Estimate for the medicals in the US
Jun 9th 2003, 6:24 pm
#1
Guest
Posts: n/a
Estimate for the medicals in the US
Hello,
I am about to start shopping around for my medicals. I live in New
Jersey (USA). Based on past bills sent to my insurance by my doctor, I
estimate that the medicals for DIMIA could got for up to $400 - $500.
Is there any one here who recently emigrated to Australia from the USA
and can share the cost of the medicals he/she had to pay? That would
help me a lot as a reference.
Thanks.
I am about to start shopping around for my medicals. I live in New
Jersey (USA). Based on past bills sent to my insurance by my doctor, I
estimate that the medicals for DIMIA could got for up to $400 - $500.
Is there any one here who recently emigrated to Australia from the USA
and can share the cost of the medicals he/she had to pay? That would
help me a lot as a reference.
Thanks.
Jun 10th 2003, 3:06 am
#2
Guest
Posts: n/a
Re: Estimate for the medicals in the US
well, last month i did my meds and they charged me $420. however, this
was in california though.
also note that these meds will *not* be covered under your normal
insurance benefits, got to pay from your pocket.
-Stan
[email protected] wrote:
> Hello,
>
> I am about to start shopping around for my medicals. I live in New
> Jersey (USA). Based on past bills sent to my insurance by my doctor, I
> estimate that the medicals for DIMIA could got for up to $400 - $500.
> Is there any one here who recently emigrated to Australia from the USA
> and can share the cost of the medicals he/she had to pay? That would
> help me a lot as a reference.
>
> Thanks.
>
was in california though.
also note that these meds will *not* be covered under your normal
insurance benefits, got to pay from your pocket.
-Stan
[email protected] wrote:
> Hello,
>
> I am about to start shopping around for my medicals. I live in New
> Jersey (USA). Based on past bills sent to my insurance by my doctor, I
> estimate that the medicals for DIMIA could got for up to $400 - $500.
> Is there any one here who recently emigrated to Australia from the USA
> and can share the cost of the medicals he/she had to pay? That would
> help me a lot as a reference.
>
> Thanks.
>
Jun 10th 2003, 3:24 am
#3
Guest
Posts: n/a
Re: Estimate for the medicals in the US
Stan wrote in news:[email protected]:
> also note that these meds will *not* be covered under your normal
> insurance benefits, got to pay from your pocket.
I need to google for it, but somebody wrote that you may be able to get it
in through your insurance. Apparently if your primary care physician takes
care of it, you may get lucky.
In my case I'm going to try and combine it with my annual PhysQual exam,
which covers most of the same things anyway - and I'm not keep on getting
x-rayed twice in such a short time.
Mike
> also note that these meds will *not* be covered under your normal
> insurance benefits, got to pay from your pocket.
I need to google for it, but somebody wrote that you may be able to get it
in through your insurance. Apparently if your primary care physician takes
care of it, you may get lucky.
In my case I'm going to try and combine it with my annual PhysQual exam,
which covers most of the same things anyway - and I'm not keep on getting
x-rayed twice in such a short time.
Mike
Jun 10th 2003, 4:39 am
#4
Forum Regular
Joined: Mar 2002
Posts: 41
Ask your insurance company for costs
Hi Frustrated,
You may want to call your insurance company and ask. If you are working for an American company, and thus insured by an American insurer, you likely have only a "co-pay" to pay for everything.
As an example, I got the xrays, updated vaccinations, full exams, etc and I paid US$10.
Definitely worth calling and asking!
You may want to call your insurance company and ask. If you are working for an American company, and thus insured by an American insurer, you likely have only a "co-pay" to pay for everything.
As an example, I got the xrays, updated vaccinations, full exams, etc and I paid US$10.
Definitely worth calling and asking!
Jun 10th 2003, 12:50 pm
#5
Guest
Posts: n/a
Re: Estimate for the medicals in the US
On 9 Jun 2003 21:24:24 -0600, Michael Hoffman wrote:
> I need to google for it, but somebody wrote that you may be able to get it
> in through your insurance. Apparently if your primary care physician takes
> care of it, you may get lucky.
Yes, that is true. You may be lucky with your primary physician. In my
case I wasn't. I already checked with him and told me it would be
illegal for him to send the bill the the insurance.
> I need to google for it, but somebody wrote that you may be able to get it
> in through your insurance. Apparently if your primary care physician takes
> care of it, you may get lucky.
Yes, that is true. You may be lucky with your primary physician. In my
case I wasn't. I already checked with him and told me it would be
illegal for him to send the bill the the insurance.
Jun 10th 2003, 12:50 pm
#6
Guest
Posts: n/a
Re: Estimate for the medicals in the US
On Tue, 10 Jun 2003 03:06:16 GMT, Stan wrote:
> well, last month i did my meds and they charged me $420. however, this
> was in california though.
Thanks for the info. It has been very useful to verify that my
estimations were about right.
> also note that these meds will *not* be covered under your normal
> insurance benefits, got to pay from your pocket.
Yes I know, and that is the reason I want to go with the cheapest I
can find.
> well, last month i did my meds and they charged me $420. however, this
> was in california though.
Thanks for the info. It has been very useful to verify that my
estimations were about right.
> also note that these meds will *not* be covered under your normal
> insurance benefits, got to pay from your pocket.
Yes I know, and that is the reason I want to go with the cheapest I
can find.
Jun 10th 2003, 12:56 pm
#7
Guest
Posts: n/a
Re: Estimate for the medicals in the US
On Tue, 10 Jun 2003 04:39:04 +0000, Cantila wrote:
> You may want to call your insurance company and ask. If you are working
> for an American company, and thus insured by an American insurer, you
> likely have only a "co-pay" to pay for everything.
>
> As an example, I got the xrays, updated vaccinations, full exams, etc
> and I paid US$10.
Hi Cantila,
Thanks for the info. However, in my case it didn't work like that. I
went a few months ago to the doctor's because I had some stomach pain
(probably because of the stress of dealing with the visa application
:-), and I had blood and urine tests, and X-rays taken. The bill they
sent to the insurance was of around $500 and I only had to pay $5. A
few weeks later I checked with the doctor again to see whether I could
do the medicals for DIMIA through the insurance in a similar way, and
he said I couldn't, so I would have to pay it with my own money.
Anyway, I can see here how some people have been able to get it
through the insurance company and others haven't. So I guess I will do
some more research before spending $1000 on those tests.
> You may want to call your insurance company and ask. If you are working
> for an American company, and thus insured by an American insurer, you
> likely have only a "co-pay" to pay for everything.
>
> As an example, I got the xrays, updated vaccinations, full exams, etc
> and I paid US$10.
Hi Cantila,
Thanks for the info. However, in my case it didn't work like that. I
went a few months ago to the doctor's because I had some stomach pain
(probably because of the stress of dealing with the visa application
:-), and I had blood and urine tests, and X-rays taken. The bill they
sent to the insurance was of around $500 and I only had to pay $5. A
few weeks later I checked with the doctor again to see whether I could
do the medicals for DIMIA through the insurance in a similar way, and
he said I couldn't, so I would have to pay it with my own money.
Anyway, I can see here how some people have been able to get it
through the insurance company and others haven't. So I guess I will do
some more research before spending $1000 on those tests.
Jun 10th 2003, 6:17 pm
#8
Forum Regular
Joined: Mar 2002
Posts: 41
another thought
When was your last full exam? American health insurance pays for one free full exam each year. If you just asked your doctor "will my insurance cover the DIMIA exam" its worth calling your insurance company -not your doctor - and confirming:
1) when was your last exam
2) when are you eligible for your next (free or close to it) full exam
3) what exactly will you have to pay extra for:
- HIV test
- STD test
- chest x-ray
- urinalysis
Good luck!
1) when was your last exam
2) when are you eligible for your next (free or close to it) full exam
3) what exactly will you have to pay extra for:
- HIV test
- STD test
- chest x-ray
- urinalysis
Good luck!
Jun 10th 2003, 8:45 pm
#9
Guest
Posts: n/a
Re: Estimate for the medicals in the US
The doctor has to fill out medical forms for DIMIA, so you're going to
have to tell him at any rate.
Jeremy
>On Wed, 11 Jun 2003 16:37:37 +0000, Cantila wrote:
>Stan,
>DON'T SAY ITS FOR IMMIGRATION!
This is not intended to be legal advice in any jurisdiction
have to tell him at any rate.
Jeremy
>On Wed, 11 Jun 2003 16:37:37 +0000, Cantila wrote:
>Stan,
>DON'T SAY ITS FOR IMMIGRATION!
This is not intended to be legal advice in any jurisdiction
Jun 11th 2003, 12:52 am
#10
Guest
Posts: n/a
Re: Estimate for the medicals in the US
Good Luck!
Michael Hoffman wrote:
> Stan wrote in news:[email protected]:
>
>
>
>>also note that these meds will *not* be covered under your normal
>>insurance benefits, got to pay from your pocket.
>
>
> I need to google for it, but somebody wrote that you may be able to get it
> in through your insurance. Apparently if your primary care physician takes
> care of it, you may get lucky.
>
> In my case I'm going to try and combine it with my annual PhysQual exam,
> which covers most of the same things anyway - and I'm not keep on getting
> x-rayed twice in such a short time.
>
> Mike
--
-Stan
Michael Hoffman wrote:
> Stan wrote in news:[email protected]:
>
>
>
>>also note that these meds will *not* be covered under your normal
>>insurance benefits, got to pay from your pocket.
>
>
> I need to google for it, but somebody wrote that you may be able to get it
> in through your insurance. Apparently if your primary care physician takes
> care of it, you may get lucky.
>
> In my case I'm going to try and combine it with my annual PhysQual exam,
> which covers most of the same things anyway - and I'm not keep on getting
> x-rayed twice in such a short time.
>
> Mike
--
-Stan
Jun 11th 2003, 1:16 am
#11
Guest
Posts: n/a
Re: Estimate for the medicals in the US
damn!(sorry). i did call my health benefit insurer (bluecross) and i was
told they wouldn't cover med. tests related to aus. immigration, in fact
any immigration for that matter. i think it depends on the insurer and
benefits plan you have enrolled for.
Cantila wrote:
> Hi Frustrated,
>
> You may want to call your insurance company and ask. If you are working
> for an American company, and thus insured by an American insurer, you
> likely have only a "co-pay" to pay for everything.
>
> As an example, I got the xrays, updated vaccinations, full exams, etc
> and I paid US$10.
>
> Definitely worth calling and asking!
>
> --
> Posted via http://britishexpats.com
--
-Stan
told they wouldn't cover med. tests related to aus. immigration, in fact
any immigration for that matter. i think it depends on the insurer and
benefits plan you have enrolled for.
Cantila wrote:
> Hi Frustrated,
>
> You may want to call your insurance company and ask. If you are working
> for an American company, and thus insured by an American insurer, you
> likely have only a "co-pay" to pay for everything.
>
> As an example, I got the xrays, updated vaccinations, full exams, etc
> and I paid US$10.
>
> Definitely worth calling and asking!
>
> --
> Posted via http://britishexpats.com
--
-Stan
Jun 11th 2003, 4:37 pm
#12
Forum Regular
Joined: Mar 2002
Posts: 41
To be more clear...
Stan,
DON'T SAY ITS FOR IMMIGRATION!
Ask:
1) when was my last full medical exam?
2) when am I eligible for a new full medical exam?
By law you should be covered for one full exam every year (will not cover chest xrays, though). That you will also use it for immigration is irrelevant.
Then go schedule your exam!
DON'T SAY ITS FOR IMMIGRATION!
Ask:
1) when was my last full medical exam?
2) when am I eligible for a new full medical exam?
By law you should be covered for one full exam every year (will not cover chest xrays, though). That you will also use it for immigration is irrelevant.
Then go schedule your exam!
