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Go 4 it, It is a much better place to bring up your kids.
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for house prices and houses for sale look at
www.mls.ca |
Originally posted by jdm Go 4 it, It is a much better place to bring up your kids. If money is an issue you might not want to move to Vancouver - it is getting v. pricey - but maybe this bubble will burst. Come and visit Canada :) Bring the kids and see how incredibly child friendly it is. Join the regional yahoo groups (search under "discussion groups" and you will find them) and see if any of them can meet with you when you all come over. Clare As JDM said, go for it! |
Re: Would you do it?
Originally posted by JimLin We have been doing a lot of thinking recently after this happened outside our house (click highlighted writing to see picture). We were awoken at 1.30 in the morning to see the car on fire. You can see my car and our house in close proximity behind the burnt out car. The fire brigade took a while to attend, as they had to stop and put out another car that had been set alight at the other end of the road. The car hadn’t been stolen; some idiots just thought it would be a good laugh to set our neighbour’s car alight and also hope that two other cars parked either side would catch fire. In fact one did, our other neighbour’s BMW, sustaining damage to the front end of the car. In light of this incident and others that have happened in the vicinity, we are not sure that Woking is a good place to bring up our children. I would go as far as to say we are even thinking of leaving the country all together. The whole country seems to be sinking into anarchy, with gangs of youths vandalising everything they see and generally being an anti-social annoyance. The police seem unable or unwilling to do anything about them and the government just seem to ignore them. Another thing that makes me want to leave is that due to the inflation in the English housing market, William and Benjamin stand very little chance of buying their own house here. Also issues with high taxes and an incompetent government. One of the ideas my wife and I have discussed is emigrating to Canada or Australia. Whilst Australia is warmer, it is a long way away. In my investigations on the internet it would seem that Canada has a lot of things going for it and it is close enough to make a quick dash back to the UK if needed. I am hoping that my Canadian uncle will be willing to sponsor us. I have done an online immigration questionnaire and gained 79 points against the 67 needed to qualify, assuming that I have a relative sponsoring me. I am aware that the whole immigration process takes quite some time (18 months approx). I am thinking of approaching Cable TV companies for work and Rogers will be one of them. I am hoping that my experience in the British Digital TV revolution will help there. My only concerns are that I don't have a degree, only some very poor CSE's. I have 20+years work experience and I was an endentured apprentice, and these seemed to count on the online questionaire. My wife is a very experienced and qualified childminder, what are the childcare oportunities in Canada? In your opinion, would emigrating be a good idea, or would we just be exchanging one set of ills for another? I have heard that certain areas of Canada have employment problems and also that immigrants have experienced difficulties in finding work. Due to the inflation in the English housing market, we would be able to realise £100,000 - £150,000 ($247,341 - $371,058 Canadian) profit from the sale of our house. Having looked on some Canadian real estate websites, these funds would go a long way to purchasing a decent house, which would alleviate some of the pressure from the employment issue. If you were me, at my stage in life (I am 38, married with 2 children), would you drag your family to a completely new country? Regards, JimLin :) P.S. I have just qualified as a SCUBA diver. Is there any diving to be had in Canada? P. P. S. I am intending to go to the Emigrate 2004 show week after next. Yes I would do it. We are doing it. My husband and I are 38 and 36 respectively we have 2 young children, and it wasn`t until having them that we realised we wanted to emigrate. For much the same reasons as yours. At our age we are old enough to have a bit of worldly experience and young enough to make changes in our lives. Perfect if you ask me. .Although I often wonder will it be same shit different country, but you`ll never know that until you`re living there. Regarding jobs, DH works for BT so he`s hoping on getting something similar over there for Telus or one of the other telecomms companies, trouble is they don`t seem to recognise qualifications form abroad. With all the experience and qualifications that he`s gained through work, it was me that had to apply because i`ve got a 3 year apprenticeship(Hairdressing) They seem put more onus on that. We`ve only just recieved our AOR, so were at the bottom of the ladder so to speek, got a long way to go yet. It is a tough decision and i`m sure you`ll make the right one in the end. Good luck Jo |
Thanks for everyones positive thoughts on this.
Someone further up the post queried my Uncle sponsering me. They were correct that it has to be a direct relative. However we have received a very positive e-mail from my Uncle, he does however suggest that having a job to go to is preferable to going over without one. The only problem there I can see is one of timing. I guess the best thing to do is submit my application and then chase up on the job front. My only other worry is that I don't have any savings, but a lot of equity tied up in the house & endowment policies. Would these count or does the $17000 have to be in ready cash? Regards, JimLin :) |
Originally posted by JimLin Thanks for everyones positive thoughts on this. Someone further up the post queried my Uncle sponsering me. They were correct that it has to be a direct relative. However we have received a very positive e-mail from my Uncle, he does however suggest that having a job to go to is preferable to going over without one. The only problem there I can see is one of timing. I guess the best thing to do is submit my application and then chase up on the job front. My only other worry is that I don't have any savings, but a lot of equity tied up in the house & endowment policies. Would these count or does the $17000 have to be in ready cash? Regards, JimLin :) If I recall correctly there is no prob to use the equity in the house, you need a recent valuation and a mortgage statement showing what you still owe, and a letter to spell out the significance. If you search the archive you should find the details, if not here, in the immigration section. Good Luck Iain |
If I recall correctly there is no prob to use the equity in the house, you need a recent valuation and a mortgage statement showing what you still owe, and a letter to spell out the significance. If you search the archive you should find the details, if not here, in the immigration section.
Good Luck Iain [/QUOTE] Hello Iain we used the valuation of the house as proof of funds, but after trawling through the immigration forum , have found out that recently the decision was made not to accept this as proof of funds. due to the nature of fluctuations in exchange rates etc. I dont know how our case will go now but will wait and see! rather the applicant is advised to borrow a sum on the strength of the equity on the property and have it show as avalible cash funds in a bank etc. try a search on the Immigration Forum im sure i read something about this a couple of weeks ago and one of the consultants give this advise. although the decision is ultimatley made by an immigration officer I dont know how strictly this is adhered to. But I think that the the proof of funds can be waivered if the applicant has employment arranged and proof of continued employment after grant of PR I think in the form of a letter from the employer. this is the address of the page in CIC I just pasted it in here but it does say proof of funds are not req'd if employment arranged http://www.cic.gc.ca/english/skilled/qual-4.html hope this helps |
Originally posted by Big Kieran rather the applicant is advised to borrow a sum on the strength of the equity on the property and have it show as avalible cash funds in a bank etc. If exchange rate fluctuations are an issue, how is borrowing pounds and keeping it in an account going to help, unless you transfer this to $CDN? I guess if you are just adding to your existing mortgage, ie taking equity from your house, this would be one approach. The bottom line is that if you show up at the border without the funds, they will not let you land, it is just getting to that point that is the hard part. Iain |
Originally posted by iaink Kieran, it also says"You cannot borrow this money from another person." If exchange rate fluctuations are an issue, how is borrowing pounds and keeping it in an account going to help, unless you transfer this to $CDN? I guess if you are just adding to your existing mortgage, ie taking equity from your house, this would be one approach. The bottom line is that if you show up at the border without the funds, they will not let you land, it is just getting to that point that is the hard part. Iain but this is what the consultant advised a client on the immigration forum (well this is what I thought he meant) I cant find the actual string at the moment but if you do a wee search on the immigration forum and look at it maybe you might be able to make sense of it. Anyway I do know if an Applicant has a job offer they dont need funds, I will soon know for real if they reject us for lack of funds, (our house in UK has not sold yet hence no actual cash funds) will certainly keep all posted as to events as they happen! wish us luck! by the way we are currently living etobicoke area, but are interested in moving out of GTA in event of PR success, any suggestions? Kieran |
Originally posted by iaink Kieran, it also says"You cannot borrow this money from another person." If exchange rate fluctuations are an issue, how is borrowing pounds and keeping it in an account going to help, unless you transfer this to $CDN? I guess if you are just adding to your existing mortgage, ie taking equity from your house, this would be one approach. The bottom line is that if you show up at the border without the funds, they will not let you land, it is just getting to that point that is the hard part. Iain just found the string dont know how to link to it but this was the reply to question posted 31 jan 2004 to Rich_007 ************************************************** ** Re: Proof of Settlement Funds from UK Wrong advice was given by your consultants. Under current law such "proof" won't be accepted. Some visa posts were accepting proof of equity in the house before current law has been implemented in 2002, but not anymore. You don't need to sell your house - just take some equity out of it and put in the bank. Check again checklist in your visa post specific instruction - it says the following: ------------------------------------------------------------------ Provide proof of liquid and readily transferable funds in a convertible currency available for settlement in Canada (for you and your family members): - current bank certification letter; or - evidence of savings balance; or - fixed or time deposit statements. ------------------------------------------------------------------ What can be clearer than the above? Foreign based consultants won't be able to represent you as of April 2004 anyway. Only Canadian citizens and permanent residents can join CSIC - Citizenship and Immigration Canada (CIC) as of April 2004 will not deal with paid consultants who are not members in good standing of CSIC. ************************************************** ** now that I read it maybe he meant release equity on the house as opposed to "borrowing it" if there is such a thing? I dont quite understand (thick Irishman syndrome i think):D Kieran |
Thanks guys, some more excellent posts.
Regards, JimLin :) |
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