Mr Miller please, proof of funds.

Old Oct 1st 2003, 9:06 am
  #1  
Diablo ²°°²
Guest
 
Posts: n/a
Default Mr Miller please, proof of funds.

Hi Mr Miller,

It's Alison here, the one from the UK with the IELTS and Lawyer nightmare!
You may remember.

I took that awful exam again, and guess what, I did fantastically on the
listening test this time BUT only got 6.5 on the reading!
Thank goodness the passmark has dropped, so it doesn't matter anyway!

I have told the Lawyer that I've heard CIC will not accept equity in
property as proof of funds anymore, which we were hoping to use, as we have
approx $200,000 equity in our house at current valuation. He reassured that
I CAN use this equity as proof of funds, so I shouldn't be concerned! But
somehow I feel I'm being wrongly advised, especially after the IELTS fiasco
and reading advice on the newsgroup!

When did the situation change concerning proof of funds in property? I'm not
too worried as I have a job offer that is currently being reviewed by the
HRDC for an arranged employment opinion, I gather I won't need proof of
funds is they give a positive opinion. I think my application may arrive
before the job offer, will they refuse my application immediately if I can't
show the funds before the job offer is forwarded onto CIC? Do I get time to
show these funds in my account if HRDC hasn't confirmed my job offer? Do I
try using proof of funds through property for now and see what CIC say? Can
you help me with my dilemma? I'm very close to ditching the Lawyer and
cutting my losses.

I'd be grateful of any advice,

Many Thanks,

Alison.
 
Old Oct 1st 2003, 9:25 am
  #2  
Andrew Miller
Guest
 
Posts: n/a
Default Re: Mr Miller please, proof of funds.

It has changed with the new law - IRPA implemented last year.

If you won't have HRDC approval and thus you won't get points for arranged
employment then visa post will ask you for proof of funds (if currently
required form) before final decision is made.

--

../..

Andrew Miller
Immigration Consultant
Vancouver, British Columbia
email: [email protected]
(delete REMOVE from the above address before sending email)
________________________________


"Diablo ²°°²" <[email protected]> wrote in message
news:[email protected]...
    > Hi Mr Miller,
    > It's Alison here, the one from the UK with the IELTS and Lawyer nightmare!
    > You may remember.
    > I took that awful exam again, and guess what, I did fantastically on the
    > listening test this time BUT only got 6.5 on the reading!
    > Thank goodness the passmark has dropped, so it doesn't matter anyway!
    > I have told the Lawyer that I've heard CIC will not accept equity in
    > property as proof of funds anymore, which we were hoping to use, as we
have
    > approx $200,000 equity in our house at current valuation. He reassured
that
    > I CAN use this equity as proof of funds, so I shouldn't be concerned! But
    > somehow I feel I'm being wrongly advised, especially after the IELTS
fiasco
    > and reading advice on the newsgroup!
    > When did the situation change concerning proof of funds in property? I'm
not
    > too worried as I have a job offer that is currently being reviewed by the
    > HRDC for an arranged employment opinion, I gather I won't need proof of
    > funds is they give a positive opinion. I think my application may arrive
    > before the job offer, will they refuse my application immediately if I
can't
    > show the funds before the job offer is forwarded onto CIC? Do I get time
to
    > show these funds in my account if HRDC hasn't confirmed my job offer? Do I
    > try using proof of funds through property for now and see what CIC say?
Can
    > you help me with my dilemma? I'm very close to ditching the Lawyer and
    > cutting my losses.
    > I'd be grateful of any advice,
    > Many Thanks,
    > Alison.
 
Old Oct 1st 2003, 9:54 am
  #3  
Diablo ²°°²
Guest
 
Posts: n/a
Default Re: Mr Miller please, proof of funds.

Thanks Mr Miller,

Do you know how much time I have to prove funds in my bank account or show
job offer once I've applied to CIC?

Many Thanks,

Alison.
"Andrew Miller" <[email protected]> wrote in message
news:[email protected]...
It has changed with the new law - IRPA implemented last year.

If you won't have HRDC approval and thus you won't get points for arranged
employment then visa post will ask you for proof of funds (if currently
required form) before final decision is made.

--

../..

Andrew Miller
Immigration Consultant
Vancouver, British Columbia
email: [email protected]
(delete REMOVE from the above address before sending email)
________________________________


"Diablo ²°°²" <[email protected]> wrote in message
news:[email protected]...
    > Hi Mr Miller,
    > It's Alison here, the one from the UK with the IELTS and Lawyer nightmare!
    > You may remember.
    > I took that awful exam again, and guess what, I did fantastically on the
    > listening test this time BUT only got 6.5 on the reading!
    > Thank goodness the passmark has dropped, so it doesn't matter anyway!
    > I have told the Lawyer that I've heard CIC will not accept equity in
    > property as proof of funds anymore, which we were hoping to use, as we
have
    > approx $200,000 equity in our house at current valuation. He reassured
that
    > I CAN use this equity as proof of funds, so I shouldn't be concerned! But
    > somehow I feel I'm being wrongly advised, especially after the IELTS
fiasco
    > and reading advice on the newsgroup!
    > When did the situation change concerning proof of funds in property? I'm
not
    > too worried as I have a job offer that is currently being reviewed by the
    > HRDC for an arranged employment opinion, I gather I won't need proof of
    > funds is they give a positive opinion. I think my application may arrive
    > before the job offer, will they refuse my application immediately if I
can't
    > show the funds before the job offer is forwarded onto CIC? Do I get time
to
    > show these funds in my account if HRDC hasn't confirmed my job offer? Do I
    > try using proof of funds through property for now and see what CIC say?
Can
    > you help me with my dilemma? I'm very close to ditching the Lawyer and
    > cutting my losses.
    > I'd be grateful of any advice,
    > Many Thanks,
    > Alison.
 
Old Oct 1st 2003, 10:42 am
  #4  
Andrew Miller
Guest
 
Posts: n/a
Default Re: Mr Miller please, proof of funds.

If you haven't applied yet then without proof of funds your application will
be dated and letter will be mailed to you to ask for such. At least this is
what Manual instructs officers to do and what is happening in most cases.
But I've seen reports (although rare) of file number issued and AOP letter
received when not really acceptable proof of funds was submitted with
application. So, don't count on it as proof of funds is one of
pre-requisites.

--

../..

Andrew Miller
Immigration Consultant
Vancouver, British Columbia
email: [email protected]
(delete REMOVE from the above address before sending email)
________________________________


"Diablo ²°°²" <[email protected]> wrote in message
news:[email protected]...
    > Thanks Mr Miller,
    > Do you know how much time I have to prove funds in my bank account or show
    > job offer once I've applied to CIC?
    > Many Thanks,
    > Alison.
    > "Andrew Miller" <[email protected]> wrote in message
    > news:[email protected]...
    > It has changed with the new law - IRPA implemented last year.
    > If you won't have HRDC approval and thus you won't get points for arranged
    > employment then visa post will ask you for proof of funds (if currently
    > required form) before final decision is made.
    > --
    > ../..
    > Andrew Miller
    > Immigration Consultant
    > Vancouver, British Columbia
    > email: [email protected]
    > (delete REMOVE from the above address before sending email)
    > ________________________________
    > "Diablo ²°°²" <[email protected]> wrote in message
    > news:[email protected]...
    > > Hi Mr Miller,
    > >
    > > It's Alison here, the one from the UK with the IELTS and Lawyer
nightmare!
    > > You may remember.
    > >
    > > I took that awful exam again, and guess what, I did fantastically on the
    > > listening test this time BUT only got 6.5 on the reading!
    > > Thank goodness the passmark has dropped, so it doesn't matter anyway!
    > >
    > > I have told the Lawyer that I've heard CIC will not accept equity in
    > > property as proof of funds anymore, which we were hoping to use, as we
    > have
    > > approx $200,000 equity in our house at current valuation. He reassured
    > that
    > > I CAN use this equity as proof of funds, so I shouldn't be concerned!
But
    > > somehow I feel I'm being wrongly advised, especially after the IELTS
    > fiasco
    > > and reading advice on the newsgroup!
    > >
    > > When did the situation change concerning proof of funds in property? I'm
    > not
    > > too worried as I have a job offer that is currently being reviewed by
the
    > > HRDC for an arranged employment opinion, I gather I won't need proof of
    > > funds is they give a positive opinion. I think my application may arrive
    > > before the job offer, will they refuse my application immediately if I
    > can't
    > > show the funds before the job offer is forwarded onto CIC? Do I get time
    > to
    > > show these funds in my account if HRDC hasn't confirmed my job offer? Do
I
    > > try using proof of funds through property for now and see what CIC say?
    > Can
    > > you help me with my dilemma? I'm very close to ditching the Lawyer and
    > > cutting my losses.
    > >
    > > I'd be grateful of any advice,
    > >
    > > Many Thanks,
    > >
    > > Alison.
    > >
    > >
 
Old Oct 1st 2003, 11:07 am
  #5  
Diablo ²°°²
Guest
 
Posts: n/a
Default Re: Mr Miller please, proof of funds.

Thanks Mr Miller,

I do have an endowment policy worth $10,000 that I have sent proof of in my
application, I do not intend to cash it in until I know for a fact that we
have PR. In your opinion, would you say CIC would count that towards readily
available funds?

Thanks again,

Alison.

"Andrew Miller" <[email protected]> wrote in message
news:[email protected]...
If you haven't applied yet then without proof of funds your application will
be dated and letter will be mailed to you to ask for such. At least this is
what Manual instructs officers to do and what is happening in most cases.
But I've seen reports (although rare) of file number issued and AOP letter
received when not really acceptable proof of funds was submitted with
application. So, don't count on it as proof of funds is one of
pre-requisites.

--

../..

Andrew Miller
Immigration Consultant
Vancouver, British Columbia
email: [email protected]
(delete REMOVE from the above address before sending email)
________________________________


"Diablo ²°°²" <[email protected]> wrote in message
news:[email protected]...
    > Thanks Mr Miller,
    > Do you know how much time I have to prove funds in my bank account or show
    > job offer once I've applied to CIC?
    > Many Thanks,
    > Alison.
    > "Andrew Miller" <[email protected]> wrote in message
    > news:[email protected]...
    > It has changed with the new law - IRPA implemented last year.
    > If you won't have HRDC approval and thus you won't get points for arranged
    > employment then visa post will ask you for proof of funds (if currently
    > required form) before final decision is made.
    > --
    > ../..
    > Andrew Miller
    > Immigration Consultant
    > Vancouver, British Columbia
    > email: [email protected]
    > (delete REMOVE from the above address before sending email)
    > ________________________________
    > "Diablo ²°°²" <[email protected]> wrote in message
    > news:[email protected]...
    > > Hi Mr Miller,
    > >
    > > It's Alison here, the one from the UK with the IELTS and Lawyer
nightmare!
    > > You may remember.
    > >
    > > I took that awful exam again, and guess what, I did fantastically on the
    > > listening test this time BUT only got 6.5 on the reading!
    > > Thank goodness the passmark has dropped, so it doesn't matter anyway!
    > >
    > > I have told the Lawyer that I've heard CIC will not accept equity in
    > > property as proof of funds anymore, which we were hoping to use, as we
    > have
    > > approx $200,000 equity in our house at current valuation. He reassured
    > that
    > > I CAN use this equity as proof of funds, so I shouldn't be concerned!
But
    > > somehow I feel I'm being wrongly advised, especially after the IELTS
    > fiasco
    > > and reading advice on the newsgroup!
    > >
    > > When did the situation change concerning proof of funds in property? I'm
    > not
    > > too worried as I have a job offer that is currently being reviewed by
the
    > > HRDC for an arranged employment opinion, I gather I won't need proof of
    > > funds is they give a positive opinion. I think my application may arrive
    > > before the job offer, will they refuse my application immediately if I
    > can't
    > > show the funds before the job offer is forwarded onto CIC? Do I get time
    > to
    > > show these funds in my account if HRDC hasn't confirmed my job offer? Do
I
    > > try using proof of funds through property for now and see what CIC say?
    > Can
    > > you help me with my dilemma? I'm very close to ditching the Lawyer and
    > > cutting my losses.
    > >
    > > I'd be grateful of any advice,
    > >
    > > Many Thanks,
    > >
    > > Alison.
    > >
    > >
 
Old Oct 3rd 2003, 3:50 am
  #6  
Defender
Guest
 
Posts: n/a
Default Re: Mr Miller please, proof of funds.

I suppose it is a type of investment and providing it is readily
transferable I would guess you could use it to qualify.


"Diablo ²°°²" <[email protected]> wrote in message
news:[email protected]...
    > Thanks Mr Miller,
    > I do have an endowment policy worth $10,000 that I have sent proof of in
my
    > application, I do not intend to cash it in until I know for a fact that we
    > have PR. In your opinion, would you say CIC would count that towards
readily
    > available funds?
    > Thanks again,
    > Alison.
    > "Andrew Miller" <[email protected]> wrote in message
    > news:[email protected]...
    > If you haven't applied yet then without proof of funds your application
will
    > be dated and letter will be mailed to you to ask for such. At least this
is
    > what Manual instructs officers to do and what is happening in most cases.
    > But I've seen reports (although rare) of file number issued and AOP letter
    > received when not really acceptable proof of funds was submitted with
    > application. So, don't count on it as proof of funds is one of
    > pre-requisites.
    > --
    > ../..
    > Andrew Miller
    > Immigration Consultant
    > Vancouver, British Columbia
    > email: [email protected]
    > (delete REMOVE from the above address before sending email)
    > ________________________________
    > "Diablo ²°°²" <[email protected]> wrote in message
    > news:[email protected]...
    > > Thanks Mr Miller,
    > >
    > > Do you know how much time I have to prove funds in my bank account or
show
    > > job offer once I've applied to CIC?
    > >
    > > Many Thanks,
    > >
    > > Alison.
    > > "Andrew Miller" <[email protected]> wrote in message
    > > news:[email protected]...
    > > It has changed with the new law - IRPA implemented last year.
    > >
    > > If you won't have HRDC approval and thus you won't get points for
arranged
    > > employment then visa post will ask you for proof of funds (if currently
    > > required form) before final decision is made.
    > >
    > > --
    > >
    > > ../..
    > >
    > > Andrew Miller
    > > Immigration Consultant
    > > Vancouver, British Columbia
    > > email: [email protected]
    > > (delete REMOVE from the above address before sending email)
    > > ________________________________
    > >
    > >
    > > "Diablo ²°°²" <[email protected]> wrote in message
    > > news:[email protected]...
    > > > Hi Mr Miller,
    > > >
    > > > It's Alison here, the one from the UK with the IELTS and Lawyer
    > nightmare!
    > > > You may remember.
    > > >
    > > > I took that awful exam again, and guess what, I did fantastically on
the
    > > > listening test this time BUT only got 6.5 on the reading!
    > > > Thank goodness the passmark has dropped, so it doesn't matter anyway!
    > > >
    > > > I have told the Lawyer that I've heard CIC will not accept equity in
    > > > property as proof of funds anymore, which we were hoping to use, as we
    > > have
    > > > approx $200,000 equity in our house at current valuation. He reassured
    > > that
    > > > I CAN use this equity as proof of funds, so I shouldn't be concerned!
    > But
    > > > somehow I feel I'm being wrongly advised, especially after the IELTS
    > > fiasco
    > > > and reading advice on the newsgroup!
    > > >
    > > > When did the situation change concerning proof of funds in property?
I'm
    > > not
    > > > too worried as I have a job offer that is currently being reviewed by
    > the
    > > > HRDC for an arranged employment opinion, I gather I won't need proof
of
    > > > funds is they give a positive opinion. I think my application may
arrive
    > > > before the job offer, will they refuse my application immediately if I
    > > can't
    > > > show the funds before the job offer is forwarded onto CIC? Do I get
time
    > > to
    > > > show these funds in my account if HRDC hasn't confirmed my job offer?
Do
    > I
    > > > try using proof of funds through property for now and see what CIC
say?
    > > Can
    > > > you help me with my dilemma? I'm very close to ditching the Lawyer and
    > > > cutting my losses.
    > > >
    > > > I'd be grateful of any advice,
    > > >
    > > > Many Thanks,
    > > >
    > > > Alison.
    > > >
    > > >
    > >
    > >
    > >
    > >
 
Old Oct 3rd 2003, 4:09 am
  #7  
Robert
Guest
 
Posts: n/a
Default Re: Mr Miller please, proof of funds.

"Diablo ²°°²" <[email protected]> wrote in message
news:[email protected]...
    > Thanks Mr Miller,
    > I do have an endowment policy worth $10,000 that I have sent proof of in
my
    > application, I do not intend to cash it in until I know for a fact that we
    > have PR. In your opinion, would you say CIC would count that towards
readily
    > available funds?
    > Thanks again,
    > Alison.
    > "Andrew Miller" <[email protected]> wrote in message
    > news:[email protected]...
    > If you haven't applied yet then without proof of funds your application
will
    > be dated and letter will be mailed to you to ask for such. At least this
is
    > what Manual instructs officers to do and what is happening in most cases.
    > But I've seen reports (although rare) of file number issued and AOP letter
    > received when not really acceptable proof of funds was submitted with
    > application. So, don't count on it as proof of funds is one of
    > pre-requisites.
    > --
    > ../..
    > Andrew Miller
    > Immigration Consultant
    > Vancouver, British Columbia
    > email: [email protected]
    > (delete REMOVE from the above address before sending email)
    > ________________________________
<snip>
Endowments have been used in the past.
but anyone selling endowments should NOT sell to their initial vendor e.g.
if you bought it from sun life DO NOT sell it to sun life as they will offer
way less than you think.
There are companies who will buy it at a premium compared to the vendor. I
can vouch for this. and you can even play them off against each other. for
me it made 3000 uk diff from the vendor and another 500 between bidders.
that's money in your pocket. translate that to CDN and it makes a hell of a
difference.
 
Old Oct 3rd 2003, 8:13 am
  #8  
Diablo ²°°²
Guest
 
Posts: n/a
Default Re: Mr Miller please, proof of funds.

Thanks Robert,

This is the figure that the company have given me to sell it back to them,
but I certainly intend to get a higher price by trying to sell it to another
company after we've sold our house.

Thanks again,

Alison.
"Robert" <[email protected]> wrote in message
news:Bahfb.6601$ko%[email protected]...

"Diablo ²°°²" <[email protected]> wrote in message
news:[email protected]...
    > Thanks Mr Miller,
    > I do have an endowment policy worth $10,000 that I have sent proof of in
my
    > application, I do not intend to cash it in until I know for a fact that we
    > have PR. In your opinion, would you say CIC would count that towards
readily
    > available funds?
    > Thanks again,
    > Alison.
    > "Andrew Miller" <[email protected]> wrote in message
    > news:[email protected]...
    > If you haven't applied yet then without proof of funds your application
will
    > be dated and letter will be mailed to you to ask for such. At least this
is
    > what Manual instructs officers to do and what is happening in most cases.
    > But I've seen reports (although rare) of file number issued and AOP letter
    > received when not really acceptable proof of funds was submitted with
    > application. So, don't count on it as proof of funds is one of
    > pre-requisites.
    > --
    > ../..
    > Andrew Miller
    > Immigration Consultant
    > Vancouver, British Columbia
    > email: [email protected]
    > (delete REMOVE from the above address before sending email)
    > ________________________________
<snip>
Endowments have been used in the past.
but anyone selling endowments should NOT sell to their initial vendor e.g.
if you bought it from sun life DO NOT sell it to sun life as they will offer
way less than you think.
There are companies who will buy it at a premium compared to the vendor. I
can vouch for this. and you can even play them off against each other. for
me it made 3000 uk diff from the vendor and another 500 between bidders.
that's money in your pocket. translate that to CDN and it makes a hell of a
difference.
 
Old Oct 3rd 2003, 9:48 am
  #9  
Robert
Guest
 
Posts: n/a
Default Re: Mr Miller please, proof of funds.

"Diablo ²°°²" <[email protected]> wrote in message
news:[email protected]...
    > Thanks Robert,
    > This is the figure that the company have given me to sell it back to them,
    > but I certainly intend to get a higher price by trying to sell it to
another
    > company after we've sold our house.
    > Thanks again,
    > Alison.
    > "Robert" <[email protected]> wrote in message
    > news:Bahfb.6601$ko%[email protected]...
    > "Diablo ²°°²" <[email protected]> wrote in message
    > news:[email protected]...
    > > Thanks Mr Miller,
    > >
    > > I do have an endowment policy worth $10,000 that I have sent proof of in
    > my
    > > application, I do not intend to cash it in until I know for a fact that
we
    > > have PR. In your opinion, would you say CIC would count that towards
    > readily
    > > available funds?
    > >
    > > Thanks again,
    > >
    > > Alison.
    > >
    > > "Andrew Miller" <[email protected]> wrote in message
    > > news:[email protected]...
    > > If you haven't applied yet then without proof of funds your application
    > will
    > > be dated and letter will be mailed to you to ask for such. At least this
    > is
    > > what Manual instructs officers to do and what is happening in most
cases.
    > > But I've seen reports (although rare) of file number issued and AOP
letter
    > > received when not really acceptable proof of funds was submitted with
    > > application. So, don't count on it as proof of funds is one of
    > > pre-requisites.
    > >
    > > --
    > >
    > > ../..
    > >
    > > Andrew Miller
    > > Immigration Consultant
    > > Vancouver, British Columbia
    > > email: [email protected]
    > > (delete REMOVE from the above address before sending email)
    > > ________________________________
    > >
    > >
    > <snip>
    > Endowments have been used in the past.
    > but anyone selling endowments should NOT sell to their initial vendor e.g.
    > if you bought it from sun life DO NOT sell it to sun life as they will
offer
    > way less than you think.
    > There are companies who will buy it at a premium compared to the vendor. I
    > can vouch for this. and you can even play them off against each other. for
    > me it made 3000 uk diff from the vendor and another 500 between bidders.
    > that's money in your pocket. translate that to CDN and it makes a hell of
a
    > difference.

We found a few names on the internet (most down south) and started with
them, but make sure you have all the relevant paperwork in front of you when
you contact them.

Once we settled on a figure it took about 10 days for the whole thing to go
through.
 
Old Oct 5th 2003, 9:59 am
  #10  
Diablo ²°°²
Guest
 
Posts: n/a
Default Re: Mr Miller please, proof of funds.

Thanks Robert.

Alison.
"Robert" <[email protected]> wrote in message
news:09mfb.6928$ko%[email protected]...
"Diablo ²°°²" <[email protected]> wrote in message
news:[email protected]...
    > Thanks Robert,
    > This is the figure that the company have given me to sell it back to them,
    > but I certainly intend to get a higher price by trying to sell it to
another
    > company after we've sold our house.
    > Thanks again,
    > Alison.
    > "Robert" <[email protected]> wrote in message
    > news:Bahfb.6601$ko%[email protected]...
    > "Diablo ²°°²" <[email protected]> wrote in message
    > news:[email protected]...
    > > Thanks Mr Miller,
    > >
    > > I do have an endowment policy worth $10,000 that I have sent proof of in
    > my
    > > application, I do not intend to cash it in until I know for a fact that
we
    > > have PR. In your opinion, would you say CIC would count that towards
    > readily
    > > available funds?
    > >
    > > Thanks again,
    > >
    > > Alison.
    > >
    > > "Andrew Miller" <[email protected]> wrote in message
    > > news:[email protected]...
    > > If you haven't applied yet then without proof of funds your application
    > will
    > > be dated and letter will be mailed to you to ask for such. At least this
    > is
    > > what Manual instructs officers to do and what is happening in most
cases.
    > > But I've seen reports (although rare) of file number issued and AOP
letter
    > > received when not really acceptable proof of funds was submitted with
    > > application. So, don't count on it as proof of funds is one of
    > > pre-requisites.
    > >
    > > --
    > >
    > > ../..
    > >
    > > Andrew Miller
    > > Immigration Consultant
    > > Vancouver, British Columbia
    > > email: [email protected]
    > > (delete REMOVE from the above address before sending email)
    > > ________________________________
    > >
    > >
    > <snip>
    > Endowments have been used in the past.
    > but anyone selling endowments should NOT sell to their initial vendor e.g.
    > if you bought it from sun life DO NOT sell it to sun life as they will
offer
    > way less than you think.
    > There are companies who will buy it at a premium compared to the vendor. I
    > can vouch for this. and you can even play them off against each other. for
    > me it made 3000 uk diff from the vendor and another 500 between bidders.
    > that's money in your pocket. translate that to CDN and it makes a hell of
a
    > difference.

We found a few names on the internet (most down south) and started with
them, but make sure you have all the relevant paperwork in front of you when
you contact them.

Once we settled on a figure it took about 10 days for the whole thing to go
through.
 

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