Originally Posted by SanDiegogirl (Post 12869269)

You do not need to provide anything for this question.

As the form says "you only need to provide this information is you are exempt from meeting the income threshhold"

YOU are applying under Cat D- Savings.

It's is very badly worded

Originally Posted by smashcut (Post 12907906)

Sorry to thread hijack -- I didn't want to open a variation on the same question

We're in a very similar situation (category D application, cash savings only route for the maintenance requirement), except we rent rather than own.

Am I right in thinking that we should not only avoid ticking both boxes here, but also not add details as to whether we rent or own, and the monthly expense?

Or should we choose the appropriate rent/own and monthly cost, but NOT check the boxes?

Sorry for being a bit dim. I'm second-guessing every step!

Originally Posted by smashcut (Post 12908732)

Redsoxfan could be -- it feels like the form changes according to previous responses given? For what it's worth, this question appears for me in the 'Finance' section, directly after providing details of the bank account and checking the boxes to confirm that we'll provide bank statements and a declaration of the source of the savings.

I'm not sure why I'm getting this question if it doesn't apply, but it could be to cover cases where someone is using cash savings and is also exempt if that's a thing :confused:

It does look like these questions should apply to people who fall under the provisions of Appendix FM-SE paragraph 12, which begins:



That doesn't apply to us, as we're using Category D cash savings only and don't fall under any of these categories of applicant.

Further down in 12A, though, I see:



Presumably, that's nested under 12 for a reason and only applies to those that described in paragraph 12?

I'm not sure why this is being surfaced for us given the form seems to skip most parts not needed based on previous answers and we've given no indication of falling under paragraph 12.

The bullet points are equally confusing. While it says:



That's directly followed by:



It's hard to know if there's an implied AND or an OR between those bullet points. Adding one or the other would be very helpful!

In our case, my wife is the applicant and is listed on the council tax bill, so the second bullet applies, but the first doesn't (she isn't exempt from meeting the income threshold).

Presumably, we need to respond to the first question as to whether we rent or own and what that costs us (doesn't seem to be a way past it), but going by SanDiegogirl 's reply upstream, can safely ignore both check boxes which follow.

Originally Posted by SanDiegogirl (Post 12908934)

I can understand your confusion, when applying under savings, as to why this question of council tax and monthly housing costs should come up.

I don't remember these type of questions coming up by applicants when the hard copy form used to be completed.

As said by one of the respondents on this thread, the online form appears to ask questions based on your previous answers. However, this type of question is usually asked where an applicant is applying under Adequate Maintenance and is exempt from the financial requirements. In their case the sponsor needs to prove they have adequate income (including their benefits) to support the applicant, and in that situation they have to show housing costs

The original OP of this thread gave a screen shot of the question and based on the statement :"You will only need to provide this evidence if you are exempt from meeting the financial threshold" I still think you do not need to complete this section.