a separate FD account? Do you get any interest over this deposited amount?
Sep 5th 2016, 12:15 pm
#32
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Thread Starter
Joined: Feb 2009
Location: Far North Queensland
Posts: 17,625
Re: CIMB Malaysia and Singapore
We used to have this when I was a We. But now I don't have a FD associated with the credit card. Maybe it's because I look honest 
Sep 5th 2016, 12:16 pm
#33
...............
Thread Starter
Joined: Feb 2009
Location: Far North Queensland
Posts: 17,625
Re: CIMB Malaysia and Singapore
Sep 5th 2016, 1:31 pm
#34
Now a MM2Her.
Joined: Feb 2013
Location: Port Dickson
Posts: 82
Re: CIMB Malaysia and Singapore
Originally Posted by bakedbean
We used to have this when I was a We. But now I don't have a FD associated with the credit card. Maybe it's because I look honest
Sep 5th 2016, 2:18 pm
#35
BE Enthusiast
Joined: Oct 2014
Location: Penang
Posts: 617
Re: CIMB Malaysia and Singapore
Yes, I think it is also related to credit history, meaning that after time of being a good (and honest loooking 
) customer they may grant you higher than your FD's in the respective bank credit limits.
But paying the card debts via monthly instalments and not full payment of each monthly bill carries quite a high interest charges!
) customer they may grant you higher than your FD's in the respective bank credit limits.But paying the card debts via monthly instalments and not full payment of each monthly bill carries quite a high interest charges!
