mavaas11

Hi All,

I have a dilemma regarding my savings and bank statements. I have 2 options what would be best
I have income coming into my bank account in my current account, and another account with the same bank for savings, same sort code but different account number.

Would it be better to;

1) Use my current account with income coming and keep my savings their
2) Use a few months bank statements for current account for benefits
and use 6 months bank statements for savings account, as I wouldn't worry about withdrawing too much and savings will keep constant.

Also is it true if i get Universal credit, Child benefit and adequate maintenance benefit. That I would only need 1 month bank statement for all these benefits. Or does it need to be 6 months. When I done a mock visa application, it said only 1 bank statement in last 12 months for adequate maintenance, and specified benefits i.e. UC, CB.

Also if I go negative with current account, would this affect my savings account with the same bank but different account number. Would it make the savings amount lower for the 6 months.

Thanks very much !