Go Back  British Expats > Living & Moving Abroad > Canada
Reload this Page >

Private Healthcare in BC

Wikiposts

Private Healthcare in BC

Thread Tools
 
Old May 4th 2008, 5:04 am
  #1  
Account Closed
Thread Starter
 
Joined: Apr 2008
Posts: 4,673
saskia65 has a spectacular aura aboutsaskia65 has a spectacular aura aboutsaskia65 has a spectacular aura about
Default Private Healthcare in BC

This might be better suited to the Bollux thread in Maple Leaf, because it's probably not a go-er, but I'd appreciate comments.

I have years of private healthcare cover in the UK with AXAPPP, and I wondered if anyone had somehow transferred their existing cover when they moved, rather than getting a new policy? I think it is possible if you take out some sort of international package with AXA PPP before you leave, but it may end up more expensive....?

Who are the major private providers in Canada (I know, go and google, girl.) and who would people recommend in BC?

Enjoy your Bank Holiday.

Sas x
saskia65 is offline  
Old May 4th 2008, 5:34 am
  #2  
BE Enthusiast
 
NessieOggy's Avatar
 
Joined: Mar 2004
Location: Kelowna, BC
Posts: 903
NessieOggy has a reputation beyond reputeNessieOggy has a reputation beyond reputeNessieOggy has a reputation beyond reputeNessieOggy has a reputation beyond reputeNessieOggy has a reputation beyond reputeNessieOggy has a reputation beyond reputeNessieOggy has a reputation beyond reputeNessieOggy has a reputation beyond reputeNessieOggy has a reputation beyond reputeNessieOggy has a reputation beyond reputeNessieOggy has a reputation beyond repute
Default Re: Private Healthcare in BC

Hi Sas

For the first 3 months of residence in BC, I've heard of people using Pacific Blue Cross or Manulife for medical coverage. Canadasure is another company I've seen mentioned. After 3 months of residence, Medical Services Plan (MSP), BC's provincial medical coverage, would be available to you.


Oggy
NessieOggy is offline  
Old May 4th 2008, 6:26 am
  #3  
Account Closed
Thread Starter
 
Joined: Apr 2008
Posts: 4,673
saskia65 has a spectacular aura aboutsaskia65 has a spectacular aura aboutsaskia65 has a spectacular aura about
Default Re: Private Healthcare in BC

saskia65 is offline  
Old May 4th 2008, 6:33 am
  #4  
Now on Vancouver Island
 
Judy in Calgary's Avatar
 
Joined: Feb 2005
Location: Nanaimo, British Columbia, Canada
Posts: 6,935
Judy in Calgary has a reputation beyond reputeJudy in Calgary has a reputation beyond reputeJudy in Calgary has a reputation beyond reputeJudy in Calgary has a reputation beyond reputeJudy in Calgary has a reputation beyond reputeJudy in Calgary has a reputation beyond reputeJudy in Calgary has a reputation beyond reputeJudy in Calgary has a reputation beyond reputeJudy in Calgary has a reputation beyond reputeJudy in Calgary has a reputation beyond reputeJudy in Calgary has a reputation beyond repute
Default Re: Private Healthcare in BC

Originally Posted by saskia65
I know, go and google, girl.
Ummm
x
Judy in Calgary is offline  
Old May 4th 2008, 6:56 am
  #5  
Banned
 
Joined: Aug 2007
Location: New Caledonia
Posts: 1,810
Surrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond repute
Default Re: Private Healthcare in BC

Originally Posted by NessieOggy
Hi Sas

For the first 3 months of residence in BC, I've heard of people using Pacific Blue Cross or Manulife for medical coverage. Canadasure is another company I've seen mentioned. After 3 months of residence, Medical Services Plan (MSP), BC's provincial medical coverage, would be available to you.


Oggy
https://www.pbchbs.com/travelweb/

Last edited by Surrey Expat; May 4th 2008 at 7:00 am.
Surrey Expat is offline  
Old May 4th 2008, 9:05 am
  #6  
Account Closed
Thread Starter
 
Joined: Apr 2008
Posts: 4,673
saskia65 has a spectacular aura aboutsaskia65 has a spectacular aura aboutsaskia65 has a spectacular aura about
Default Re: Private Healthcare in BC

Originally Posted by Surrey Expat
Actually my interest wasn't specific to the first three months, I wanted to try and bring my existing cover with me. I've had a few problems of late, and I'm a bit concerned that a new policy would exclude these. Perhaps a bit specific for this forum. Thanks for the other info tho', useful in itself.
saskia65 is offline  
Old May 4th 2008, 10:53 am
  #7  
Banned
 
Joined: Aug 2007
Location: New Caledonia
Posts: 1,810
Surrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond reputeSurrey Expat has a reputation beyond repute
Default Re: Private Healthcare in BC

Originally Posted by saskia65
Actually my interest wasn't specific to the first three months, I wanted to try and bring my existing cover with me. I've had a few problems of late, and I'm a bit concerned that a new policy would exclude these. Perhaps a bit specific for this forum. Thanks for the other info tho', useful in itself.
Extremely unlikely as even when the name is the same, the company here is Canadian and operates independently of foreign counterparts. Phone a couple and ask them. Any comments on here or others experiences is specific to them and not going to definitively answer your question. Have you asked your existing health care provider?
Surrey Expat is offline  
Old May 4th 2008, 12:45 pm
  #8  
Binned by Muderators
 
Joined: Jul 2007
Location: White Rock BC
Posts: 11,688
JonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond repute
Default Re: Private Healthcare in BC

Originally Posted by saskia65
This might be better suited to the Bollux thread in Maple Leaf, because it's probably not a go-er, but I'd appreciate comments.

I have years of private healthcare cover in the UK with AXAPPP, and I wondered if anyone had somehow transferred their existing cover when they moved, rather than getting a new policy? I think it is possible if you take out some sort of international package with AXA PPP before you leave, but it may end up more expensive....?

Who are the major private providers in Canada (I know, go and google, girl.) and who would people recommend in BC?

Enjoy your Bank Holiday.

Sas x
The healthcare system is different in BC to the UK. You cannot buy private medical insurance like BUPA. By law, most people in BC cannot pay, either directly or via an insurance policy, for medically necessary treatment that is covered by the Medical Services Plan.

MSP is compulsory for citizens and permanent residents. It seems that people here on a work permit can choose not to join MSP and just pay cash for treatment. This is not a great decision unless you have lots and lots of spare money, because medical treatment is expensive.

You can buy extended medical insurance to cover treatments not included in MSP. This cover is often provided by employers. I am not sure that individual schemes are particularly good value for money.
JonboyE is offline  
Old May 5th 2008, 9:17 pm
  #9  
Forum Regular
 
edinburgh's Avatar
 
Joined: Oct 2006
Location: edinburgh , scotland
Posts: 193
edinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to all
Default Re: Private Healthcare in BC

any idea what the cost of MSP is ?
edinburgh is offline  
Old May 6th 2008, 3:20 am
  #10  
Binned by Muderators
 
Joined: Jul 2007
Location: White Rock BC
Posts: 11,688
JonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond repute
Default Re: Private Healthcare in BC

Originally Posted by edinburgh
any idea what the cost of MSP is ?
Per month:

$54 for one person
$96 for a family of two
$108 for a family of three or more

http://www.health.gov.bc.ca/msp/infoben/premium.html
JonboyE is offline  
Old May 6th 2008, 3:30 am
  #11  
Forum Regular
 
edinburgh's Avatar
 
Joined: Oct 2006
Location: edinburgh , scotland
Posts: 193
edinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to alledinburgh is a name known to all
Default Re: Private Healthcare in BC

thanks
edinburgh is offline  
Old May 7th 2008, 5:20 am
  #12  
Forum Regular
 
Joined: Aug 2005
Posts: 156
Juliew is a jewel in the roughJuliew is a jewel in the roughJuliew is a jewel in the roughJuliew is a jewel in the roughJuliew is a jewel in the rough
Default Re: Private Healthcare in BC

Originally Posted by JonboyE
The healthcare system is different in BC to the UK. You cannot buy private medical insurance like BUPA. By law, most people in BC cannot pay, either directly or via an insurance policy, for medically necessary treatment that is covered by the Medical Services Plan.

MSP is compulsory for citizens and permanent residents. It seems that people here on a work permit can choose not to join MSP and just pay cash for treatment. This is not a great decision unless you have lots and lots of spare money, because medical treatment is expensive.

You can buy extended medical insurance to cover treatments not included in MSP. This cover is often provided by employers. I am not sure that individual schemes are particularly good value for money.
Just to add to Jonboy's point:

There is no private healthcare in BC (for most medical). There are no private hospitals. Therefore it is in your best interest to purchase BC medical care. It is subsidized by the government. As a resident you are legally required to purchase it. You may however purchase extended health coverage which includes only those things not covered under medicare (dental, prescriptions etc)
Juliew is offline  
Old May 7th 2008, 8:27 am
  #13  
Pea Brain
 
R I C H's Avatar
 
Joined: Jun 2005
Location: TBD
Posts: 6,005
R I C H has a reputation beyond reputeR I C H has a reputation beyond reputeR I C H has a reputation beyond reputeR I C H has a reputation beyond reputeR I C H has a reputation beyond reputeR I C H has a reputation beyond reputeR I C H has a reputation beyond reputeR I C H has a reputation beyond reputeR I C H has a reputation beyond reputeR I C H has a reputation beyond reputeR I C H has a reputation beyond repute
Default Re: Private Healthcare in BC

Originally Posted by Juliew
Just to add to Jonboy's point:

There is no private healthcare in BC (for most medical). There are no private hospitals.
That's only partly true - you can pay for surgery, and not have to wait in line. My wife wanted some metal work taken out of her leg as a result of surgery in the UK several years earlier. She found a local clinic and surgeon that was happy to carry out the procedure, and was able to select her own date for the operation. No different from paying for private healthcare in the UK.
R I C H is offline  
Old May 7th 2008, 10:09 am
  #14  
Forum Regular
 
Joined: Mar 2005
Posts: 253
Yasmina2005 will become famous soon enoughYasmina2005 will become famous soon enough
Thumbs down Re: Private Healthcare in BC

These canadians are driving me crazy..Since they oblige us to buy the BC medical care, then they should provide enough resources for that OR give us the option to buy private insurance for those who want and allow doctors to have their own hospitals for those who want. Let people choose.

Two days ago, i was reading in the GLOBE and MAIL newspaper, Edition of May 5th, about sending high-risk infants to the USA to find a bed. I also read that "more than 100 canadian women with high risk pregnancies have been sent to the US hospitals over the past year-in what a doctor's group attributes to the lack of a national birthing plan"

http://www.theglobeandmail.com/servl...andHealth/home
Yasmina2005 is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



Contact Us - Manage Preferences Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Your Privacy Choices -

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.