Which bank?

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Old Aug 22nd 2002, 4:49 am
  #1  
Moorey
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Default Which bank?

I have a steady income as a part-time multimedia programmer for about a year
now (~>$18K PA). I am wondering which banks in Perth are easier to apply for
credit cards?

My application was rejected by Commbank (oooo Which bank!? - my only banking
institution of nearly 5 years) on the basis that I am not a PR (I'm an overseas
student).. is that even a valid reason?

Thinking of changing banks anyway since the $5/month introduction on Commbank
accounts.

I need a credit card as an emergency backup, amongst other reasons as I plan to do
some travelling end of this year.

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Moorey (email is valid)
 
Old Aug 22nd 2002, 4:10 pm
  #2  
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chana is an unknown quantity at this point
Default Re: Which bank?

I believe that as "student" you can apply for many banks and they don't charge you account keeping fees.

Banking in Australia is really horrible...horrible...

I think Westpac is the only one that does not charge you service fees for amounts of A$2000 that you have with them.
Any such banks??
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Old Aug 22nd 2002, 4:51 pm
  #3  
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Default Re: Which bank?

Originally posted by Moorey:
My application was rejected by Commbank (oooo Which bank!? - my only banking
institution of nearly 5 years) on the basis that I am not a PR (I'm an overseas
student).. is that even a valid reason?
This may be too late, but my daughter's on her way out next year on a student visa. She's set up an account with HSBC (we've never used them before). They've offered all the usual account bells & whistles and as they operate in both coutries they will transfer account, cc etc automatically.

If you still have an address back home this may be a runner.

Regards

Perry
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