Personal question, but how much money is enough?
#1
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Hubby & I have been talking about how much money we will have to bring with us, how much is enough????? An open question I know, we have 2 young children and we really need to be sure that we will be ok.
We will be selling our house which gives us a lot of equity, but dont really want to live off that as we would rather put it down as a deposit on another.
So what im really asking is ....... How much did you bring with you and was it enough?
We will be selling our house which gives us a lot of equity, but dont really want to live off that as we would rather put it down as a deposit on another.
So what im really asking is ....... How much did you bring with you and was it enough?
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#2
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I think that no matter how much you bring you will be just fine providing you budget and don't buy impulsively.
Just make sure you know what you want and what you need, and try to stick to just that. It's very easy to 'dip' into money you have put aside so you really have to be firm with yourself.
Try to set up a separate savings account to put your house money in, then it won't be as easy to spend.
Just make sure you know what you want and what you need, and try to stick to just that. It's very easy to 'dip' into money you have put aside so you really have to be firm with yourself.
Try to set up a separate savings account to put your house money in, then it won't be as easy to spend.
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Hubby & I have been talking about how much money we will have to bring with us, how much is enough????? An open question I know, we have 2 young children and we really need to be sure that we will be ok.
We will be selling our house which gives us a lot of equity, but dont really want to live off that as we would rather put it down as a deposit on another.
So what im really asking is ....... How much did you bring with you and was it enough?![Thumbs Up](https://britishexpats.com/forum/images/smilies/thumbsup.gif)
We will be selling our house which gives us a lot of equity, but dont really want to live off that as we would rather put it down as a deposit on another.
So what im really asking is ....... How much did you bring with you and was it enough?
![Thumbs Up](https://britishexpats.com/forum/images/smilies/thumbsup.gif)
The more you bring, the more you will spend. The least you bring, you will make it last.
We brought over 250thousand Pounds and spent the lot in 2 months.
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#4
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Hubby & I have been talking about how much money we will have to bring with us, how much is enough????? An open question I know, we have 2 young children and we really need to be sure that we will be ok.
We will be selling our house which gives us a lot of equity, but dont really want to live off that as we would rather put it down as a deposit on another.
So what im really asking is ....... How much did you bring with you and was it enough?![Thumbs Up](https://britishexpats.com/forum/images/smilies/thumbsup.gif)
We will be selling our house which gives us a lot of equity, but dont really want to live off that as we would rather put it down as a deposit on another.
So what im really asking is ....... How much did you bring with you and was it enough?
![Thumbs Up](https://britishexpats.com/forum/images/smilies/thumbsup.gif)
The point is, you manage if you have to. If you have loads of spare cash and want to live it up for a bit, do that. It can be done and in our experience, cheaper than in the UK.
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#5
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We brought $2000 £300 and 105 Euros. We've been here since 10th september and have managed to sort everything out, have enough shopping to last us a month, got the kids in school (with new uniforms) put 2 weeks rent down on a house plus a few other bits we've picked up for the new house and scooters and beach toys for the kids till the shipment arrives. We haven't eaten out, gone on tourist trips or in theme parks etc We've stuck to the pool and beach, own brand shopping etc etc. We knew we had very little cash so have spent wisely. Consequently, we're set up and ready to start work and move into a little rental. We don't have any money from a house sale coming...just our final wage packets from the jobs we left in the UK.
The point is, you manage if you have to. If you have loads of spare cash and want to live it up for a bit, do that. It can be done and in our experience, cheaper than in the UK.
The point is, you manage if you have to. If you have loads of spare cash and want to live it up for a bit, do that. It can be done and in our experience, cheaper than in the UK.
Pardon me asking... but did you put that amount on your application form? Because I'm not sure how much will reassure the DIAC I won't end up a homeless and reliant on wellfare and I don't have too much to spare...
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We brought $2000 £300 and 105 Euros. We've been here since 10th september and have managed to sort everything out, have enough shopping to last us a month, got the kids in school (with new uniforms) put 2 weeks rent down on a house plus a few other bits we've picked up for the new house and scooters and beach toys for the kids till the shipment arrives. We haven't eaten out, gone on tourist trips or in theme parks etc We've stuck to the pool and beach, own brand shopping etc etc. We knew we had very little cash so have spent wisely. Consequently, we're set up and ready to start work and move into a little rental. We don't have any money from a house sale coming...just our final wage packets from the jobs we left in the UK.
The point is, you manage if you have to. If you have loads of spare cash and want to live it up for a bit, do that. It can be done and in our experience, cheaper than in the UK.
The point is, you manage if you have to. If you have loads of spare cash and want to live it up for a bit, do that. It can be done and in our experience, cheaper than in the UK.
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#7
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Thanks mooncat for that post...I won't be going over with a lot either and it's nice to hear that it is still possible
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DIAC don't care how much you come over with. You will not be able to claim welfare for 2 years anyway. It states on your application that you are not entitled to Centrelink (social services) for 2 years and that unemployment or inability to find employment is not a reason for them to consider making an exception to the rule. The question on the application form is for statistical purposes only - well, unless you are being sponsored by certain states and then you have to show the money upfront during the application process.
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DIAC don't care how much you come over with. You will not be able to claim welfare for 2 years anyway. It states on your application that you are not entitled to Centrelink (social services) for 2 years and that unemployment or inability to find employment is not a reason for them to consider making an exception to the rule. The question on the application form is for statistical purposes only - well, unless you are being sponsored by certain states and then you have to show the money upfront during the application process.
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#10
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we came with about ..what equates to $200k....we are renting and find the interest on that pays the rent thereabouts..renting has its plus points at first as you dont pay council tax or water...and theres no gas...all we pay is $60 electric a month and ....well.... phone/internet....so it works for us...we will prob buy after 12 months when we get used to the market/areas to buy etc etc...oh and i dont know why but we get family credit (or whatever its called) and help with nursery and they have sent us a rent "help" application form!! so we are getting some centrelink benefits...we are on a 136 by the way...if that makes a difference i have no idea.....come on the cowboys to beat manly saturday night!!!!!!!!!!!!!!!!!!!!!!!1
Last edited by Richard007; Sep 21st 2007 at 1:52 am.
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#11
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Hubby & I have been talking about how much money we will have to bring with us, how much is enough????? An open question I know, we have 2 young children and we really need to be sure that we will be ok.
We will be selling our house which gives us a lot of equity, but dont really want to live off that as we would rather put it down as a deposit on another.
So what im really asking is ....... How much did you bring with you and was it enough?![Thumbs Up](https://britishexpats.com/forum/images/smilies/thumbsup.gif)
We will be selling our house which gives us a lot of equity, but dont really want to live off that as we would rather put it down as a deposit on another.
So what im really asking is ....... How much did you bring with you and was it enough?
![Thumbs Up](https://britishexpats.com/forum/images/smilies/thumbsup.gif)
How much money anyone needs is an individual thing, we can stay with relatives, if we want to when we get to Aus, so could save $1000's, but would prefer to make our own way if possible.
Some people go to Aus and have enough cash to buy a house (lucky buggers) and others don't. I personally think it's not a question of how much cash you have it's more how much you're prepared to ccompromise & go without if you're a bit strapped for cash.
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#12
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Didn't put any amount on any DIAC form Janice sorry.
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#13
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we came with about ..what equates to $200k....we are renting and find the interest on that pays the rent thereabouts..renting has its plus points at first as you dont pay council tax or water...and theres no gas...all we pay is $60 electric a month and ....well.... phone/internet....so it works for us...we will prob buy after 12 months when we get used to the market/areas to buy etc etc...oh and i dont know why but we get family credit (or whatever its called) and help with nursery and they have sent us a rent "help" application form!! so we are getting some centrelink benefits...we are on a 136 by the way...if that makes a difference i have no idea.....come on the cowboys to beat manly saturday night!!!!!!!!!!!!!!!!!!!!!!!1
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#14
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We brought $2000 £300 and 105 Euros. We've been here since 10th september and have managed to sort everything out, have enough shopping to last us a month, got the kids in school (with new uniforms) put 2 weeks rent down on a house plus a few other bits we've picked up for the new house and scooters and beach toys for the kids till the shipment arrives. We haven't eaten out, gone on tourist trips or in theme parks etc We've stuck to the pool and beach, own brand shopping etc etc. We knew we had very little cash so have spent wisely. Consequently, we're set up and ready to start work and move into a little rental. We don't have any money from a house sale coming...just our final wage packets from the jobs we left in the UK.
The point is, you manage if you have to. If you have loads of spare cash and want to live it up for a bit, do that. It can be done and in our experience, cheaper than in the UK.
The point is, you manage if you have to. If you have loads of spare cash and want to live it up for a bit, do that. It can be done and in our experience, cheaper than in the UK.
Hi Mooncat
Have to say after reading your reply it has given me hope, we wont have much money to take at all, and i have been really worried, as we will be leaving everything behind, its a big scary step but i have to say well done to you.
Sharon
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#15
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Is that an online booklet or can you order it? Would be interested in that. Thanks
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