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-   -   Silly question I know but.... (https://britishexpats.com/forum/canada-56/silly-question-i-know-but-348336/)

frankieforehead Jan 14th 2006 12:55 pm

Re: Silly question I know but....
 
We used to use our UK VISA card when we came across, it is accepted at the cash machines, car hire companies etc....However as with every transaction there will be a charge.

My better half loves TC's....I found them a pain on holidays because sometimes you'd be asked for proof of ID...Maybe I look like a gangster...But I like the simple life of just pay and be done with it.

britishvixen21 Jan 14th 2006 2:11 pm

Re: Silly question I know but....
 

Originally Posted by Judy in Calgary
Something to be aware of in Canada and the USA is that in some places a foreign Visa card will work and a foreign MasterCard won't. In other places a foreign MasterCard will work and a foreign Visa card won't. In my opinion it would be ideal for a traveller to have both cards, or at least for the wife to have one card and the husband to have the other. Australian friends of ours have had this experience in both Canada and the USA, and a Canadian friend has experienced it in the USA.

Also, at least as far as Calgary and the Canadian Rockies are concerned, it tends to be the higher end businesses that accept the American Express credit card. Mom and Pop type operations tend to accept only Visa and MasterCard. I understand the reason is that American Express charges the merchant a larger commission fee, and small businesses cannot afford it.

When my Mum came in June she had exactly this trouble with some bank machines especially TD Canada Trust who are a pile of poo anyway. But she had a little trouble getting cash but there are so many machines everywhere she just moved onto another one and took it out there. I think plastic is good.

Almost Canadian Jan 14th 2006 9:01 pm

Re: Silly question I know but....
 

Originally Posted by woodmanbg
Yes we took out Nationwide cards before our trip at Christmas for this reason. We use our Morgan Stanley card with cash back at home, and our Nationwide Flex with Cash back when abroad. Can recommend the nationwide. they were very helpful in getting our new cards to us before we left and also recommended advising them of when we would be out of the country for security reasons.

Hi all

Many thanks for all the replies - we have Nationwide Cards so I guess we'll be using those !! :D

yonk Jan 15th 2006 1:34 am

Re: Silly question I know but....
 

Originally Posted by celine_uk
When my family visit me, they always use amex travellers cheques and have no problems what so ever, they just take them to my local td canada trust branch and cash them for free.... no problems, i dont know why anyone would have problems cashing them at any bank in canada (free of charge)

The fees can add up so it's definitely worth using a Nationwide Debit card abroad or a credit card but that is a cash advance and has it's own charge but no foreign currency loading.

I have both NW & Morgan Stanley and MS showed the fees as a separate billed amount so I knew what I had been stung for!

philcUK Jan 15th 2006 5:49 am

Re: Silly question I know but....
 

Originally Posted by Dying to leave England
Hi all

Many thanks for all the replies - we have Nationwide Cards so I guess we'll be using those !! :D

Use the Flexaccount Debit/Visa card, not the pure Visa card if possible. The pure Visa cards has a small (very small) difference.

wallace Jan 15th 2006 6:20 am

Re: Silly question I know but....
 

Originally Posted by Dying to leave England
With the advent of high quality scanners/printers are travellers' cheques still as universally accepted in North America as they used to be ?

We have our first "real" research trip planned for March and can't decide whether to opt for travellers' cheques or put everything on the plastic - don't really want to take large amounts of cash over - any thoughts ?? :confused: :confused:

We went over last summer with our NW credit card and travellers cheques purchased from M&S who dont charge commission and if you have an &more card you can put the cost of the travellers cheques on there. Also they seem to have a better exchange rate than the travel agents. They were accepted everywhere with no problems. :)


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