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-   -   Salary??? (https://britishexpats.com/forum/canada-56/salary-374012/)

city4 May 16th 2006 9:23 pm

Salary???
 
Hi,was wondering if anyone could give me an idea of the cost of living in the Mississauga and surrounding area.The jobs I'm hoping for will pay about $4000Cad per month.
Is this enough to live off ?Could I afford rent, bills, food, car, insurance, tax and be able to enjoy myself ??
I'm hoping it is but any advice would be gratefully received
:confused: :confused: :confused: :) :) :)

dbd33 May 16th 2006 11:43 pm

Re: Salary???
 

Originally Posted by city4
Hi,was wondering if anyone could give me an idea of the cost of living in the Mississauga and surrounding area.The jobs I'm hoping for will pay about $4000Cad per month.
Is this enough to live off ?Could I afford rent, bills, food, car, insurance, tax and be able to enjoy myself ??
I'm hoping it is but any advice would be gratefully received
:confused: :confused: :confused: :) :) :)

My ex lives in Mississauga. Her lawyer says that $4,000 tax free + a house and an insured car is barely enough to keep two people alive. I think that's stretching the truth but $4,000 - tax and house and car doesn't leave very much at all.

Souvenir May 16th 2006 11:57 pm

Re: Salary???
 

Originally Posted by city4
Hi,was wondering if anyone could give me an idea of the cost of living in the Mississauga and surrounding area.The jobs I'm hoping for will pay about $4000Cad per month.
Is this enough to live off ?Could I afford rent, bills, food, car, insurance, tax and be able to enjoy myself ??
I'm hoping it is but any advice would be gratefully received
:confused: :confused: :confused: :) :) :)

A salary of $48k would just about let you into the property market where I am. Houses here probably cost about half what they do In Mississauga. I think you'll find it a struggle.

Novocastrian May 17th 2006 6:00 am

Re: Salary???
 

Originally Posted by city4
Hi,was wondering if anyone could give me an idea of the cost of living in the Mississauga and surrounding area.The jobs I'm hoping for will pay about $4000Cad per month.
Is this enough to live off ?Could I afford rent, bills, food, car, insurance, tax and be able to enjoy myself ??
I'm hoping it is but any advice would be gratefully received
:confused: :confused: :confused: :) :) :)

It depends on your expectations mate. If you're single you can manage on that (just about), but I wouldn't fancy having dependants to look after on $48k.

AnnetteM May 17th 2006 7:32 am

Re: Salary???
 

Originally Posted by city4
Hi,was wondering if anyone could give me an idea of the cost of living in the Mississauga and surrounding area.The jobs I'm hoping for will pay about $4000Cad per month.
Is this enough to live off ?Could I afford rent, bills, food, car, insurance, tax and be able to enjoy myself ??
I'm hoping it is but any advice would be gratefully received
:confused: :confused: :confused: :) :) :)

I could live on that quite easily out here in BC, and actually do, but judging from the responses you got the cost of living is way too high in Mississauga. Mind you, I don't have a huge mortgage to pay - just a little one because I'm ancient so bought my house years ago - but my son and D-i-L get just a bit more than that between them and rent an apartment in downtown Vancouver and get by quite nicely.

iaink May 17th 2006 8:02 am

Re: Salary???
 
Stats Canada say that in 2001 for Missisagua

Average earnings (worked full year, full time ($))

ALL 48,792
MALE 55,694
FEMALE 39,516

That was 5 years ago now. Cost of living and housing in particular has gone up since then.

We are all assuming that that is 4k gross a month, with deductions still to be taken. If it is, then a single person might be OK, although with little hope of purchasing there own place, but with dependents it would be no fun.

What is the job? Have you checked what a Canadian would expect to be paid? Its not unheard of for employers to lowball on salary if they think you are desperate enough to take it in order to gt over here, although the need for a LMO helps moderate that to some extent.

There are a few websites that might give some usefull info, they have been mentioned here before, but I can only think of monster / workopolis, and the HRDC labour market websites off the top of my head. There was another good one, just cant remember it now.

city4 May 17th 2006 8:35 pm

Re: Salary???
 
The job Im going for is as a Truck mechanic at a freightliner dealer,and it looks like I might need a new plan because it not just me to support it my other half too!
Is there anywhere within travelling distance of Mississauga that cheaper to live???? :confused: :confused:

jimbunting May 18th 2006 12:58 am

Re: Salary???
 

Originally Posted by city4
The job Im going for is as a Truck mechanic at a freightliner dealer,and it looks like I might need a new plan because it not just me to support it my other half too!
Is there anywhere within travelling distance of Mississauga that cheaper to live???? :confused: :confused:

The AVERAGE weekly wage in Canada, last year ( 2005 ) was $707 per WEEK, gross income. As a truck mechanic, working for a national dealership ( Freightliner ) you should be getting MORE than that per week. If the stated figure of $1000 a week was a gross figure, you are right on the national avearage for income AFTER paying the required personal taxes and deductions from your pay. So if hundreds of thousands of Canadians are living on that net income, you should be able to do so too.

Having said that, is there some reason why your partner cannot work ?

Most Canadian married couples both work, full time.

Jim Bunting Toronto.

Souvenir May 18th 2006 1:19 am

Re: Salary???
 

Originally Posted by jimbunting
The AVERAGE weekly wage in Canada, last year ( 2005 ) was $707 per WEEK, gross income. As a truck mechanic, working for a national dealership ( Freightliner ) you should be getting MORE than that per week. If the stated figure of $1000 a week was a gross figure, you are right on the national avearage for income AFTER paying the required personal taxes and deductions from your pay. So if hundreds of thousands of Canadians are living on that net income, you should be able to do so too.

Having said that, is there some reason why your partner cannot work ?

Most Canadian married couples both work, full time.

Jim Bunting Toronto.

You can't really go by national averages. Income and cost of living vary enormously. The national average income is probably well below the local average for the GTA. On the cost of living side, there is no doubt that it is more expensive to live in the GTA than in most other parts of Canada. That is why the military's PLD is so high there.

jimbunting May 18th 2006 3:13 am

Re: Salary???
 

Originally Posted by Souvenir
You can't really go by national averages. Income and cost of living vary enormously. The national average income is probably well below the local average for the GTA. On the cost of living side, there is no doubt that it is more expensive to live in the GTA than in most other parts of Canada. That is why the military's PLD is so high there.

Agreed> But the guy doesn't have to live in Mississauga to work there. How about driving in from Milton, Guelph, Acton, Georgetown, or Burlington, Hamilton? All have lower housing prices and lower rents. Lots of Canadians do just that every day.

Jim B Toronto.

flashman May 18th 2006 3:25 am

Re: Salary???
 

Originally Posted by Souvenir
You can't really go by national averages. Income and cost of living vary enormously. The national average income is probably well below the local average for the GTA. On the cost of living side, there is no doubt that it is more expensive to live in the GTA than in most other parts of Canada. That is why the military's PLD is so high there.


You might want to try this

http://www12.statcan.ca/english/prof...dex.cfm?Lang=E

Souvenir May 18th 2006 5:35 am

Re: Salary???
 

Originally Posted by flashman

Interesting to see that Mississauga's average income is pretty much on the average at $48,792 (that's 2001 though). However, cost of living is a more important issue.

I will refer back to the PLD (Post Living Differential). This a a mechanism the military uses to reflect differences in the cost of living across Canada and to help ensure that a member's purchasing power is the same wherever they are posted. Mississauga's average income in 2001 was about the same as Calgary's and about 5 grand more than Kingston or London. The current PLDs for those places are:

Calgary $21/month
Kingston $16
London $46
Mississauga/Halton Region $1,400

I think the message is that your money doesn't go as far in the GTA.

dbd May 18th 2006 5:48 am

Re: Salary???
 

Originally Posted by jimbunting

Most Canadian married couples both work, full time.

I don't believe this to be the case. I don't know any couples locally where both work except those where the woman is nominally an employee of the man's company for tax purposes. I think it's an expectation of Canadian society that a man be able to support his partner(s).

city4 May 18th 2006 10:01 am

Re: Salary???
 
Thanks for the info people it s defiantly appreciated,think I I'll have to look at the possibility of the other half getting a job(not sure how that will work as there's only me applying for a work permit) and try to get a higher monthly pay. :eek: :eek: :eek: :confused:

iaink May 18th 2006 2:34 pm

Re: Salary???
 
48k pa for a fully qualified truch mechanic seems a bit on the low side to me FWIW. If you are getting time charged out to customers at $70 per hour, I would think after overhead etc you would be getting mid to high 20s per hour..closer to 55 to 60k per year.

There is a chance that the HRDC labour market website has mechanics jobs and the rates historically offered on it.

Wild George May 18th 2006 4:53 pm

Re: Salary???
 
I was just about to mention that I like mine with salt sprinkled all the way down the middle....then I reolised this was the Salary??? thread and not the Celary??? thread

1066 May 18th 2006 8:20 pm

Re: Salary???
 

Originally Posted by Wild George
I was just about to mention that I like mine with salt sprinkled all the way down the middle....then I reolised this was the Salary??? thread and not the Celary??? thread

You should take more water with it, George .. :beer: :D

city4 May 18th 2006 8:33 pm

Re: Salary???
 
The job I'm trying for pays between $25 - $30 per hour,I was working off the lowest scale to see if it really enough to live on,I'll be aiming for $30 at the interview and hopefully get a little extra for having a truck drivers licence.There's also a productivity bonus scheme but thats not guaranteed every month,and some overtime that pays time+1/2 but not sure how much.
If I aim for $30 per hr ($1200 Week,$4800 month)Will this give me a better chance of a comfortable life???? :) :)
(Remember $4800 per month will be to support x2 for the first few months)

dbd33 May 18th 2006 11:28 pm

Re: Salary???
 

Originally Posted by city4
The job I'm trying for pays between $25 - $30 per hour,I was working off the lowest scale to see if it really enough to live on,I'll be aiming for $30 at the interview and hopefully get a little extra for having a truck drivers licence.There's also a productivity bonus scheme but thats not guaranteed every month,and some overtime that pays time+1/2 but not sure how much.
If I aim for $30 per hr ($1200 Week,$4800 month)Will this give me a better chance of a comfortable life???? :) :)
(Remember $4800 per month will be to support x2 for the first few months)

You can live on that, sure. You can rent a nice apartment but I don't think you can buy a house in or near Mississauga.

kbryant May 19th 2006 2:22 am

Re: Salary???
 

Originally Posted by city4
The job I'm trying for pays between $25 - $30 per hour,I was working off the lowest scale to see if it really enough to live on,I'll be aiming for $30 at the interview and hopefully get a little extra for having a truck drivers licence.There's also a productivity bonus scheme but thats not guaranteed every month,and some overtime that pays time+1/2 but not sure how much.
If I aim for $30 per hr ($1200 Week,$4800 month)Will this give me a better chance of a comfortable life???? :) :)
(Remember $4800 per month will be to support x2 for the first few months)


If the company you work for does not provide private medical insurance, you may wish to consider paying for that yourself, dental work is not covered by OHIP and can be rather costly.

kellydrew May 19th 2006 5:52 am

Re: Salary???
 

Originally Posted by Wild George
I was just about to mention that I like mine with salt sprinkled all the way down the middle....then I reolised this was the Salary??? thread and not the Celary??? thread

:D :D
That was a less depressing thread, this one makes me panic wondering whether we will be able to get jobs that will sustain us. I'm going bck to the celery one lol
Cheers
Kelly

Riddor May 19th 2006 6:05 am

Re: Salary???
 

Originally Posted by city4
Thanks for the info people it s defiantly appreciated,think I I'll have to look at the possibility of the other half getting a job(not sure how that will work as there's only me applying for a work permit) and try to get a higher monthly pay. :eek: :eek: :eek: :confused:

When you apply for your work permit you can also apply for an open work permit for your partner.

jimbunting May 19th 2006 6:10 am

Re: Salary???
 

Originally Posted by dbd
I don't believe this to be the case. I don't know any couples locally where both work except those where the woman is nominally an employee of the man's company for tax purposes. I think it's an expectation of Canadian society that a man be able to support his partner(s).

WOW, where did you get that idea from ??

I've lived in Canada all my life and am now 60 . I can say with out any exaggeration that of ALL the people I know, dozens of couples, only ONE woman does not work outside their home, and she is a quadriplegic, in a wheel chair.

If a couple has a very young child, under 2 or 3 years of age, perhaps the mother may stay home until the child goes to school, but after age 5 , why would she stay home ?

That bit about "expectations' of Canadian society made me laugh out loud. Our expectations are to make as much money as possible and retire at age 50 like I did. Double incomes are the norm in Canada.

Jim Bunting. Toronto.

jimbunting May 19th 2006 6:15 am

Re: Salary???
 

Originally Posted by iaink
48k pa for a fully qualified truch mechanic seems a bit on the low side to me FWIW. If you are getting time charged out to customers at $70 per hour, I would think after overhead etc you would be getting mid to high 20s per hour..closer to 55 to 60k per year.

There is a chance that the HRDC labour market website has mechanics jobs and the rates historically offered on it.

I don't think that the "new guy " in the shop will get the same hourly rate as the 10 year guy does? Even if the new guy is fully trained and has his ticket. Just a point to ponder.

Jim Bunting. Toronto.

dbd33 May 19th 2006 6:18 am

Re: Salary???
 

Originally Posted by jimbunting
WOW, where did you get that idea from ??

I've lived in Canada all my life and am now 60 . I can say with out any exaggeration that of ALL the people I know, dozens of couples, only ONE woman does not work outside their home, and she is a quadriplegic, in a wheel chair.

If a couple has a very young child, under 2 or 3 years of age, perhaps the mother may stay home until the child goes to school, but after age 5 , why would she stay home ?

That bit about "expectations' of Canadian society made me laugh out loud. Our expectations are to make as much money as possible and retire at age 50 like I did. Double incomes are the norm in Canada.

Jim Bunting. Toronto.

Doesn't you wife work at the UofT ? It seems to me that you must be one of those role reversal couples.

I scan the room and I see half a dozen men working, I know they each have a wife at home baking and sewing, I have two. The tax system and the yesteryear attitudes of Canadian society make it less advantageous to have a second income than is the case in most countries and besides, there's a whole infra structure of spas and tennis clubs to be supported.

Butch Cassidy May 19th 2006 6:23 am

Re: Salary???
 

Originally Posted by jimbunting
I don't think that the "new guy " in the shop will get the same hourly rate as the 10 year guy does? Even if the new guy is fully trained and has his ticket. Just a point to ponder.

Jim Bunting. Toronto.

Heres another point to Ponder, you are the NEW guy here and come across a complete p***k.

Why not pull your head in and respect others peoples opinions and experiences.

If you have lived here your whole 60 years you have NO experience of relocating to canada so dont have personal experience of what immigrants can expect as an hourly rate.

As far expectations within Canada there is a population of 30 million, are you seriously trying to tell us you know them all personally and what they want out of life?

:mad:

Souvenir May 19th 2006 6:40 am

Re: Salary???
 

Originally Posted by Butch Cassidy
Heres another point to Ponder, you are the NEW guy here and come across a complete p***k.

Why not pull your head in and respect others peoples opinions and experiences.

If you have lived here your whole 60 years you have NO experience of relocating to canada so dont have personal experience of what immigrants can expect as an hourly rate.

As far expectations within Canada there is a population of 30 million, are you seriously trying to tell us you know them all personally and what they want out of life?

:mad:

Stop being so vague. What's the point you're trying to get across?

Tuppence May 19th 2006 6:42 am

Re: Salary???
 

Originally Posted by Souvenir
Stop being so vague. What's the point you're trying to get across?

I'm just going to get some popcorn and a cup of tea, and wait for this all to kick off :D

Best entertainment on here in weeks :beer:

dbd33 May 19th 2006 7:12 am

Re: Salary???
 
I'm looking forward to OceanMDX joining in.

hot wasabi peas May 19th 2006 7:16 am

Re: Salary???
 
pmsl... :D :D :D

Souvenir May 19th 2006 7:50 am

Re: Salary???
 
He's buggered off. Spoilsport.

Butch Cassidy May 19th 2006 7:51 am

Re: Salary???
 

Originally Posted by Souvenir
He's buggered off. Spoilsport.

Nah. I'm still here!! ;)

Souvenir May 19th 2006 7:58 am

Re: Salary???
 

Originally Posted by Butch Cassidy
Nah. I'm still here!! ;)

Not you, silly. The other one.

Butch Cassidy May 19th 2006 8:00 am

Re: Salary???
 

Originally Posted by Souvenir
Not you, silly. The other one.

Oh well I'll me duelling pistols away then :rolleyes:


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