State Pensions
#1
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Thread Starter
Joined: Aug 2014
Posts: 3
State Pensions
I expect that this subject has been done to death but I need to know fairly quickly as this will depend upon whether or not we move to Canada to live with my son. We both (my wife and I) get the state pensions, I am 72 and she is 67. I have trawled through as much of the government stuff as I can but am getting more and more confused. My first question is, if we move to Canada at what point do the pensions get frozen? What does 'frozen at the rate they were first paid' actually mean, does it mean at the time I move to Canada or when it was first paid at the age of 65?
Secondly, again I have confusing information (well confusing to me anyway), do we pay tax in the UK AND Canada?
I also get an RAF pension and a Civil Service pension I hope these don't get frozen as well.
Any assistance would be greatly appreciated
Thanks in anticipation
Brian
Secondly, again I have confusing information (well confusing to me anyway), do we pay tax in the UK AND Canada?
I also get an RAF pension and a Civil Service pension I hope these don't get frozen as well.
Any assistance would be greatly appreciated
Thanks in anticipation
Brian
#2
Re: State Pensions
Hi, and welcome to BE.
These might help answer your questions re: tax -
Category:Taxes-Canada : British Expat Wiki
Convention Between the Government of Canada and the Government of the United Kingdom of Great Britain and Northern Ireland
And your pension will be frozen at the rate it is when you leave the UK, not when you first start receiving it.
And just checking, but you say 'move to Canada to live with my son', is he already in Canada? If so, he's definitely eligible to sponsor you (has lived there long enough?), and you're aware of the processing time for your visa?
Best of luck.
These might help answer your questions re: tax -
Category:Taxes-Canada : British Expat Wiki
Convention Between the Government of Canada and the Government of the United Kingdom of Great Britain and Northern Ireland
And your pension will be frozen at the rate it is when you leave the UK, not when you first start receiving it.
And just checking, but you say 'move to Canada to live with my son', is he already in Canada? If so, he's definitely eligible to sponsor you (has lived there long enough?), and you're aware of the processing time for your visa?
Best of luck.
#3
Re: State Pensions
I expect that this subject has been done to death but I need to know fairly quickly as this will depend upon whether or not we move to Canada to live with my son. We both (my wife and I) get the state pensions, I am 72 and she is 67. I have trawled through as much of the government stuff as I can but am getting more and more confused. My first question is, if we move to Canada at what point do the pensions get frozen? What does 'frozen at the rate they were first paid' actually mean, does it mean at the time I move to Canada or when it was first paid at the age of 65?
Secondly, again I have confusing information (well confusing to me anyway), do we pay tax in the UK AND Canada?
I also get an RAF pension and a Civil Service pension I hope these don't get frozen as well.
Any assistance would be greatly appreciated
Thanks in anticipation
Brian
Secondly, again I have confusing information (well confusing to me anyway), do we pay tax in the UK AND Canada?
I also get an RAF pension and a Civil Service pension I hope these don't get frozen as well.
Any assistance would be greatly appreciated
Thanks in anticipation
Brian
As to tax, there's a tax treaty which prevents double taxation, so even if tax was withheld in the UK you would deduct the amounts paid from the Canadian tax due.
Oh, and welcome to the forum.
Edit: Cross-post with christmasoompa
Last edited by Novocastrian; Aug 13th 2014 at 8:34 am.
#4
Just Joined
Thread Starter
Joined: Aug 2014
Posts: 3
Re: State Pensions
Thanks for your answer especially the time the pension is frozen. My son is already in Canada and has full citizenship. We are looking into a 10 year visa which means that we have to leave Canada after two years and then go back again. I don't know how long we have to be out of the country I cannot find out that info anywhere. I have had a quick look at the links but cannot (at the moment) find the answers I am looking for.
Cheers
Brian
Cheers
Brian
#5
Re: State Pensions
Thanks for your answer especially the time the pension is frozen. My son is already in Canada and has full citizenship. We are looking into a 10 year visa which means that we have to leave Canada after two years and then go back again. I don't know how long we have to be out of the country I cannot find out that info anywhere. I have had a quick look at the links but cannot (at the moment) find the answers I am looking for.
Cheers
Brian
Cheers
Brian
#6
Re: State Pensions
The answers are there, I've given you a link to the actual agreement between the UK and Canada which avoids double taxation, so just have another hunt. But as Novo has said, you won't get taxed twice anyway.
HTH, best of luck.
#7
Just Joined
Thread Starter
Joined: Aug 2014
Posts: 3
Re: State Pensions
Thanks very much for your answers. I hope the half an hour out of the country wasn't a joke. LOL