Help with insurance for non resident (with carte gris)
Jul 20th 2021, 1:47 pm
#1
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Joined: Jul 2021
Posts: 4
Help with insurance for non resident (with carte gris)
Hey, I am from New Zealand and a few years ago bought a motorcycle in Paris from a KTM dealer. I used this mostly in Africa before shipping it back to France and leaving it in storage
Now I would like to use the motorcycle in France and Europe when I return, I own the bike and have the carte gris in my name, however I am not a French resident.
Will any insurance companies cover my motorcycle in France?
Now I would like to use the motorcycle in France and Europe when I return, I own the bike and have the carte gris in my name, however I am not a French resident.
Will any insurance companies cover my motorcycle in France?
Jul 20th 2021, 2:31 pm
#2
BE Enthusiast
Joined: Sep 2019
Posts: 653
Re: Help with insurance for non resident (with carte gris)
In theory yes however can you show an insurance record for the time that it was in storage as France operates on continuous insurance so you may find itifficult in finding an insurance company that will take you on if you have gaps
Jul 20th 2021, 5:02 pm
#3
Quien no sabe
Joined: Dec 2012
Posts: 3,989
Re: Help with insurance for non resident (with carte gris)
Hey, I am from New Zealand and a few years ago bought a motorcycle in Paris from a KTM dealer. I used this mostly in Africa before shipping it back to France and leaving it in storage
Now I would like to use the motorcycle in France and Europe when I return, I own the bike and have the carte gris in my name, however I am not a French resident.
Will any insurance companies cover my motorcycle in France?
Now I would like to use the motorcycle in France and Europe when I return, I own the bike and have the carte gris in my name, however I am not a French resident.
Will any insurance companies cover my motorcycle in France?
I’m not sure France has an equivalent of the UK’s “nfo” status “ no fixed abode” in the UK you can get any mail as care of a Post Office and they will hold it for you.
May 9th 2022, 8:51 am
#4
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Joined: Jul 2021
Posts: 4
Re: Help with insurance for non resident (with carte gris)
So I have started trying to get insurance for my motorcycle in France but am having a lot of trouble. Because when I bought the motorcycle I took it overseas for a number of years, no French insurance companies are interested in insuring the motorcycle because of a gap in the French insurance. Totally bizarre... Any ideas?
May 9th 2022, 9:54 am
#5
Lost in BE Cyberspace
Joined: Jan 2012
Location: Dépt 61
Posts: 5,254
Re: Help with insurance for non resident (with carte gris)
It's not so bizarre because under French law, all vehicles must be continuously insured and any insurance company that insured it now, would automatically be responsible for any claims that crawled out of the woodwork from during the period when it wasn't insured by any other insurer. It's a known "gotcha". One way round is to do a change of ownership, sell it to your partner if you have one, because that "resets" the insurance, or sell it to a friend and get them to sell it back to you although of course there is potentially a cost to doing that. It would have avoided this if you had exported it and then reimported it and insured it straight away, but no use saying that now is it. If you keep trying you may find a company that will be sympathetic.
EDIT I see LVC did warn you about this earlier
EDIT I see LVC did warn you about this earlier
Last edited by EuroTrash; May 9th 2022 at 9:56 am.
May 9th 2022, 10:51 am
#6
Just Joined
Thread Starter
Joined: Jul 2021
Posts: 4
Re: Help with insurance for non resident (with carte gris)
It's not so bizarre because under French law, all vehicles must be continuously insured and any insurance company that insured it now, would automatically be responsible for any claims that crawled out of the woodwork from during the period when it wasn't insured by any other insurer. It's a known "gotcha". One way round is to do a change of ownership, sell it to your partner if you have one, because that "resets" the insurance, or sell it to a friend and get them to sell it back to you although of course there is potentially a cost to doing that. It would have avoided this if you had exported it and then reimported it and insured it straight away, but no use saying that now is it. If you keep trying you may find a company that will be sympathetic.
EDIT I see LVC did warn you about this earlier
EDIT I see LVC did warn you about this earlier
