Car insurance clarification
#1
Just Joined
Thread Starter
Joined: Jan 2021
Posts: 17
Car insurance clarification
Can anyone help please. I currently own an italian car and would like to buy a new car (possibly keeping or scrapping the old one) - as it is the car that is insured can the current 'attestazione dello stato di rischio' be transferred if my current car was scrapped? Or if I had two cars would I then have to start at level CU14 for the newer car. Apologies as I can't get my head around it and there doesn't seem to be options for this when applying for quotations.
Also is there an option here like in the UK where a car can be declared off road (SORN)? Thanks again for any help given. Also I have looked at previous threads on car insurance and managed to save myself a nice sum on the current car last month.
Also is there an option here like in the UK where a car can be declared off road (SORN)? Thanks again for any help given. Also I have looked at previous threads on car insurance and managed to save myself a nice sum on the current car last month.
#2
Concierge
Joined: Apr 2007
Location: Verona/ Nr Turin
Posts: 4,670
Re: Car insurance clarification
Can anyone help please. I currently own an italian car and would like to buy a new car (possibly keeping or scrapping the old one) - as it is the car that is insured can the current 'attestazione dello stato di rischio' be transferred if my current car was scrapped? Or if I had two cars would I then have to start at level CU14 for the newer car. Apologies as I can't get my head around it and there doesn't seem to be options for this when applying for quotations.
Also is there an option here like in the UK where a car can be declared off road (SORN)? Thanks again for any help given. Also I have looked at previous threads on car insurance and managed to save myself a nice sum on the current car last month.
Also is there an option here like in the UK where a car can be declared off road (SORN)? Thanks again for any help given. Also I have looked at previous threads on car insurance and managed to save myself a nice sum on the current car last month.
You can't SORN a car as in the UK. You have to pay car tax even if it is off road. You can stop paying insurance if you keep it off road, but you will have to get it towed for it's MOT should you decide to use it again.
#3
Re: Car insurance clarification
I would get rid of your old car unless you are very attached to it. As 37100 says they are just a liability if they are off road. The transfer of insurance to the new car will be straight forward with your existing company.
#4
Just Joined
Thread Starter
Joined: Jan 2021
Posts: 17
Re: Car insurance clarification
Thanks to both, this has helped a lot.