Financial Requirement Proof
Oct 4th 2018, 8:09 pm
#1
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Joined: Oct 2018
Posts: 1
Financial Requirement Proof
My partner and I are nearing application time for a Spousal Visa and are trying to figure out how to prove our income combined. We are both self employed, but we can only prove about £15,000 of the financial requirement. The rest of the money was cash gigs and unfortunately we never thought to put it directly in the bank. We fully plan on claiming on our tax return, but it's proving that we made that extra £4,000 that we are finding an issue with as most invoices are with the clients (that's if they even wanted an invoice in the first place).
We recently spoke to an accountant who told us that as long as we have a paper trail (i.e. diary listing all the jobs and the money earned), we shouldn't have an issue with financial requirement being accepted so long as we claim the earnings on our tax return.
I'm now wondering if that would be true? Does anyone have experience with proving cash jobs without payslips, bank deposits or invoices?
We recently spoke to an accountant who told us that as long as we have a paper trail (i.e. diary listing all the jobs and the money earned), we shouldn't have an issue with financial requirement being accepted so long as we claim the earnings on our tax return.
I'm now wondering if that would be true? Does anyone have experience with proving cash jobs without payslips, bank deposits or invoices?
Last edited by AmandaW89; Oct 4th 2018 at 10:07 pm.
Oct 4th 2018, 9:40 pm
#2
Lost in BE Cyberspace
Joined: May 2010
Location: San Diego, California
Posts: 9,652
Re: Financial Requirement Proof
First, if you are applying for an initial spouse visa (the first 2.5 years), then it is only the sponsor's income which is taken into consideration. You cannot, at this stage, combine your incomes - unless you are both in the UK and the applicant has the right to work.
Secondly, your accountant is completely wrong. Just having a diary listing jobs and the money earned is not going to qualify. As self employed you would need to show invoices for work done, receipts, bank statements etc, together will all the other documentation required for a self employment application.
Read the following document carefully to see what you need to present with your application:
https://assets.publishing.service.go...ment_Final.pdf
Secondly, your accountant is completely wrong. Just having a diary listing jobs and the money earned is not going to qualify. As self employed you would need to show invoices for work done, receipts, bank statements etc, together will all the other documentation required for a self employment application.
Read the following document carefully to see what you need to present with your application:
https://assets.publishing.service.go...ment_Final.pdf
Oct 4th 2018, 10:10 pm
#3
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Joined: Oct 2007
Location: In a darkened room somewhere.............
Posts: 34,029
Re: Financial Requirement Proof
You didn’t mention your location in your first post & a tax return could be filed anywhere.
And please don’t be rude to our members. SDG is a valued member here and gives her time freely, I see no need for that reaction to her post which was simply trying to help you.
And please don’t be rude to our members. SDG is a valued member here and gives her time freely, I see no need for that reaction to her post which was simply trying to help you.
Last edited by christmasoompa; Oct 4th 2018 at 10:32 pm.
Oct 4th 2018, 10:17 pm
#4
Joined: Feb 2012
Location: Not in Paris
Posts: 18,192
Re: Financial Requirement Proof
Tip: Being rude to your fellow forum members is unlikely to induce them to give up their time to help you. Unlike your solicitor we don’t get paid. We also don’t know you from Adam so things that may be blindingly obvious to you won’t be for us unless you explicitly state so.
If you’ve read Appendix FM 1.7 as thoroughly as you say then you already know the answer to your question - if don’t have the bank statements to prove it then you can’t use it.
If you’ve read Appendix FM 1.7 as thoroughly as you say then you already know the answer to your question - if don’t have the bank statements to prove it then you can’t use it.
Oct 4th 2018, 10:30 pm
#5
Lost in BE Cyberspace
Joined: May 2010
Location: San Diego, California
Posts: 9,652
Re: Financial Requirement Proof
You didn’t mention your location in your first post & a tax return could be filed anywhere.
And please don’t be rude to our members. SDG is a valued member here and gives her time freely, I see no need for that reaction to her post which was simply trying to help you.
And please don’t be rude to our members. SDG is a valued member here and gives her time freely, I see no need for that reaction to her post which was simply trying to help you.
darn ...... I didn't even get chance to see the response !!!!
