Learn why it’s important to start building your U.S. credit history
 

Did you know that credit doesn’t transfer when you move to the United States? As an expatriate relocating into the United States, you may not have official identification requirements like a social security number and a driver’s license. Without those essentials, it is almost impossible to establish credit for financing assistance or get insured as a driver of a vehicle. Each country uses a different system for credit scoring. In the U.S. 90% of lenders use FICO® credit scores when making lending decisions. Your credit score is what determines your creditworthiness to lenders. Upon arrival in a new country, you start out with a score of 0. Not having credit can make it hard to make much-needed purchases in your new country.


However, as an expat, IAS can help you immediately start building your credit rating and driving record when relocating to the USA. Our exclusive vehicle financing and leasing programs view you as if you had a high credit rating and driving record so you can get the car you need and start building your U.S. credit history and driving record.


Have you tried to get a car without credit? Tell us about your experience.