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-   -   What is a decent salary? (https://britishexpats.com/forum/canada-56/what-decent-salary-905427/)

BristolUK Nov 5th 2017 2:13 pm

Re: What is a decent salary?
 

Originally Posted by glendem4 (Post 12375007)
....With a salary of $80K you are going to need more of a deposit to buy a house in Canada....

In some parts of Canada.

JamesM Nov 5th 2017 4:22 pm

Re: What is a decent salary?
 

Originally Posted by glendem4 (Post 12375007)
When we "landed" in September 2017 we had a look at Kitchener/Waterloo area to buy property. Guelph a university town close by was more to our liking. House prices in https://www.zolo.ca/guelph-real-estate/trends Guelph average around $500K for a 3 bed property which roughly equates to £300K in Sterling. With a salary of $80K you are going to need more of a deposit to buy a house in Canada.

Prices in https://www.zolo.ca/kitchener-real-estate/trends Kitchener are similar, but only 52 houses sold last month with more than 650 new listings. So it looks like the Buyers have dried up and prices could drop over winter.


Originally Posted by BristolUK (Post 12375153)
In some parts of Canada.

Yes.

There are parts of Canada where $80k will still buy a palace.

Kitchener is a decent enough place. It's had a small house price boom in recent years.

A quick search on Realtor shows over a hundred 3 bedroom properties under $400,000 that are all in or very drivable to Waterloo.

Given the OP will not have the cost of a vehicle to concern him then there is less pressure on the pay check.

JamesM Nov 5th 2017 4:33 pm

Re: What is a decent salary?
 

Originally Posted by Jerseygirl (Post 12374817)
Welcome...it would be best if you opened your own account. It gets a little confusing otherwise. ;)

How is it confusing?

Jerseygirl Nov 5th 2017 4:47 pm

Re: What is a decent salary?
 

Originally Posted by JamesM (Post 12375227)
How is it confusing?

Often people complain that they don’t know which person they are talking to. It can and often does get very confusing.

vikingsail Nov 5th 2017 5:01 pm

Re: What is a decent salary?
 

Originally Posted by Jerseygirl (Post 12375238)
Often people complain that they don’t know which person they are talking to. It can and often does get very confusing.

But what if he had not said he was the husband how would you have known then?

Please respond by email, if you do not receive this email please let me know :)

Jerseygirl Nov 5th 2017 5:08 pm

Re: What is a decent salary?
 

Originally Posted by vikingsail (Post 12375250)
But what if he had not said he was the husband how would you have known then?

Please respond by email, if you do not receive this email please let me know :)

Maybe not with the first post or so. Anyhow...it’s an unwritten rule that we ask people to open their own account...not piggyback on someone else’s.

Shard Nov 5th 2017 5:15 pm

Re: What is a decent salary?
 
If you're looking at the move as an opportunity (career progression, adventure, lifestyle etc) then a modest initial salary (for GTA) may be fine. It's a good idea to price out a rental house and then see if the remaining monthly budget will be adequate to survive. In general groceries are slightly more expensive than in the UK, mobile phone contracts much more expensive, petrol cheaper (but longer distances) and prescription charges on medications. Kids activities, which you will probably want to do, also add significantly to the budget.

frenchie82 Nov 5th 2017 5:26 pm

Re: What is a decent salary?
 

Originally Posted by JamesM (Post 12375219)
Yes.

There are parts of Canada where $80k will still buy a palace.

Kitchener is a decent enough place. It's had a small house price boom in recent years.

A quick search on Realtor shows over a hundred 3 bedroom properties under $400,000 that are all in or very drivable to Waterloo.

Given the OP will not have the cost of a vehicle to concern him then there is less pressure on the pay check.

Thanks for confirming that. We are looking online all the time and seem to find lots of 3 bed houses under the 400k so thought we were gong mad when being told it's not the case.

frenchie82 Nov 5th 2017 5:28 pm

Re: What is a decent salary?
 

Originally Posted by Jerseygirl (Post 12375238)
Often people complain that they don’t know which person they are talking to. It can and often does get very confusing.

My husband posted from my account so it all came from the same person.

vikingsail Nov 5th 2017 5:29 pm

Re: What is a decent salary?
 

Originally Posted by Jerseygirl (Post 12375255)
Maybe not with the first post or so. Anyhow...it’s an unwritten rule that we ask people to open their own account...not piggyback on someone else’s.

I know I was just having some Sunday fun and I think separate accounts work better.

To the OP, I don’t live in Canada so cannot get specific on that subject matter but offer this. Many people choose to emigrate around the world for a myriad of reasons. Those who do so with responsibilities such as families, and who are voluntary emigrants, have imho, a careful course to chart. I think for the average UK emigrant if you are already comfortable in your lifestyle there is very little that another first world country such as Canada can offer you that you do not already have on your current doorstep. Any move will inevitably require some form of sacrifice whether it be money, friends etc. Thus the impetus to move must be something stronger than apples to apples, i.e. a desire for new experiences or a belief in building a newer/ different future for you or your family or just the sense of adventure. Howver, be under no illusion there will be changes, differences and with those challenges and difficult decisions to make along the way.
With the responsibilities of a family I would consider very careful a move (which it appears you are doing) and as others have said allow a % or calculate those costs which you already take for granted in the UK, because with all its warts the UK does provide some very enviable support systems for its ‘members’ whether in the form of money or pure support. Other countries are not so enlightened.
Of course there will always be those who emigrate through circumstance and those who are blindly blithering along and survive. It’s when we carefully consider the realities they create trepidation. A definite leap of faith is required at some point.

Pulaski Nov 5th 2017 5:37 pm

Re: What is a decent salary?
 

Originally Posted by vikingsail (Post 12375250)
But what if he had not said he was the husband how would you have known then? ....

Sooner or later, and usually sooner, one of them slips up with he/she, husband/ wife, visa applicant/sponsor, or some other inconsistency of meaning or explanation. It rarely takes more than a few posts for a couple to trip themselves up. :nod:

Jerseygirl Nov 5th 2017 6:00 pm

Re: What is a decent salary?
 
Please can we get this thread :focus:

frenchie82 Nov 5th 2017 6:04 pm

Re: What is a decent salary?
 

Originally Posted by Jerseygirl (Post 12375292)
Please can we get this thread :focus:

:thumbsup:

frenchie82 Nov 5th 2017 8:52 pm

Re: What is a decent salary?
 

Originally Posted by Yorkiechef (Post 12374823)
Honestly, I thing that is good salary, many immigrants would trade with you in an instant. If you are really good at your job, you will be able to negotiate your salary, to have a car thrown in too is a huge bonus, insurance and stuff to go with that is crazy expensive here, so good for you for getting that perk. It is quite unusual to get that in Canada.

Seriously though, don't try too hard to get the deal of the century until you are established, if you can integrate and be of such importance that you are irreplaceable, then you can ask for more, but don't destroy your hopes of the new life before you have made it here. Struggle by with what you have, which I am sure you will manage and then play your hand when you are in a position to negotiate. Good luck.

Many thanks for that!

Siouxie Nov 5th 2017 10:09 pm

Re: What is a decent salary?
 
Although I asked earlier, you didn't respond - so are you intending on buying a property when you come over on a temporary work permit? (perhaps you didn't see my posts?)

I would strongly suggest that you ascertain if you would be able to apply successfully for Permanent Residency before considering buying a house.

I'd also suggest renting, regardless, until you get to know the different areas, commuting distances and where it is you might want to live permanently.

:)


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