Ongoing medical condition - Daughter - Experts views please!!
#1
Ongoing medical condition - Daughter - Experts views please!!
Our daughter (aged 13) has been diagnosed as having a growth hormone deficiency and is likely to need growth hormone treatment for an indefinite period, until she has fully grown. The consultant has told us that the cost of the treatment is quite expensive.
Bearing in mind that the treatment could last for quite a long time, it is possible that it will overlap with our plans to move to Canada.
Two questions.
Is this likely to have a detrimental effect on the medical results for our daughter?
Secondly, if she needs to carry on this expensive treatment in Canada, will we have to fund this ourselves, or are we likely to get insurance cover to cover this expense.
I would really like to know if anyone else has gone through a similar experience.
I look forward to hearing your comments
Bearing in mind that the treatment could last for quite a long time, it is possible that it will overlap with our plans to move to Canada.
Two questions.
Is this likely to have a detrimental effect on the medical results for our daughter?
Secondly, if she needs to carry on this expensive treatment in Canada, will we have to fund this ourselves, or are we likely to get insurance cover to cover this expense.
I would really like to know if anyone else has gone through a similar experience.
I look forward to hearing your comments
#2
Re: Ongoing medical condition - Daughter - Experts views please!!
Hi
Yes it will probably affect your application. Not being an Immigration Medical Officer, my comments are only conjection in that until your daughter is medically examined and the results analyzed, her condition could fall into "excessive demand" which means a refusal. Excess demand is where a medical treatment exceeds the average costs for Canadian residents.
If she is admitted her treatment would most likely be covered under the provincal plans, although you would have to research if your province of choice's medical plan covers the specific treatment.
PMM
Originally Posted by Gray C
Our daughter (aged 13) has been diagnosed as having a growth hormone deficiency and is likely to need growth hormone treatment for an indefinite period, until she has fully grown. The consultant has told us that the cost of the treatment is quite expensive.
Bearing in mind that the treatment could last for quite a long time, it is possible that it will overlap with our plans to move to Canada.
Two questions.
Is this likely to have a detrimental effect on the medical results for our daughter?
Secondly, if she needs to carry on this expensive treatment in Canada, will we have to fund this ourselves, or are we likely to get insurance cover to cover this expense.
I would really like to know if anyone else has gone through a similar experience.
I look forward to hearing your comments
Bearing in mind that the treatment could last for quite a long time, it is possible that it will overlap with our plans to move to Canada.
Two questions.
Is this likely to have a detrimental effect on the medical results for our daughter?
Secondly, if she needs to carry on this expensive treatment in Canada, will we have to fund this ourselves, or are we likely to get insurance cover to cover this expense.
I would really like to know if anyone else has gone through a similar experience.
I look forward to hearing your comments
If she is admitted her treatment would most likely be covered under the provincal plans, although you would have to research if your province of choice's medical plan covers the specific treatment.
PMM
#3
Re: Ongoing medical condition - Daughter - Experts views please!!
I think nobody will be able to tell other than the medical officer when reviewing the case. They will take the whole picture into consideration.
How it effects life style, family, long term prognosis health concerns etc etc.
From a purely financial point of view, it was quoted somewhere that a view of excessive demand amounted to treatment costing more than $15016 over 5 years.I think this figure is worked out from the average cost of health services claimed per canadian which was about $3000 per year per person.
From non financial view they look at life expectancy, future complications of any current illness, ability to work.
They could see it that you were going to Canada to receive treatment if it was provided by health service. Insurance companies do not usually cover pre existing conditions. Finding out how much this treatment would cost here in UK may help you to know what per year you would be looking at to be paying if not on NHS. If costs exceed $3000 per year then they may see it as excessive.
QUOTE=Gray C]Our daughter (aged 13) has been diagnosed as having a growth hormone deficiency and is likely to need growth hormone treatment for an indefinite period, until she has fully grown. The consultant has told us that the cost of the treatment is quite expensive.
Bearing in mind that the treatment could last for quite a long time, it is possible that it will overlap with our plans to move to Canada.
Two questions.
Is this likely to have a detrimental effect on the medical results for our daughter?
Secondly, if she needs to carry on this expensive treatment in Canada, will we have to fund this ourselves, or are we likely to get insurance cover to cover this expense.
I would really like to know if anyone else has gone through a similar experience.
I look forward to hearing your comments[/QUOTE]
How it effects life style, family, long term prognosis health concerns etc etc.
From a purely financial point of view, it was quoted somewhere that a view of excessive demand amounted to treatment costing more than $15016 over 5 years.I think this figure is worked out from the average cost of health services claimed per canadian which was about $3000 per year per person.
From non financial view they look at life expectancy, future complications of any current illness, ability to work.
They could see it that you were going to Canada to receive treatment if it was provided by health service. Insurance companies do not usually cover pre existing conditions. Finding out how much this treatment would cost here in UK may help you to know what per year you would be looking at to be paying if not on NHS. If costs exceed $3000 per year then they may see it as excessive.
QUOTE=Gray C]Our daughter (aged 13) has been diagnosed as having a growth hormone deficiency and is likely to need growth hormone treatment for an indefinite period, until she has fully grown. The consultant has told us that the cost of the treatment is quite expensive.
Bearing in mind that the treatment could last for quite a long time, it is possible that it will overlap with our plans to move to Canada.
Two questions.
Is this likely to have a detrimental effect on the medical results for our daughter?
Secondly, if she needs to carry on this expensive treatment in Canada, will we have to fund this ourselves, or are we likely to get insurance cover to cover this expense.
I would really like to know if anyone else has gone through a similar experience.
I look forward to hearing your comments[/QUOTE]
#4
Re: Ongoing medical condition - Daughter - Experts views please!!
Originally Posted by PMM
Hi
Yes it will probably affect your application. Not being an Immigration Medical Officer, my comments are only conjection in that until your daughter is medically examined and the results analyzed, her condition could fall into "excessive demand" which means a refusal. Excess demand is where a medical treatment exceeds the average costs for Canadian residents.
If she is admitted her treatment would most likely be covered under the provincal plans, although you would have to research if your province of choice's medical plan covers the specific treatment.
PMM
Yes it will probably affect your application. Not being an Immigration Medical Officer, my comments are only conjection in that until your daughter is medically examined and the results analyzed, her condition could fall into "excessive demand" which means a refusal. Excess demand is where a medical treatment exceeds the average costs for Canadian residents.
If she is admitted her treatment would most likely be covered under the provincal plans, although you would have to research if your province of choice's medical plan covers the specific treatment.
PMM
The point that I would like to make is that Growth Hormone Dificiency (GHD) is not a lifelong condition and that she should be able to live a normal life once she has grown to an acceptable height. We are still not sure how long this course of treatment will take, months, or possibly a couple of years.
Would the fact that the condition is not lifelong be taken into consideration when she is being medically assessed?
Finally, would it make any difference if we gave an undertaking to pay all medical fees until the treatment was completed?
Any doctors out there that can give us a bit more information on this matter?
Last edited by Gray C; May 23rd 2005 at 8:09 am.
#5
Re: Ongoing medical condition - Daughter - Experts views please!!
Originally Posted by Gray C
The point that I would like to make is that Growth Hormone Dificiency (GHD) is not a lifelong condition and that she should be able to live a normal life once she has grown to an acceptable height. We are still not sure how long this course of treatment will take, months, or possibly a couple of years.
Would the fact that the condition is not lifelong be taken into consideration when she is being medically assessed?
Would the fact that the condition is not lifelong be taken into consideration when she is being medically assessed?
Finally, would it make any difference if we gave an undertaking to pay all medical fees until the treatment was completed?
Jeremy
#6
Re: Ongoing medical condition - Daughter - Experts views please!!
I would doubt that this condition would be a serious drain on the resources of the Canadian Healthcare system.
If she is 13 now, it's doubtful it'd need to continue beyond a couple of years, maybe less...... and don't forget that you will spend most of that time with your application under that wonky table leg at the CHC!!!!!
I think that nobody can tell you what the decision will be .... you're already in the pipeline anway, so you may as well "suck it and see"!!
Good Luck!
If she is 13 now, it's doubtful it'd need to continue beyond a couple of years, maybe less...... and don't forget that you will spend most of that time with your application under that wonky table leg at the CHC!!!!!
I think that nobody can tell you what the decision will be .... you're already in the pipeline anway, so you may as well "suck it and see"!!
Good Luck!
#7
Re: Ongoing medical condition - Daughter - Experts views please!!
Originally Posted by Morwenna
I would doubt that this condition would be a serious drain on the resources of the Canadian Healthcare system.
If she is 13 now, it's doubtful it'd need to continue beyond a couple of years, maybe less...... and don't forget that you will spend most of that time with your application under that wonky table leg at the CHC!!!!!
I think that nobody can tell you what the decision will be .... you're already in the pipeline anway, so you may as well "suck it and see"!!
Good Luck!
If she is 13 now, it's doubtful it'd need to continue beyond a couple of years, maybe less...... and don't forget that you will spend most of that time with your application under that wonky table leg at the CHC!!!!!
I think that nobody can tell you what the decision will be .... you're already in the pipeline anway, so you may as well "suck it and see"!!
Good Luck!