Moving back to UK with US spouse
#1
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Joined: Sep 2021
Posts: 2
Moving back to UK with US spouse
Hello all. I’m sure this has been asked a million times but I have some questions regarding moving back to the UK with US spouse. The last time I looked into this there seemed to be two options for this. Either, have over £60,000 in savings in the bank or me go back to the UK first and get a job with a guaranteed salary of over £18k annually. First off, has this changed at all? Secondly, would the UK consider retirement savings as having savings over £60,000? Thanks for your advice
#2
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Joined: May 2010
Location: San Diego, California
Posts: 9,652
Re: Moving back to UK with US spouse
Same rules, nothing has changed.
With regard pension savings; if you are referring to having money in a pension fund rather then having monthly income from a pension, it would depend on the type of fund you are talking about. As per the rules, savings are described as 'cash, instantly available for your use'. Some funds are able to be liquidated quickly, others not so much. Money in say a final salary scheme would not fill the bill.
With regard pension savings; if you are referring to having money in a pension fund rather then having monthly income from a pension, it would depend on the type of fund you are talking about. As per the rules, savings are described as 'cash, instantly available for your use'. Some funds are able to be liquidated quickly, others not so much. Money in say a final salary scheme would not fill the bill.
#3
Just Joined
Thread Starter
Joined: Sep 2021
Posts: 2
Re: Moving back to UK with US spouse
Same rules, nothing has changed.
With regard pension savings; if you are referring to having money in a pension fund rather then having monthly income from a pension, it would depend on the type of fund you are talking about. As per the rules, savings are described as 'cash, instantly available for your use'. Some funds are able to be liquidated quickly, others not so much. Money in say a final salary scheme would not fill the bill.
With regard pension savings; if you are referring to having money in a pension fund rather then having monthly income from a pension, it would depend on the type of fund you are talking about. As per the rules, savings are described as 'cash, instantly available for your use'. Some funds are able to be liquidated quickly, others not so much. Money in say a final salary scheme would not fill the bill.
#4
Re: Moving back to UK with US spouse
You've already had advice from one of our leading experts, but another option is to have a job offer (in writing) from a UK employer citing a start date no more than 3 months of your return and of course a salary of over £18,600 p.a.