House Insurance
#1
Just Joined
Thread Starter
Joined: Apr 2019
Posts: 3
House Insurance
Hi, I am new to all things French, so please excuse me.
Anyone able to give recommendations for Home Insurance? Are there any comparison websites or do I need to do this locally?
thanks
Lar
Anyone able to give recommendations for Home Insurance? Are there any comparison websites or do I need to do this locally?
thanks
Lar
#2
Lost in BE Cyberspace
Joined: Apr 2008
Location: Hérault (34)
Posts: 8,888
Re: House Insurance
Others will come along with other recommendations, but I've always been with GAN, simply because a neighbour used to work there! Never any problems...
Be aware that a classic "Home Insurance" also includes "responsabilité civile" for any damage caused by you or yours (including pets) to third parties.
#3
Re: House Insurance
My suggestion would be to use a "mutuelle" insurance - possibly one with a small agent's office.
We struggled to get car insurance until we found an agent who was really helpful.
We arranged property insurance with our bank because it was convenient.
Watch out for conditions like having to close shutters if you are not at home and getting chimneys swept each year.
HTH
We struggled to get car insurance until we found an agent who was really helpful.
We arranged property insurance with our bank because it was convenient.
Watch out for conditions like having to close shutters if you are not at home and getting chimneys swept each year.
HTH
#4
BE Enthusiast
Joined: Sep 2012
Location: Provence
Posts: 803
Re: House Insurance
We used a local agent who is quite good. However, if you wish to change your insurers please note you wil need togive a year's notice. We too had a bit of a battle about shutters as we have a veranda at the front and they wanted us to have ugly rolling shutters. The agent ffound another who was fine with the thickness of the glass.
#5
Forum Regular
Joined: Mar 2009
Location: Bouches du Rhone (13)
Posts: 263
Re: House Insurance
We used a local agent who is quite good. However, if you wish to change your insurers please note you wil need togive a year's notice. We too had a bit of a battle about shutters as we have a veranda at the front and they wanted us to have ugly rolling shutters. The agent ffound another who was fine with the thickness of the glass.
Back to the original question, there are online insurers who offer quite attractive premiums but we have stuck with those who have local agents you can call into and talk directly with which is just more comfortable when dealing with possible language issues. It does mean doing the rounds of your local town but then you can also get a feel for how friendly and efficient they are.