OHIP, TWP, and a C Section!

Old Nov 24th 2009, 7:39 am
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Default OHIP, TWP, and a C Section!

Currently in a little of a pickle and wondering is anyone has been stuck in this situation or can see any way forward?
Quick background
March 07 came over on a 1 yr TWP, was renewed a year later for 2yrs but only ran to Jan 2010 as that’s when my UK passport was going to expire.
Application for PR was underway and have a case number, then as the Meds request came in we found that we were expecting our 2nd child… expected date is 20 Jan 2010.
So my HR started on the track of applying for another TWP extension as the PR could not be completed until the baby is born and the meds are done. First Delay was the 4 weeks to send my passport to Washington to get renewed. The Second delay is it seems that CIC are dragging their heels to the point of 86 days to process the extension.
So big deal eh? Work on implied status and don’t leave the country…….. my Wife’s doctor has booked her in for a C-Section due to complications in the first delivery that did end up being an emergency C-section.
Then in Ontario the OHIP coverage is linked to the TWP – so no TWP no coverage = $10,000 + medical bill.
CIC say I could do a POE but that will have to be once the TWP has expired otherwise they just tell you to submit it in writing to the office. Their only suggestion is to send the application again but to Buffalo with a covering (begging) letter asking if they could take pity and process it quickly? (has already been sent to the Canadian office)
OHIP say there is a 90 day grace period where you can claim back expenses in the period between renewal of the OHIP card, but not one of the 3 advisers can tell us where this is in writing on their website.
Anyone had to deal with this sort of situation?
Thanks in Advance
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Old Nov 24th 2009, 11:00 am
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Default Re: OHIP, TWP, and a C Section!

Hi,
In a similar position - TWP expired at beginning of November but paperwork submitted so now on 'implied status'. Our OHIP expires at the end of November so any OHIP medical expenses will have to be paid by ourselves and claimed back when we have the renewed TWP. I don't think there is any insurance policy that covers this time since OHIP will reimburse. We'll just have to make sure we don't break a leg when the snow comes!

Yours may be a situation where an immigration lawyer may be able to help. I'm in Toronto and have an excellent immigration lawyer who is a specialist in medical matters - let me know if you want his details - I know it's a bit of a way from where you are, but his website mentions he does webcam appointments.

Good luck with everything - I know how worrying it is to be without health coverage.
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Old Nov 24th 2009, 11:48 am
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Default Re: OHIP, TWP, and a C Section!

Thanks for the reply, the funny thing is that my work use a very large firm of immigration lawyers but they seem to be fairly useless. I had to and find key bits on info from OHIP and CIC , when really we are paying them top dollar to fill forms in.

I think I have no other option but to pay for the op personally and claim back, been trying to get the process in writing with no avail. If it was just a trip to the doctors I would not be bothered but a C-Section and a hospital stay i'm a little nervous of turning up with a 10K bill and the OHIP people being difficult after the fact.

Did you find anything in writing regarding claiming the costs back? I'm just wondering if it will be like an insurance claims department and a claim can be refused because of X,Y or Z.

Thanks for the feedback, I thought it may have been a long shot but good to know someone else is in the same sort of boat!
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Old Nov 24th 2009, 12:02 pm
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Default Re: OHIP, TWP, and a C Section!

OHIP have to be my least favourite people to deal with since I've been here - if I used the word I have in my head for them, I'd probably get myself a ban

When they tried to pull the "it's the rules" card on us, they produced a ring binder with some manky looking pages that looked like they'd been produced in the 80's. They pointed to the "rule" but it was ambiguous at best - no amount of pointing that out would get them to shift though.... We went away and got what they wanted (a visitor record for the wife tied to my TWP), when we came back a different woman said that it wasn't necessary

Morale of the story is - they don't have a clue what they're doing, so I'd be very wary with spending $10k and claiming it back!
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Old Nov 24th 2009, 12:37 pm
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Default Re: OHIP, TWP, and a C Section!

Friend of mine was in sticky situation recently regarding their work permit and a mortgage and proeprty chain. They went to the border and saw a friendly border immigration to get it. He explained his situation and got his permit.

His immigration lawyer had previously said there was no way of circumventing the system but when they explained they would lose their house depsoit she said to try it, as sometimes the border guys don't know the ins and outs.
He needed a new permit as he changed jobs. Hence his old one lost validity.
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Old Nov 24th 2009, 12:52 pm
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Default Re: OHIP, TWP, and a C Section!

Is a UK birthplan a possibility? I'm only half joking ....
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Old Nov 24th 2009, 12:58 pm
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Default Re: OHIP, TWP, and a C Section!

Originally Posted by gryphea
Friend of mine was in sticky situation recently regarding their work permit and a mortgage and proeprty chain. They went to the border and saw a friendly border immigration to get it. He explained his situation and got his permit.

His immigration lawyer had previously said there was no way of circumventing the system but when they explained they would lose their house depsoit she said to try it, as sometimes the border guys don't know the ins and outs.
He needed a new permit as he changed jobs. Hence his old one lost validity.


Did you friend actually cross the boarder? and his permit had run out? in which case its ok to do a POE application is it not?

My issue is a 48hr period where TWP ends, OHIP runs out and Wife goes in for a $10k op, even if i could leave the country it a risk of not getting approved at the boarder.
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Old Nov 24th 2009, 1:05 pm
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Default Re: OHIP, TWP, and a C Section!

Originally Posted by ann m
Is a UK birthplan a possibility? I'm only half joking ....
Not really, I would assume NHS coverage would be lost by now (not that would stop anyone from dropping a sprog for free on the NHS)

Would then be in the UK with a toddler, a newborn, a wife just come out of an op (no driving for 6 weeks) and an expired TWP.

Could then could not fly back as no2 would have not passport or paperwork.

The amount of Vacation time for this is not even worth thinking about. I guess I could take parental leave, but work stopped topping that up due to the "recession" and taking that much time off work would be frowned upon.

If it was an option only have 6 weeks to arrange it before she will not be allowed for to fly.

on the up side more rain and less snow
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Old Nov 24th 2009, 2:14 pm
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Default Re: OHIP, TWP, and a C Section!

erm... I don't have any clue about the ins and outs and admin side, but any chance of getting the c-section brought forward if it's really a 48 hour issue? They are usually fairly flexible with dates within a week/ fortnight - have had a few friends with sympathetic consultants who have scheduled specifically for when husbands are due back on r and r from operational theatres... I'm assuming they have scheduled for 38 weeks? Obviously that narrows your options lol, but hey, she might have gone into labour the week before anyway (Curry and erm, vigorous, er, housework?)

Otherwise I'd say the POE as soon as TWP expires looks like the way to go, whilst she has a little lie down and thinks un-labourish thoughts...

However it works out, best of luck!
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Old Nov 24th 2009, 2:30 pm
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Default Re: OHIP, TWP, and a C Section!

Yes tried that today, Wife saw the obstetrician and asked to bring it forward by a couple days, she was booked in bang on 38 weeks and they will not being it forward unless there is a medical reason. In fact they wanted to push it out a few days

Could try all that stuff, but at the end of the day its an issue and its money but the health of mother and child comes first. Given the ordeal of the first delivery, I am inclined to go with the docs recommendation rather than a curry educed labor. (not that we could find a decent curry to do the job round here anyway!)
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Old Nov 24th 2009, 11:52 pm
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Default Re: OHIP, TWP, and a C Section!

Hi,
What actual date does the TWP run out - your posting implies some time in January? If so, then you are covered by OHIP to the end of January.
Sorry if I've misread your posting.

Chris
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Old Nov 25th 2009, 12:05 am
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Default Re: OHIP, TWP, and a C Section!

Originally Posted by atscmc
Hi,
What actual date does the TWP run out - your posting implies some time in January? If so, then you are covered by OHIP to the end of January.
Sorry if I've misread your posting.

Chris
TWP ends 18th Jan , OHIP renewal 18th Jan - C section followed by hospital stay 20 Jan
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Old Nov 25th 2009, 12:19 am
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Default Re: OHIP, TWP, and a C Section!

Hi,
So the actual date for expiry on the OHIP card is the 18th Jan? My TWP expired on the 8th Nov, but as per the rules the coverage expires on the 30th Nov. My understanding is that OHIP ends at the end of the month your TWP expires. Any reason for your OHIP ending the exact date of your TWP?

The renewal date is not necessarily the expiry date.
Chris
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Old Nov 25th 2009, 1:05 am
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Default Re: OHIP, TWP, and a C Section!

Originally Posted by atscmc
Hi,
So the actual date for expiry on the OHIP card is the 18th Jan? My TWP expired on the 8th Nov, but as per the rules the coverage expires on the 30th Nov. My understanding is that OHIP ends at the end of the month your TWP expires. Any reason for your OHIP ending the exact date of your TWP?

The renewal date is not necessarily the expiry date.
Chris
franticly checks....... health card say expires 2010-01-19

Just called service Canada, it expires on the day on the card
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Old Nov 25th 2009, 3:50 am
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Default Re: OHIP, TWP, and a C Section!

Originally Posted by XCMTBer
franticly checks....... health card say expires 2010-01-19

Just called service Canada, it expires on the day on the card
Hi,
I guess that's the date of expiry on your passport. I presume the passport has been renewed - I wonder if they would extend OHIP until the end of the month (which is the norm) given you have a new passport - just wondering.....it's a long shot. I am sure an Immigration Lawyer could sort this out for you.

Your wife can't exactly elect not to give birth cos you don't have OHIP.

Chris
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