State pension in the UK, national insurance.
Jul 20th 2017, 3:42 am
#46
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Re: State pension in the UK, national insurance.
I guess some people may not read the previous post where I say you can buy future years, or even work and pay them. It almost clearly tells you that on your forecast statement, one of the few things it does. What it does not tell you is about paying for the gaps and the fact that can enhance your pension. I suspect because they don't want you to!
To me stating people can buy additional years outside of the 6/10 year rule or future years payments, would perhaps (and may have) raise false hopes.
If nothing else I have a better understanding of the details on the flat rate pension (2016) than I did have. However I have no faith in the ability of the staff, government or the people programming their systems to get it right and will therefore endeavour to find out exactly how it is calculated. I only hope I’ve not confused people with my post as it was far from my intention to do so.
To me stating people can buy additional years outside of the 6/10 year rule or future years payments, would perhaps (and may have) raise false hopes.
If nothing else I have a better understanding of the details on the flat rate pension (2016) than I did have. However I have no faith in the ability of the staff, government or the people programming their systems to get it right and will therefore endeavour to find out exactly how it is calculated. I only hope I’ve not confused people with my post as it was far from my intention to do so.
Jul 20th 2017, 6:31 am
#47
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Joined: Dec 2009
Posts: 474
Re: State pension in the UK, national insurance.
I guess some people may not read the previous post where I say you can buy future years, or even work and pay them. It almost clearly tells you that on your forecast statement, one of the few things it does. What it does not tell you is about paying for the gaps and the fact that can enhance your pension. I suspect because they don't want you to!
To me stating people can buy additional years outside of the 6/10 year rule or future years payments, would perhaps (and may have) raise false hopes.
If nothing else I have a better understanding of the details on the flat rate pension (2016) than I did have. However I have no faith in the ability of the staff, government or the people programming their systems to get it right and will therefore endeavour to find out exactly how it is calculated. I only hope I’ve not confused people with my post as it was far from my intention to do so.
To me stating people can buy additional years outside of the 6/10 year rule or future years payments, would perhaps (and may have) raise false hopes.
If nothing else I have a better understanding of the details on the flat rate pension (2016) than I did have. However I have no faith in the ability of the staff, government or the people programming their systems to get it right and will therefore endeavour to find out exactly how it is calculated. I only hope I’ve not confused people with my post as it was far from my intention to do so.
Depressingly, I have reasonable (but not absolute) confidence that their systems will pay out the right amount. Where I have little confidence is in their support staff's ability to explain the system (perhaps because their knowledge is rudimentary, limited to the 'normal' cases).
Jul 22nd 2017, 5:39 am
#48
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Re: State pension in the UK, national insurance.
You cannot buy "future years" You can make payment for this year or by agreement for some years in the past but you cannot make contributions for the future.
Jul 22nd 2017, 8:56 am
#49
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Re: State pension in the UK, national insurance.
And as for some years in the past, you have the right or you don't - "some agreement" doesn't come into it as far as I know.
Jul 24th 2017, 2:51 am
#50
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Re: State pension in the UK, national insurance.
Decisions on NI payments are "Decisiojns of the Secretary of State" so you cannot appeal a decision or contest it in court. (I think !)
30 years since i last worked in this field so i might well be wrong !
30 years since i last worked in this field so i might well be wrong !
Jan 8th 2018, 8:25 pm
#51
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Re: State pension in the UK, national insurance.
UPDATE, I have been told to fill in N138 form to pay voluntary Nic's while abroad. They will send me a bill of how much arrears I can pay and I can do direct debit for future years.
Jan 9th 2018, 12:53 am
#52
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Re: State pension in the UK, national insurance.
Jan 9th 2018, 1:09 am
#53
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Re: State pension in the UK, national insurance.
I had a real good laugh at this, not you of course Giulana, but the fact they are still using the same leaflet (NI 38) and attached form (CF 38) as they were over 50 years ago! So much changes, it's so surprising to see this survive all those years. One thing is a lot easier these days, if you don't have one yet G, you can get one online here.
