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Moving to France from Spain

Moving to France from Spain

Old Oct 23rd 2011, 11:04 am
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Default Moving to France from Spain

We currently live in Spain and we want to move to France (Vendee area) to be nearer the UK.
We would like some general advise on the following topics.
1. How much are the notary fees on top of the selling price of properties.
2. Can you open a French bank account before you move to France, which is the best bank?
3. What is the best way to get UK TV in France including sky?
Many thanks for any assistance.
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Old Oct 23rd 2011, 11:41 am
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Default Re: Moving to France from Spain

Originally Posted by GraDot View Post
We currently live in Spain and we want to move to France (Vendee area) to be nearer the UK.
We would like some general advise on the following topics.
1. How much are the notary fees on top of the selling price of properties.
2. Can you open a French bank account before you move to France, which is the best bank?
3. What is the best way to get UK TV in France including sky?
Many thanks for any assistance.
Hi
The notaires fees are normally shared between the buyer and seller.
If you have some reason to use your own notaire [possible if not common] then the fees are split between the 2 notaires.
The notaires normally overcharge and then rebate the excess when all transactions are completed.
The notaire's role in France is different from that in the UK.
His role is to ensure that the law has been followed and that all due taxes have been paid.
It is not to act as your agent nor to give you legal advice.
Try this site for info http://www.notaires.fr/notaires/en/jsp/site/Portal.jsp

It is possible to open a "non-resident" account but you need LOTS of documents incl birth certificates; marriage certificates; passports; income and tax details; current bank details etc.
Check some of the bank websites for details.
We found comprehensive details on the Credit Agricole website for example but there are many on this site who have had bad experiences with CA and they will no doubt tell you so shortly

Can't help with Sky - hopefully others will soon.

Good luck
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Old Oct 23rd 2011, 12:07 pm
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Default Re: Moving to France from Spain

Originally Posted by cyrian View Post
We found comprehensive details on the Credit Agricole website for example but there are many on this site who have had bad experiences with CA and they will no doubt tell you so shortly
Good luck
Hi, welcome to the forum!
You may find some client-friendly CA staff in the Vendée, but certainly not in my neck of the woods!
We are with the Caisse d'Epargne where the staff are obviously trained to be client-friendly...

Nothing to add to Cyrian's info re Notaires and, sorry, I can't help re Sky, but check the low-cost companies before deciding where to live in the Vendée. You might be geographically nearer to the UK, but if they don't operate from the local airports in the winter....
Good luck!
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Old Oct 23rd 2011, 12:35 pm
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Default Re: Moving to France from Spain

Originally Posted by GraDot View Post
We currently live in Spain and we want to move to France (Vendee area) to be nearer the UK.
We would like some general advise on the following topics.
1. How much are the notary fees on top of the selling price of properties.
2. Can you open a French bank account before you move to France, which is the best bank?
3. What is the best way to get UK TV in France including sky?
Many thanks for any assistance.
Welcome to the forum, Bring a Sky box with you and you can get a local installer to put up a dish.

Once again welcome to the forum.
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Old Oct 23rd 2011, 1:40 pm
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Default Re: Moving to France from Spain

Originally Posted by Ka Ora! View Post
Welcome to the forum, Bring a Sky box with you and you can get a local installer to put up a dish.

Once again welcome to the forum.
Comments re notaire fees sound. As KO says, bring your Sky box and pay or DIY a satellite installation. We are with Banque CIC at Fontenay, but looking to switch as not happy with their service.
I can help on parts of the Vendée if you want to PM me. Local airports are La Rochelle with Mr O'Leary flying to Stanstead; he has just (end Oct) stopped Nantes to East Mids. So other choices are FlyBe or E'jet, which usually are more costly. Ferries are via St Malo or Le Havre, BF or LD.
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Old Oct 24th 2011, 8:16 am
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Default Re: Moving to France from Spain

I have never had a problem with CA and have been with two branches over the last 12 years. They have gone out of their way to be helpful. Knowing French helps but there are technical times I am happier in English and they have always found someone for me to chat with. The on-line banking sytem is easy.

We found notaire's fes to be roughly 10% of the selling price. Surveys are not really surveys as we know them and if in doubt, you will have to pay for a private surveyor.

If you are after a rural property check if there are any farmers renting parts of the land. It can get dodgy. Check sanitary drainage too...France is trying to bring main sewerage to a far larger population and you have to pay some of the costs.

And don't make the mistake a friend of mine made...they bought a nice house..downwind of a duck farm. Not the fresh air they expected.
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Old Oct 24th 2011, 12:05 pm
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Default Re: Moving to France from Spain

We've moved from Spain to France very recently. Regarding the opening of a bank account, yes you most definitely can open an account before you move here. We completed the entire process by email before we arrived in France and have never actually set foot in our branch, which is some distance from where we live! As someone has already said you will need to provide a lot of paperwork, all the usual stuff like passport, birth certificates etc but that would be the case wherever you opened an account. We scanned and emailed all the documentation. We chose Barclays France (you can look them up on the Internet) and so far have no complaints at all. Without exception everyone that we've dealt with in France up to now has been nothing but helpful.
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Old Oct 30th 2011, 12:12 pm
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Default Re: Moving to France from Spain

Originally Posted by GraDot View Post
We currently live in Spain and we want to move to France (Vendee area) to be nearer the UK.
We would like some general advise on the following topics.
1. How much are the notary fees on top of the selling price of properties.
2. Can you open a French bank account before you move to France, which is the best bank?
3. What is the best way to get UK TV in France including sky?
Many thanks for any assistance.
In our experience it is normally the buyer who pays both the notaires fees (6-8%) and the estate agents fees.

One option for a bank account is to use http://www.britline.com/

For Sky TV there are companies who will provide a complete package at a price, but if you want to arrange a Sky subscription yourself, you will need to register it at a UK address.

Last edited by TinaBee; Oct 30th 2011 at 12:48 pm. Reason: typoe
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Old Oct 30th 2011, 4:15 pm
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Default Re: Moving to France from Spain

Originally Posted by TinaBee View Post
In our experience it is normally the buyer who pays both the notaires fees (6-8%) and the estate agents fees.

One option for a bank account is to use http://www.britline.com/

For Sky TV there are companies who will provide a complete package at a price, but if you want to arrange a Sky subscription yourself, you will need to register it at a UK address.
TinaBee is right about fees, but it is also not uncommon to offer an inclusive offer on a property and fees are then taken out of that. It is the same as offering a much lower quote and having the fees on top, but this way the notaire and agency sort it out with the seller. We have done it and it worked well.
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Old Nov 1st 2011, 11:39 am
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Default Re: Moving to France from Spain

Originally Posted by Wendybee View Post
We've moved from Spain to France very recently. Regarding the opening of a bank account, yes you most definitely can open an account before you move here. We completed the entire process by email before we arrived in France and have never actually set foot in our branch, which is some distance from where we live! As someone has already said you will need to provide a lot of paperwork, all the usual stuff like passport, birth certificates etc but that would be the case wherever you opened an account. We scanned and emailed all the documentation. We chose Barclays France (you can look them up on the Internet) and so far have no complaints at all. Without exception everyone that we've dealt with in France up to now has been nothing but helpful.
Many thanks for your reply. Have looked at Barclay France site and could not find how to open an account other than a $ € and pound account. Can you please give me any further assistance to [email protected] or to this site
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Old Jan 11th 2012, 5:41 pm
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Default Re: Moving to France from Spain

Originally Posted by GraDot View Post
We currently live in Spain and we want to move to France (Vendee area) to be nearer the UK.
We would like some general advise on the following topics.
1. How much are the notary fees on top of the selling price of properties.
2. Can you open a French bank account before you move to France, which is the best bank?
3. What is the best way to get UK TV in France including sky?
Many thanks for any assistance.
We opened an account with CIO (part of Credit Mutuel) when we bought a holiday home back in 2005. Did it on the spot and still using them now we have retired here. We also use their online banking. Try here for their English language website: https://www.cic.fr/cio-bro/en/bank/p...nce/index.html


Sky in France - try http://www.englishtvandradio.com/ who put up our dish for Freesat, or http://www.skyinfrance.co.uk ( can't vouch for them as we have Freesat)

We have so far managed to buy a car, register with a doctor and apply to join the health system with our very basic french so it isn't too difficult.
Feel free to get in touch.
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