UKexpat82

Twitcher1958

bairn7

On the property point, you need to ask HMRC to register for the non-resident landlord scheme in order to receive rents gross. Otherwise your tenant / letting agent is obliged to withhold tax from rental payments and report this to HMRC.

On the pensions point, it is worth paying voluntary contributions to get the full state pension. You can request a state pension forecast to find out how many years you still have to contribute to receive the full SP.

A google of 'non resident landlord hmrc' and 'state pension forecast' should give you the info you need (sorry I'm using my phone just now so cant link).

bairn7

There are also supplementary residence pages to the tax return to complete.

When did you leave the UK? Tax reporting can be complicated in the tax year that you leave.

Tumbling_Dice

Dunno if this has changed, but HMRC told me I had to use software to file my UK taxes, so I used 123efiling, and it is a slick piece f kit with great support. That said, I am not sure, bar the few extra pages, why this could not be done via HMRC website as all the relevant boxes seem to appear.

Your major headache really is calculating your days resident in each country. Look up the definitions on HMRC and CRA and calculate accordingly.

bairn7

You can file a return by paper but the deadline is 31 October after the tax year. The deadline is 31 January after the tax year for e-filing.

You are probably best e-filing as the software should get you to the right answer.

As Tumbling_Dice has said, you need to provide details of your UK presence each tax year. You are present in the UK in any day that you are present at midnight on that day.

If you google 'rdr3' you will get more information on how UK residence is assessed...probably more information than any sane person would want!

Hurlabrick

When I was in tge UK, I akways used TaxCalc. £50 a year very well spent!

Kentonmag

I arrived in 1991 and continued to pay into NI, and have 30 years in which was the original full requirement before it was raised to 35 years a few years back. Originally I was only paying around 150 pounds annually to get my 30 years but the figure to top up now is closer to 700 pounds annually. I'm happy to pick up my 30/35ths which will be close to 140 per week when I reach 66 in 3 years time.

bairn7

My understanding is that you can pay voluntary class 2 if you are working abroad but if you are not working then your only option (if you wish to do so) is to pay voluntary class 3. I'll only have about 18 years so far but if I can pay voluntary class 2 (c£150 per year) surely it would be a no brainer to make these payments to get the full SP (the extra contributions would be more than made up by the additional SP amount in the first year.

Am I missing something? (NIC is not my strong point!)

Kentonmag

Yes I could pay up but I inquired last year and was quoted 700 pounds per year. I worked out that to get that 700 x 5 years back I would have to be taking pension for just over 3 years, until I'm 69. My wife also has 30 years in as well. We are both retired now at 62 & 63 and have more income than we can spend so whilst you are correct it seems a no brainer the only people benefiting from our extra money (should we both live beyond 69) would be our kids.

CliveSD

Class 2 are for self employed and those working abroad (£3 a week) and Class 3 for employed at £15 so I guess you've been quoted the wrong NI rates at £700, it should be Class 2 and is well worth while topping up for most people!

Kentonmag

Thanks I will inquire again to see if I was just given the incorrect info previously.

bairn7

No, I think the £700 rate is right as you are now no longer working abroad. You can only pay the Class 2 if you are in employment abroad.