Health Insurance Card

Old Sep 3rd 2004, 4:48 am
  #16  
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Default Re: Health Insurance Card

Thanks iaink for the information.

Doesnt matter really, before means you are covered when you land though. usually 2-300 bux. There are some links (for ontario) at http://www.settlement.org/sys/faqs_d...faq_id=4000329

Trent health has been recomended here before for what its worth, otherwise employers may arrange something for new transfers etc.[/QUOTE]
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Old Sep 3rd 2004, 6:33 am
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Default Re: Health Insurance Card

What about the prescription? Is it free too or one has to go to pharmacy to buy it. Is medication expensive or ok?
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Old Sep 3rd 2004, 7:41 am
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Default Re: Health Insurance Card

Originally Posted by going2canada
What about the prescription? Is it free too or one has to go to pharmacy to buy it. Is medication expensive or ok?
State system does not pay for prescriptions unless you are in hospital at the time (this is for the Ontario system OHIP, but most of the provinces are the same). Suplimental insurance usually picks up all or most of the cost of prescribed medication, although the pharmacy usually charges more to prepare the drugs than the insurance covers, but only a buck or two. There are probably exceptions for "pre existing" conditions though, so talk to each insurance provider to make sure you know your particular situation.

With no insurance drugs can be expensive, but not as bad as the US. Actual costs will of course depend on the medication, and can range from a few $ to hundreds or more a month! In my experience our doctor always asks if we have a plan before he writes the Px, that way if we dont, he can prescribe a cheeper alternative if its appropriate and will get the job done.

Right now the provincial premiers are trying to pressure the federal government to introduce state insurance for drugs (pharmacare) but due to the high expense the federal government is resisting. Watch this space!

Last edited by iaink; Sep 3rd 2004 at 7:44 am.
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