tommygun303

Hi all,

First post!

My girlfriend and I are going to be renting an apartment in Morzine for the ski season (1st Dec - 30 Apr) this year for 5 months and the landlady mentioned about having home insurance to cover fire/water damage to the property.

Does anyone know if this is normal and if so, any French companies (who speak english) who would be able to provide this?

Thanks
Tom

dmu

Hi, welcome to the forum!
Yes it's normal! It also includes "responsabilité civile" which covers damage that you may cause.
Sorry I can't help with a local Insurance Company. Some one in that part of France will come along with advice, but I imagine all the big companies in that area will have English-speaking staff.

cyrian

Sorry Cant help with specifics but try http://www.pagesjaunes.fr/ and search for "assurance".
I came up with one option "assurance axa" for Morzine.
AXA is normally a local agency but you may find more.
Be careful about the terms of cancellation for the insurance - you normally have to give 3 months notice. Very different from the UK.

Good luck

dmu

Good point about cancellation - if you miss the deadline, you're obliged to pay the following year's premium (and for general info, the cancellation must be sent by registered letter with acknowledgement card (LRAR), otherwise it's not valid).
It's also possible that you'll have to take out an insurance for a whole year. When my daughers were in students' residences, the insurance covered from October to September, even if they left at the beginning of July....
Good luck!