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Tips on how to get Canadian credits

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Tips on how to get Canadian credits

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Old May 27th 2002, 12:20 am
  #1  
Test
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Posts: n/a
Default Tips on how to get Canadian credits

First Trick: How to get your first creditcard in Canada?

Many get a credit card in bank after puting 2000 dollars as a deposit. That is a
shame. US banks will give it to you right away. So, how to get around the system in
Canada? Transfer your US cards or history? NO. it does not work. Tricks are as the
following:

Go to a department, the Bay as the best. Sign up their store credit card. You will
not get it because you don't have any credit in Canada. Ask for help them: tell them
you have been in Canada for long and have a work. The Bay is the only company does
not check your documents carefully. But the way how they check you is to have 2
credit cards in your name already. So at this time, you can use 2 of your US credit
cards. You will get your creditcard within 30 minutes.

Next trick: how to increase your credit without every spending?

There are following info in your credit histroy for creditcard: 1 Creditcard Number 2
Limit of Credit 3 Current Balance 4 Highest Balance 5 Ever Late?

So the only 2 things you can do are: Limit of Credit, and Highest Balance.
Limit:Keep calling them to increase it every 6 months. They will not increase it
within 6 months. Highest Balance: Go shopping up to the limit of your credit,
and keep the goods untouched until you get your statement, then return them
all. In that case, you spend nothing at all, but you max the highest balance on
your creditcard. Be careful of what you buy. Don't buy Electronics, since they
are difficult to return. Buy brand name cloths, which cost you 200-300 a
T-shirt, you can buy 10 Tshirts for 2000 dollars. But please don't try them on.
You know you have to return it. Nobody wants to wear it after you tried it.
Everyone likes virgins.
 
Old May 27th 2002, 1:15 am
  #2  
danise_17
Guest
 
Posts: n/a
Default Re: Tips on how to get Canadian credits

Hello Test, I have a question to ask you. Could you email me at [email protected] Thanks.



Originally posted by Test
First Trick: How to get your first creditcard in Canada?

Many get a credit card in bank after puting 2000 dollars as a deposit. That is a
shame. US banks will give it to you right away. So, how to get around the system in
Canada? Transfer your US cards or history? NO. it does not work. Tricks are as the
following:

Go to a department, the Bay as the best. Sign up their store credit card. You will
not get it because you don't have any credit in Canada. Ask for help them: tell them
you have been in Canada for long and have a work. The Bay is the only company does
not check your documents carefully. But the way how they check you is to have 2
credit cards in your name already. So at this time, you can use 2 of your US credit
cards. You will get your creditcard within 30 minutes.

Next trick: how to increase your credit without every spending?

There are following info in your credit histroy for creditcard: 1 Creditcard Number 2
Limit of Credit 3 Current Balance 4 Highest Balance 5 Ever Late?

So the only 2 things you can do are: Limit of Credit, and Highest Balance.
Limit:Keep calling them to increase it every 6 months. They will not increase it
within 6 months. Highest Balance: Go shopping up to the limit of your credit,
and keep the goods untouched until you get your statement, then return them
all. In that case, you spend nothing at all, but you max the highest balance on
your creditcard. Be careful of what you buy. Don't buy Electronics, since they
are difficult to return. Buy brand name cloths, which cost you 200-300 a
T-shirt, you can buy 10 Tshirts for 2000 dollars. But please don't try them on.
You know you have to return it. Nobody wants to wear it after you tried it.
Everyone likes virgins.
 
Old May 27th 2002, 3:20 pm
  #3  
Test
Guest
 
Posts: n/a
Default Re: Tips on how to get Canadian credits

Post your question here. I will anwser any illegal question. Free Speech. I don't
care how you will use my advice. But that is none of my business.

likes virgins.
    >
    > Hello Test, I have a question to ask you. Could you email me at
    > [email protected] Thanks.
 
Old May 28th 2002, 7:20 am
  #4  
Sergei Drachev
Guest
 
Posts: n/a
Default Re: Tips on how to get Canadian credits

There's a company in Toronto that issues SECURED VISA CARDS. Unlike commercial banks,
they will give you the credit line equal to ONE HUNDRED PERCENT of the deposit.

Translation: if you give them $300 as security, they will issue you a Visa card with
the credit line of $300.

Most banks would ask you to provide a deposit equal to 2 or 3 times the credit limit.
For example, when I was getting my first credit card from the Royal Bank, I had to
give them $2,000 deposit for a $1,000 credit line card.

I wrote a detailed e-report called "How to get your first credit card in Canada".
This e-report costs US$14.35 and is based on tips and tricks I learned during the 5
years in Canada.

If you're interested, email me at [email protected] (remove to reply) and we
can discuss it.

-Sergei Drachev Toronto

"Test" <[email protected]> wrote in message news:[email protected]...
    | Post your question here. I will anwser any illegal question.
Free Speech. I
    | don't care how you will use my advice. But that is none of my
business.
    |
    |
    |
    | likes virgins.
    | >
    | > Hello Test, I have a question to ask you. Could you email me
at
    | > [email protected] Thanks.
    | >
    | >
    |
    |
 

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